5745 WALLIS LANE, ST CLOUD, FL, 34771
Active226 days on marketListed Dec 10, 2025MLS #TB8453389
About this home
5745 WALLIS LANE
One or more photo(s) has been virtually staged. Welcome to this beautifully designed 4-bedroom, 2-bath home offering 1,725 square feet of thoughtfully planned livingspace. Step inside to find an open and inviting floor plan that seamlessly blends comfort and functionality. The spacious great room flows effortlessly into the kitchen and dining areas, creating the perfect setting for everyday living and entertaining. The kitchen features modern cabinetry, ample counter space, and a large island ideal for casual gatherings. The owner’s suite provides a private retreat with a well-appointed ensuite bath, dual vanities, walk-in shower, and generous walk-in closet. Three additional bedrooms and a full bath provides plenty of space for family, guests, or a home office. Enjoy the convenience of a versatile layout, abundant natural light, and quality finishes throughout. The outdoor living space and backyard provide the perfect setting for relaxing evenings or weekend get-togethers. This home delivers both style and practicality in one of the area’s most desirable locations. Don’t miss your chance to make it yours!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,724
Sqft
0.14 ac
Lot size
2
Garage
2025
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,938 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,938/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.6%
$/sqft vs PRAIRIE OAKS
$232 vs $219
Days on market
226 vs 33 typical
Where $232/sqft sits among the 10 homes for sale in PRAIRIE OAKS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
4 of 10
PRAIRIE OAKS have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5745 WALLIS LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$420,000
1192 SABLE GLEN DRIVE · same community
4 bd · 2 ba · 1,846 sqft · $228/sqft · 110 DOM
Sold · Jan ’26$399,990
5807 WALLIS LANE · same community
4 bd · 2.5 ba · 1,917 sqft · $209/sqft · 52 DOM
Sold · Feb ’26$493,950
5793 TIMBER MEADOW WAY · same community
4 bd · 2 ba · 2,014 sqft · $245/sqft · 192 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5745 WALLIS LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5745 WALLIS LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5745 WALLIS LANE FAQs
What would the monthly payment be for 5745 WALLIS LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,938/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5745 WALLIS LANE?+
The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5745 WALLIS LANE?+
The most recent tax bill on record (2024) was $1,035. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5745 WALLIS LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $399,990, this home is listed about 6% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5745 WALLIS LANE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34771 market on paper
$399,990 is 6% below the ST CLOUD 34771 median of $425,000, and at $232/sqft it sits under the St Cloud average of $236.
02Time on market is leverage
226 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $457,550, now $399,990 — a $58K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HARTNEY REALTY & DEVELOPMENT · Brian Phillips. MLS #TB8453389.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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