100 BLUFF VIEW DRIVE UNIT 604C, BELLEAIR BLUFFS, FL, 33770
Active166 days on marketListed May 8, 2026MLS #TB8506904
About this home
100 BLUFF VIEW DRIVE UNIT 604C
One or more photo(s) has been virtually staged. THE BEST PANORAMIC WATERFRONT VALUE AROUND! Fully Renovated Turnkey. Top Floor. Under $500K !!!!!. Breathtaking Clearwater Bay Views. Prime waterfront Location Harbour Club C is the premier building in the community. Well constructed and maintained Your opportunity to wake up to breathtaking Clearwater Bay views from this beautifully renovated top-floor residence. Nearly 40 feet of impact-rated windows fill the home with natural light while showcasing panoramic water views and a glimpse of the Gulf. The enclosed balcony provides a comfortable year-round setting to relax, entertain, and enjoy spectacular sunsets. This spacious two-bedroom, two-bath home is truly move-in ready, featuring a new A/C system, water heater, appliances, and impact-rated windows and underbuilding assigned parking and storage closet. Harbour Club C is a well-constructed, well-maintained and professionally managed community with full-time maintenance, while HOA fees include flood insurance, water, trash, cable, and internet. Ideally located in Belleair Bluffs, just a half mile from the beach and within walking distance of shopping and dining, this mainland setting offers the best of coastal living offering the added peace of mind that comes with a mainland location. A rent-to-own program may be available through a qualified third-party provider for eligible buyers; program terms and qualification requirements apply. This is not seller financing. With a new price of $515,000, this is an excellent opportunity to enjoy an exceptional turnkey waterfront condo living in a well-established and mainatained community. Schedule your private showing today and experience the views and lifestyle of Harbour Club C for yourself.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,580
Sqft
0.97 ac
Lot size
1973
Year built
One
Levels
$314
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,675 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,675/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.8%
$/sqft vs Belleair Bluffs actives
$314 vs $240
Days on market
166 vs 133 typical
Where $314/sqft sits among the 31 Belleair Bluffs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbour Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Bluffs. See the full Belleair Bluffs guide →
Harbour Club — neighborhood snapshot
Population
255
Median age
63
Median income
$57,150
Median home value
$409,300
Avg household
2
Households w/ children
14%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Bluffs market
$234K → $252K
Belleair Bluffs median sold, yr/yr
93.1%
Sale-to-list ratio (12 mo)
16 of 31
Belleair Bluffs actives have cut their price
Median sold price, Belleair Bluffs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 188% above the BELLEAIR BLUFFS 33770 median. See the full Belleair Bluffs market guide →
Paper trail
This home's history
Reality check
What actually sold near 100 BLUFF VIEW DRIVE UNIT 604C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$450,000
3511 NORTH CIR
3 bd · 2 ba · 1,560 sqft · $288/sqft · 23 DOM
Sold · Aug ’26$455,000
2631 OAKBROOK DRIVE
3 bd · 2 ba · 1,559 sqft · $292/sqft · 48 DOM
Sold · Dec ’25$1,415,000
454 20TH AVENUE
3 bd · 2 ba · 1,607 sqft · $881/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 100 BLUFF VIEW DRIVE UNIT 604C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 100 BLUFF VIEW DRIVE UNIT 604C — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
100 BLUFF VIEW DRIVE UNIT 604C FAQs
What would the monthly payment be for 100 BLUFF VIEW DRIVE UNIT 604C?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,675/mo — principal and interest, the actual property-tax bill, the $671/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 100 BLUFF VIEW DRIVE UNIT 604C?+
The association fee works out to $671 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 100 BLUFF VIEW DRIVE UNIT 604C?+
The most recent tax bill on record (2024) was $2,635. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 100 BLUFF VIEW DRIVE UNIT 604C?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Bluffs?+
At $495,900, this home is listed about 58% above the Belleair Bluffs median of $313,700. The market section on this page shows how the area is trending.
Which schools are assigned to 100 BLUFF VIEW DRIVE UNIT 604C?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$495,900 runs 188% above the BELLEAIR BLUFFS 33770 median — but at 1,580 sqft it's also 17% larger than the typical Belleair Bluffs listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $671/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MC HOMES REALTY INC · Gail Hoffmann. MLS #TB8506904.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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