5254 ROCKY COAST PLACE, PALMETTO, FL, 34221
Active121 days on marketListed Jun 11, 2026MLS #TB8506372
About this home
5254 ROCKY COAST PLACE
Virtually Staged. ONLY ELSTON CURRENTLY FOR SALE IN SILVERSTONE! PLUS $10,000 SELLER CREDIT! Why wait for new construction when you can move right into this 2022-built Elston and enjoy the space, floor plan and community amenities you want today? Priced at $354,900, the seller is offering an additional $10,000 credit toward buyer closing costs, prepaid expenses and/or an interest-rate buydown, making this an exceptional opportunity to own a spacious home in desirable Silverstone. Built by D.R. Horton, this popular Elston floor plan offers 4 bedrooms, 2.5 baths and approximately 2,250 square feet of living space. The open-concept main level features a spacious kitchen with granite countertops, abundant cabinetry and a natural flow into the dining and family rooms—perfect for everyday living and entertaining. Upstairs, the generous primary suite offers a walk-in closet and private ensuite bath, while three additional bedrooms provide flexibility for family, guests, a home office, gym, hobby room or whatever fits your lifestyle. The home is move-in ready and available for immediate occupancy, with a backyard ready for you to create your own outdoor retreat. Best of all, you can see exactly what you're buying and move in now rather than waiting for a new home to be built. Silverstone residents enjoy a resort-style pool, cabana, walking trails and tot lot, all with a low $99/month HOA fee. Conveniently located near shopping, dining, golf, parks and major roadways, with easy access to Bradenton, Sarasota, Ellenton and Gulf Coast beaches. Considering new construction? Come compare this home with the builder's current offerings. With the desirable Elston floor plan, an established home that's ready now, a $10,000 seller credit and an attractive price, this is an opportunity worth seeing before choosing new construction. Schedule your showing today! Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,252
Sqft
0.11 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,076 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,076/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10%
$/sqft vs Palmetto actives
$158 vs $203
Days on market
121 vs 79 typical
Where $158/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $372K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
238 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 5254 ROCKY COAST PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$415,000
5365 ROCKY COAST PLACE · same community
4 bd · 2.5 ba · 2,057 sqft · $202/sqft · 31 DOM
Sold · May ’26$390,000
5308 GRANITE DUST PLACE · same community
4 bd · 2.5 ba · 2,057 sqft · $190/sqft · 17 DOM
Sold · Nov ’25$340,000
4231 AUTUMN FOG COURT · same community
3 bd · 2.5 ba · 2,043 sqft · $166/sqft · 215 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5254 ROCKY COAST PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5254 ROCKY COAST PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5254 ROCKY COAST PLACE FAQs
What would the monthly payment be for 5254 ROCKY COAST PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,076/mo — principal and interest, the actual property-tax bill, the $99/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5254 ROCKY COAST PLACE?+
The association fee works out to $99 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5254 ROCKY COAST PLACE?+
The most recent tax bill on record (2025) was $6,846. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5254 ROCKY COAST PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $354,900, this home is listed about 11% below the Palmetto median of $396,999. The market section on this page shows how the area is trending.
Which schools are assigned to 5254 ROCKY COAST PLACE?+
Lincoln Memorial Middle School (middle), Palmetto High School (high), James Tillman Elementary Magnet School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Charissa Insignares. MLS #TB8506372.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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