3620 41ST WAY S UNIT F, ST PETERSBURG, FL, 33711
Active228 days on marketListed Feb 25, 2026MLS #TB8480006
About this home
3620 41ST WAY S UNIT F
Back on the market, no fault of the sellers! Major Price Improvement — Motivated Sellers are ready to move! Don’t miss this beautifully updated one-bedroom condo featuring a versatile, climate-controlled four-season space (an extra 153 sq ft) and a stunning, private park view that creates the perfect backdrop for relaxing, working, or entertaining, and is only a few steps away from one of the community's glistening heated pools. You really must see it to appreciate. This well-maintained ground-floor residence offers 787 square feet plus an additional bonus space, thoughtfully designed with an open, airy feel from the moment you enter. Warm wood laminate flooring flows throughout, leading you seamlessly from the main living area to peaceful green space just beyond the sliding glass doors. The oversized lanai has been thoughtfully enclosed to create a bright four-season room, adding valuable living space and flexibility to the floor plan. Whether you envision a cozy reading nook, home office, or additional lounge area, this space easily adapts to your lifestyle. The home also includes an in-unit washer and dryer, and furnishings are negotiable, making it an easy move-in-ready opportunity. Ideal as a primary residence, seasonal retreat, or investment property, the community allows 30-day minimum rentals, offering excellent flexibility. Located along the shores of Boca Ciega Bay in St. Petersburg, Bermuda Bay is a nearly 20-acre tropical enclave offering private beach access, resort-style amenities, and an active social atmosphere. Residents enjoy pools, recreation areas, and frequent gatherings, all complemented by some of the most beautiful sunsets on the Gulf Coast. If you’re looking for low-maintenance coastal living with privacy, charm, and value, this is one you need to see.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
787
Sqft
18.9 ac
Lot size
1974
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,427 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,427/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.1%
$/sqft vs BERMUDA BAY BEACH CONDO
$215 vs $233
Days on market
228 vs 73 typical
Where $215/sqft sits among the 12 homes for sale in BERMUDA BAY BEACH CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Bayview — neighborhood snapshot
Population
3,892
Median age
52
Median income
$63,896
Median home value
$241,999
Avg household
2
Households w/ children
389
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
7 of 12
BERMUDA BAY BEACH CONDO have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3620 41ST WAY S UNIT F
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$220,000
3735 42ND WAY S UNIT I · same community
1 bd · 1 ba · 787 sqft · $280/sqft · 76 DOM
Sold · Dec ’25$205,000
3715 42ND WAY S UNIT E · same community
1 bd · 1 ba · 787 sqft · $260/sqft · 71 DOM
Sold · Dec ’25$155,000
3715 42ND WAY S UNIT F · same community
1 bd · 1 ba · 787 sqft · $197/sqft · 141 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3620 41ST WAY S UNIT F — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3620 41ST WAY S UNIT F — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3620 41ST WAY S UNIT F FAQs
What would the monthly payment be for 3620 41ST WAY S UNIT F?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,427/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3620 41ST WAY S UNIT F?+
The most recent tax bill on record (2025) was $2,369. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3620 41ST WAY S UNIT F?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $169,000, this home is listed about 60% below the St Petersburg median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3620 41ST WAY S UNIT F?+
Gulfport Montessori Elementary School (elementary), Boca Ciega High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33711 market on paper
$169,000 is 44% below the ST PETERSBURG 33711 median of $299,450, and at $215/sqft it sits under the St Petersburg average of $369.
02Time on market is leverage
228 days on market against a St Petersburg median of 73 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $199,000, now $169,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Tori Elvir. MLS #TB8480006.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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