2015 VISTA DEL SOL CIRCLE UNIT 108, LUTZ, FL, 33558
Active228 days on marketListed Dec 22, 2025MLS #TB8457763
About this home
2015 VISTA DEL SOL CIRCLE UNIT 108
Beautiful corner unit with multiple water views & upgrades. Elevated, effortless living in one of Paradise Lakes’ most desirable locations. This three-story corner residence captures tranquil pond views in the front and peaceful conservation canal views in the rear—offering layered water, trees, and open sky from multiple private balconies. The kitchen was fully renovated in 2022, providing modern functionality and refreshed design that complements the home’s versatile layout. Expansive windows invite natural light throughout, while the flexible three-level layout provides privacy and versatility for full-time living, seasonal enjoyment, guest accommodations, or potential income. Each level offers privacy and creative use, enhancing comfort for owners and guests alike. Enjoy morning coffee overlooking the pond and unwind in the evenings with serene conservation views—all within close proximity to the club amenities. An attached garage adds valuable storage and convenience, a rare feature within the community. Located inside the gated, clothing-optional Paradise Lakes community. Optional resort membership provides access to pools, dining, nightlife, tennis, pickleball, fitness, and social events. Conveniently located near dining, shopping, and major highways, this property combines resort-style living with everyday accessibility. A unique opportunity in a prime resort location. Luxury with a relaxed, resort-forward lifestyle—designed for privacy, flexibility, and ease. Proof of funds required. Background screening and AANR membership-Buyer to confirm community guidelines.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,357
Sqft
0.03 ac
Lot size
1
Garage
1989
Year built
Multi/Split
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,268 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,268/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lutz actives
$168 vs $243
Days on market
228 vs 43 typical
Where $168/sqft sits among the 265 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Paradise Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
Paradise Lakes — neighborhood snapshot
Population
1,656
Median age
42
Median income
$113,672
Median home value
$435,500
Avg household
3
Households w/ children
341
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $548K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
159 of 265
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 2015 VISTA DEL SOL CIRCLE UNIT 108
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$750,000
20111 COUNTY LINE ROAD
4 bd · 3 ba · 2,400 sqft · $313/sqft · 39 DOM
Sold · Mar ’26$625,000
19493 LEONARD ROAD
4 bd · 3 ba · 2,313 sqft · $270/sqft · 54 DOM
Sold · Dec ’25$685,000
20006 LAKE HOLLY DRIVE
3 bd · 2 ba · 2,413 sqft · $284/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2015 VISTA DEL SOL CIRCLE UNIT 108 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2015 VISTA DEL SOL CIRCLE UNIT 108 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2015 VISTA DEL SOL CIRCLE UNIT 108 FAQs
What would the monthly payment be for 2015 VISTA DEL SOL CIRCLE UNIT 108?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,268/mo — principal and interest, the actual property-tax bill, the $398/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2015 VISTA DEL SOL CIRCLE UNIT 108?+
The association fee works out to $398 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2015 VISTA DEL SOL CIRCLE UNIT 108?+
The most recent tax bill on record (2024) was $2,516. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2015 VISTA DEL SOL CIRCLE UNIT 108?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $395,000, this home is listed about 20% below the Lutz median of $492,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2015 VISTA DEL SOL CIRCLE UNIT 108?+
Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Water views
The water view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
228 days on market against a Lutz median of 43 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · April Genter. MLS #TB8457763.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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