CENTURY 21 Edge
$699,999$749,9994 bd3 ba1,935 sqft$362 /sqft≈$5,057 /mo all-in ↓

1114 SW 8TH PL, CAPE CORAL, FL, 33991

Active185 days on marketListed May 6, 2026MLS #TB8505757

✦ Reduced $50K✦ New constructionPrivate poolSingle Family ResidenceCAPE CORAL UNIT 63

About this home

1114 SW 8TH PL

One or more photos have been virtually staged, AI generated, or rendered. This new construction waterfront home is thoughtfully designed to combine comfort, style, and functionality in a peaceful Florida setting. Situated on an oversized lot with city water and sewer, the residence offers privacy, spacious living, and modern finishes throughout. The open-concept layout is centered around a chef-inspired kitchen featuring a large island, quartz countertops, and elegant architectural details, while expansive living spaces are filled with natural light and create a seamless indoor-outdoor flow. Step outside to enjoy a resort-style pavered pool, outdoor kitchen, and tranquil freshwater canal views perfect for kayaking, paddleboarding, or relaxing evenings by the water. The split-bedroom floor plan includes a dedicated pool bath and a versatile fourth bedroom ideal for guests, a home office, or flex space. Additional highlights include a spacious three-car garage, modern lighting, heated floors in the primary bathroom, and quality construction designed for both everyday living and entertaining. Additional locations available.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,935

Sqft

0.36 ac

Lot size

3

Garage

2026

Year built

One

Levels

$362

Per sqft

Private poolFireplace

Inside

FlooringTile
AppliancesCooktop · Dishwasher · Dryer · Freezer · Microwave · Other · Range · Refrigerator · Washer
InteriorCoffered Ceiling(s) · Dry Bar · Eating Space In Kitchen · Other · Primary Bedroom Main Floor · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room · Other
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationConcrete Perimeter
FacesWest
ParkingOther
ExteriorCourtyard · Outdoor Grill · Outdoor Kitchen · Private Yard

Community & fees

Taxes (2024)$2,756/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Other
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,057 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,405
PMI (est., until 20% equity)$262
Property tax — 2024 actual bill$230
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $70,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $70,000
Interest rate7.50%
Loan term

Estimated payment

$5,057/mo

Principal & interest$4,405
PMI (est., until 20% equity)$262
Property taxes (actual bill)$230
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $700K
$547KedgeAI estimate $589,071 · range $570K–$607K$728K

vs edgeAI estimate

+18.8%

$/sqft vs Cape Coral actives

$362 vs $227

Days on market

185 vs 45 typical

Where $362/sqft sits among the 234 Cape Coral actives

90
75
29
14 · this home
8
18
$150–217$217–284$284–351$351–418$418–486$486+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cape Coral

Get to know Cape Coral. See the full Cape Coral guide →

CAPE CORAL 33991 — neighborhood snapshot

Population

27,725

Median age

46.9

Median income

$84,470

Median home value

$390,300

Avg household

2.64

Households w/ children

2,600

For the school run

Lee County School District

MiddleMariner Middle School★★★★★
HighMariner High School★★★★★
ElementaryTrafalgar Elementary School★★★★★
MiddleChallenger Middle School★★★★★
ElementaryPatriot Elementary School★★★★★
ElementaryHector A. Cafferata Junior Elementary School★★★★★
ElementarySkyline Elementary School★★★★★
HighCape Coral High School★★★★★
HighIda S. Baker High School★★★★★
HighNorth Fort Myers High School★★★★★
HighIsland Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$358K → $415K

Cape Coral median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

100 of 234

Cape Coral actives have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 142% above the CAPE CORAL 33991 median. See the full Cape Coral market guide →

Paper trail

This home's history

CurrentPrice reduced to $699,999 ▼ $50K
May 6, 2026Listed at $749,999 · 185 days on market since
2026Built · CAPE CORAL UNIT 63

Reality check

What actually sold near 1114 SW 8TH PL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1406 SW 13TH STREETSold · Jul ’26

$530,000

1406 SW 13TH STREET

4 bd · 3 ba · 1,962 sqft · $270/sqft · 244 DOM

1324 SW 8TH COURTSold · May ’26

$275,000

1324 SW 8TH COURT

3 bd · 2 ba · 2,012 sqft · $137/sqft · 114 DOM

114 SE 8TH STREETSold · Oct ’26

$340,000

114 SE 8TH STREET

3 bd · 2 ba · 2,012 sqft · $169/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 1114 SW 8TH PL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1114 SW 8TH PL — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1114 SW 8TH PL FAQs

What would the monthly payment be for 1114 SW 8TH PL?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,057/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1114 SW 8TH PL?+

The most recent tax bill on record (2024) was $2,756. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Cape Coral?+

At $699,999, this home is listed about 67% above the Cape Coral median of $419,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1114 SW 8TH PL?+

Mariner Middle School (middle), Mariner High School (high), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Hector A. Cafferata Junior Elementary School (elementary), Skyline Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high), North Fort Myers High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$699,999 runs 142% above the CAPE CORAL 33991 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

185 days on market against a Cape Coral median of 45 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Mariner Middle School, Mariner High School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Hector A. Cafferata Junior Elementary School, Skyline Elementary School, Cape Coral High School, Ida S. Baker High School, North Fort Myers High School, Island Coast High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $749,999, now $699,999 — a $50K cut. The full history is in the market section below.

Listing courtesy of STARLINK REALTY · Melissa Luzardo Perez, LLC. MLS #TB8505757.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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