4476 CREEKSIDE DRIVE, MULBERRY, FL, 33860
Active15 days on marketListed Sep 5, 2026MLS #TB8541507
Come see it
Upcoming open house
Sun, Sep 20
2:00 PM – 4:00 PM
About this home
4476 CREEKSIDE DRIVE
EXCITING NEWS—A BRAND-NEW ROOF WILL BE INSTALLED PRIOR TO CLOSING, SELLER IS MOTIVATED! LOW HOA AND NO CDD! Welcome to 4476 Creekside Drive, located in the desirable Creekside community of Mulberry. This spacious home offers four bedrooms, three full bathrooms, a three-car garage, an oversized lot, and an inviting open-concept floor plan. The kitchen features a breakfast bar, a dining area, and an open view of the Great Room—creating an excellent space for entertaining and gatherings. From the Great Room, step into the HOA-approved covered and screened porch, overlooking the private vinyl-fenced backyard that backs up to a peaceful wooded area. The outdoor space also features an outdoor kitchen, making it ideal for relaxing and entertaining. The spacious primary suite includes an en-suite bathroom with dual vanities, a soaking tub, a separate walk-in shower, and two walk-in closets. The split-bedroom floor plan also offers a private guest suite with its own bathroom, plus two additional bedrooms that share a full bathroom. Additional features include an interior laundry room, tile and laminate flooring throughout—NO CARPET—and a Bose surround-sound system. The A/C is approximately seven years old, and the water heater was replaced in 2025. Creekside provides convenient access to State Road 60 for travel toward Lakeland, Brandon, and the Tampa area. Nearby outdoor destinations include Loyce E. Harpe Park and Se7en Wetlands, offering trails, biking, disc golf, and other recreational activities. Schedule your private showing and discover everything this spacious Creekside home has to offer!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,451
Sqft
0.25 ac
Lot size
3
Garage
2010
Year built
One
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,800 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,800/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.9%
$/sqft vs CREEKSIDE
$155 vs $175
Days on market
15 vs 32 typical
Where $155/sqft sits among the 7 homes for sale in CREEKSIDE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,895/mo median
Live Mulberry rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Creekside
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Creekside is a short-term-rental community. See the full guide →
MULBERRY 33860 — neighborhood snapshot
Population
25,617
Median age
34.3
Median income
$62,779
Median home value
$221,400
Avg household
2.93
Households w/ children
3,311
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$300K → $314K
Mulberry median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
3 of 7
CREEKSIDE have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 4476 CREEKSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$395,000
4434 CREEKSIDE DRIVE · same community
4 bd · 3 ba · 2,433 sqft · $162/sqft · 20 DOM
Sold · Jun ’26$560,000
1654 BAYHILL DRIVE · same community
4 bd · 2.5 ba · 2,320 sqft · $241/sqft · 213 DOM
Sold · Dec ’25$625,000
14208 CREEK RUN DRIVE · same community
4 bd · 2.5 ba · 2,217 sqft · $282/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4476 CREEKSIDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4476 CREEKSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4476 CREEKSIDE DRIVE FAQs
What would the monthly payment be for 4476 CREEKSIDE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,800/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4476 CREEKSIDE DRIVE?+
The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4476 CREEKSIDE DRIVE?+
The most recent tax bill on record (2025) was $2,160. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4476 CREEKSIDE DRIVE be rented short-term?+
Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4476 CREEKSIDE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mulberry?+
At $380,000, this home is listed about 27% above the Mulberry median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4476 CREEKSIDE DRIVE?+
Mulberry Middle School (middle), Mulberry Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$380,000 runs 38% above the MULBERRY 33860 median — but at 2,451 sqft it's also 59% larger than the typical Mulberry listing.
02Zoned for nightly rentals
Creekside is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03The price has already moved
Listed at $390,000, now $380,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Aimee Millan. MLS #TB8541507.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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