336 HARBOR RIDGE DRIVE, PALM HARBOR, FL, 34683
Active89 days on marketListed May 12, 2026MLS #TB8507647
About this home
336 HARBOR RIDGE DRIVE
Welcome to your next chapter in one of Palm Harbor's most desirable neighborhoods! This charming townhouse sits on a serene pond-front lot, offering the kind of tranquil water views that make every morning feel like a mini vacation. Step inside to discover an attractive floor plan that effortlessly blends style and functionality. The updated kitchen is a true showstopper, featuring new cabinetry, gleaming granite countertops, stainless steel appliances, and a convenient breakfast bar perfect for casual meals or entertaining guests who always seem to gravitate toward the kitchen. The spacious living room and dining room flow seamlessly together, creating an inviting atmosphere for gatherings of any size. Sliding glass doors open to a screened enclosed lanai where you can sip your morning coffee while overlooking the peaceful water — your own private retreat without ever leaving home. Upstairs, the oversized primary bedroom is a true sanctuary, complete with a private updated bathroom and a generous walk-in closet. The two additional bedrooms are impressively sized, offering plenty of room for family, guests, or that home office you have been dreaming about. A convenient two-car garage rounds out the practical perks. Beyond your front door, the community pool awaits for those sun-soaked Florida afternoons, and the surrounding Palm Harbor neighborhood delivers an unbeatable combination of convenience, charm, and coastal living at its finest. Beyond the community, the location is unbeatable—just moments from the pristine Gulf beaches, the scenic Pinellas Trail, and a variety of fine dining, shopping, and entertainment options. With airports nearby, travel is a breeze, making this home as convenient location. This one checks all the boxes and then some. Schedule your private showing today before someone else calls it home!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,700
Sqft
0.07 ac
Lot size
2
Garage
2010
Year built
Two
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,383 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,383/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6%
$/sqft vs Palm Harbor actives
$235 vs $262
Days on market
89 vs 48 typical
Where $235/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
225 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 336 HARBOR RIDGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$405,000
295 N HARBOR DRIVE · same community
3 bd · 2.5 ba · 1,700 sqft · $238/sqft · 30 DOM
Sold · Jun ’26$393,000
497 HARBOR RIDGE DRIVE · same community
3 bd · 2.5 ba · 1,700 sqft · $231/sqft · 11 DOM
Sold · May ’26$389,000
356 HARBOR RIDGE DRIVE · same community
3 bd · 2.5 ba · 1,700 sqft · $229/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 336 HARBOR RIDGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 336 HARBOR RIDGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
336 HARBOR RIDGE DRIVE FAQs
What would the monthly payment be for 336 HARBOR RIDGE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,383/mo — principal and interest, the actual property-tax bill, the $420/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 336 HARBOR RIDGE DRIVE?+
The association fee works out to $420 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 336 HARBOR RIDGE DRIVE?+
The most recent tax bill on record (2025) was $3,263. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 336 HARBOR RIDGE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $399,900, this home is listed about 5% above the Palm Harbor median of $379,990. The market section on this page shows how the area is trending.
Which schools are assigned to 336 HARBOR RIDGE DRIVE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Water views
The water view is part of what you're buying — views hold value independently of the structure.
02Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $410,000, now $399,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Sandy Papadakis. MLS #TB8507647.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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