4469 STONEY RIVER DRIVE, MULBERRY, FL, 33860
Active10 days on marketListed Sep 10, 2026MLS #TB8470739
About this home
4469 STONEY RIVER DRIVE
Virtually Staged. Welcome home to the space, privacy, and flexibility you’ve been looking for! Located in the Creekside community of Mulberry, this spacious 4-bedroom, 2-bath home sits on an oversized lot backing to a peaceful conservation area, creating a private backyard setting perfect for relaxing, entertaining, or simply enjoying a little extra breathing room. Step inside to a freshly painted interior with new waterproof luxury vinyl flooring that gives the home a fresh, updated feel. The kitchen features granite countertops and flows into the main living areas, making it easy to stay connected whether you’re hosting friends or enjoying a quiet night at home. An additional flex space/den gives you the freedom to create the home office, hobby room, play space, or cozy retreat that works best for your lifestyle. One standout feature is the hard-to-find 3-car garage, offering plenty of room for vehicles, storage, tools, or weekend toys. A newer A/C system installed in 2025 adds another valuable update for comfortable Florida living. Outside is where this home really shines. The oversized backyard and conservation backdrop offer plenty of possibilities for creating your own outdoor oasis. When it’s time to cool off, Creekside residents can also enjoy the community pool. With four bedrooms, flexible living space, a 3-car garage, fresh interior updates, an oversized conservation lot, and community amenities, this home offers so much more than just a place to live—it’s a place to settle in, spread out, and make your own. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,003
Sqft
0.27 ac
Lot size
3
Garage
2007
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,810 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,810/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.9%
$/sqft vs CREEKSIDE
$175 vs $155
Days on market
10 vs 32 typical
Where $175/sqft sits among the 7 homes for sale in CREEKSIDE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,895/mo median
Live Mulberry rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Creekside
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Creekside is a short-term-rental community. See the full guide →
MULBERRY 33860 — neighborhood snapshot
Population
25,617
Median age
34.3
Median income
$62,779
Median home value
$221,400
Avg household
2.93
Households w/ children
3,311
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$300K → $314K
Mulberry median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
4 of 7
CREEKSIDE have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 4469 STONEY RIVER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$572,500
1703 BAYHILL DRIVE · same community
4 bd · 2.5 ba · 1,963 sqft · $292/sqft · 4 DOM
Sold · Nov ’25$350,000
4662 HARTS BROOK LANE · same community
4 bd · 2 ba · 1,946 sqft · $180/sqft · 83 DOM
Sold · Jul ’26$332,000
4727 HICKORY STREAM LANE · same community
4 bd · 3 ba · 1,942 sqft · $171/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4469 STONEY RIVER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4469 STONEY RIVER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4469 STONEY RIVER DRIVE FAQs
What would the monthly payment be for 4469 STONEY RIVER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,810/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4469 STONEY RIVER DRIVE?+
The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4469 STONEY RIVER DRIVE?+
The most recent tax bill on record (2025) was $4,553. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4469 STONEY RIVER DRIVE be rented short-term?+
Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4469 STONEY RIVER DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mulberry?+
At $350,000, this home is listed about 17% above the Mulberry median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4469 STONEY RIVER DRIVE?+
Mulberry Middle School (middle), Mulberry Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Jared Rutherford. MLS #TB8470739.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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