3730 42ND WAY S UNIT H, ST PETERSBURG, FL, 33711
Active29 days on marketListed Aug 24, 2026MLS #TB8535850
About this home
3730 42ND WAY S UNIT H
Welcome to Bermuda Bay Beach & Racquet Club, a gated waterfront community on the shores of Boca Ciega Bay where resort-style amenities, beautiful sunsets, and an exceptional St. Petersburg location come together. This well-maintained second-floor, one-bedroom, one-bath condominium offers a comfortable and efficient layout designed to make the most of every square foot. The residence features a built-in Murphy bed for overnight guests, a brand-new washer and dryer, and a spacious rear porch overlooking lush tropical landscaping and the beautifully maintained courtyard. Bermuda Bay offers an impressive collection of amenities, including a private sandy beach, two heated swimming pools, a jacuzzi, lighted tennis and pickleball courts, racquetball, a putting green, shuffleboard, a gazebo, playground, kayak and canoe storage, beachside BBQ grills, two laundry facilities, and an active clubhouse with regular social events and activities. Residents often gather along the waterfront to enjoy afternoon cocktails and unforgettable Florida sunsets. The community also offers flexible rental options with a one-month minimum rental period, making this property an excellent choice for a primary residence, seasonal getaway, or second home. The HOA includes cable TV, internet, community pools, escrow reserves, exterior maintenance, on-site management, pest control, security, private roads, sewer, trash, water, and insurance. Ideally located next to Clam Bayou Nature Preserve, Bermuda Bay provides convenient access to everything St. Petersburg has to give. Downtown St. Pete is approximately 10 minutes away, St. Pete Beach is about 15 minutes away, and Tampa International Airport is approximately 20 minutes away. Gulfport Beach, restaurants, shopping, hospitals, entertainment, and major highways are all nearby. Enjoy waterfront living, outstanding amenities, and the relaxed Florida lifestyle at Bermuda Bay Beach & Racquet Club. Schedule your private showing today.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
787
Sqft
18 ac
Lot size
1974
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,222 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,222/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16%
$/sqft vs BERMUDA BAY BEACH CONDO
$215 vs $233
Days on market
29 vs 57 typical
Where $215/sqft sits among the 9 homes for sale in BERMUDA BAY BEACH CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Bayview — neighborhood snapshot
Population
3,892
Median age
52
Median income
$63,896
Median home value
$241,999
Avg household
2
Households w/ children
389
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
7 of 9
BERMUDA BAY BEACH CONDO have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3730 42ND WAY S UNIT H
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$220,000
3735 42ND WAY S UNIT I · same community
1 bd · 1 ba · 787 sqft · $280/sqft · 76 DOM
Sold · Dec ’25$205,000
3715 42ND WAY S UNIT E · same community
1 bd · 1 ba · 787 sqft · $260/sqft · 71 DOM
Sold · Dec ’25$155,000
3715 42ND WAY S UNIT F · same community
1 bd · 1 ba · 787 sqft · $197/sqft · 141 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3730 42ND WAY S UNIT H — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3730 42ND WAY S UNIT H — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3730 42ND WAY S UNIT H FAQs
What would the monthly payment be for 3730 42ND WAY S UNIT H?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,222/mo — principal and interest, the actual property-tax bill, the $714/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3730 42ND WAY S UNIT H?+
The association fee works out to $714 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3730 42ND WAY S UNIT H?+
The most recent tax bill on record (2025) was $3,335. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3730 42ND WAY S UNIT H?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $169,000, this home is listed about 61% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3730 42ND WAY S UNIT H?+
Gulfport Montessori Elementary School (elementary), Lakewood High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33711 market on paper
$169,000 is 43% below the ST PETERSBURG 33711 median of $298,450, and at $215/sqft it sits under the St Petersburg average of $377.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $714/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Claudia Llach. MLS #TB8535850.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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