4114 DOVETAIL LANE, PALMETTO, FL, 34221
Active212 days on marketListed Apr 9, 2026MLS #TB8495542
About this home
4114 DOVETAIL LANE
Virtually Staged. Newer construction, a pond view, and Flood Zone X: this 2023 Silverstone North home gives you the peace of mind today’s buyers are looking for, without the new-build wait. With nearly 2,500 sq ft, 4 bedrooms, 3 full baths, and a 21x16 upstairs loft, the floor plan has room for how you actually live. The first-floor bedroom and full bath work well as a guest suite, home office, or space for visiting relatives. The open kitchen anchors the main level with granite counters, a walk-in pantry, and upgraded Whirlpool appliances, including the refrigerator. It flows into the dinette and living room, with sliders out to calm pond views facing southeast for bright mornings. Upstairs, the oversized loft makes a natural media room, playroom, or second living space. The laundry room is on the same floor as the bedrooms, so no hauling baskets up and down stairs. The primary suite is a true retreat with a walk-in closet, dual sinks, and a private water closet. The home has energy-efficient HVAC and windows and is move-in ready, with no waiting on a builder. Palmetto puts you a short drive from Anna Maria Island, Longboat Key, and the beaches, with easy I-75 access to Tampa, St. Pete, and Sarasota. Schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,435
Sqft
0.17 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,756 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,756/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.6%
$/sqft vs Palmetto actives
$164 vs $200
Days on market
212 vs 73 typical
Where $164/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
56,208
Median age
45.5
Median income
$77,712
Median home value
$338,600
Avg household
2.6
Households w/ children
4,828
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
254 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 4114 DOVETAIL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$350,000
5217 SONG SPARROW TERRACE · same community
3 bd · 2 ba · 1,669 sqft · $210/sqft · 14 DOM
Sold · Apr ’26$275,000
5617 FLAGSTONE TRAIL · same community
3 bd · 2 ba · 1,459 sqft · $188/sqft · 255 DOM
Sold · Aug ’26$340,000
4126 WILLOW HAMMOCK DRIVE
5 bd · 3 ba · 2,439 sqft · $139/sqft · 235 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4114 DOVETAIL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4114 DOVETAIL LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4114 DOVETAIL LANE FAQs
What would the monthly payment be for 4114 DOVETAIL LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,756/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4114 DOVETAIL LANE?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4114 DOVETAIL LANE?+
The most recent tax bill on record (2025) was $6,646. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4114 DOVETAIL LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $399,900, this home is priced right at the Palmetto median.
Which schools are assigned to 4114 DOVETAIL LANE?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,900 runs 10% above the PALMETTO 34221 median — but at 2,435 sqft it's also 25% larger than the typical Palmetto listing.
02Time on market is leverage
212 days on market against a Palmetto median of 73 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $410,000, now $399,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of IMPACT REALTY TAMPA BAY · Becky Billeci. MLS #TB8495542.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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