101 40TH AVENUE SE, ST PETERSBURG, FL, 33705
Active149 days on marketListed May 28, 2026MLS #TB8509242
About this home
101 40TH AVENUE SE
One or more photo(s) has been virtually staged. Seller is open to negotiation for a closing cost / interest rate buydown credit to the buyer due at the time of closing, with an acceptable contract. This is at the seller’s discretion. Welcome to your own private slice of paradise in the highly sought-after waterfront community of Coquina Key. Situated on an oversized CORNER lot spanning nearly a QUARTER ACRE, this beautifully updated 3-bedroom, 1-bath home with a laid-back outdoor lifestyle, makes Sunny St. Petersburg so desirable. This ranch style home has endless possibilities! Simply enjoy this well appointed and turn-key home AS IS. Framed by swaying Foxtail palms and offering exceptional curb appeal, the property features ample side-yard space for boat parking/ jet ski's, trailers, or golf carts, perfect for embracing the St. Pete and Tampa Bay lifestyle. Located just steps from the newly renovated Grandview Park & Boat Ramp, you’ll enjoy easy access to boating, kayaking, paddle-boarding, and anything waterfront! You're also just a 3 minute walk to the famous Mullet's Fish Camp and a 2 minute drive to Lassing Park in the Old Southeast. Additionally the Pinellas Trail is very close by to hop on and head downtown to enjoy all that Downtown St. Pete has to enjoy. Inside, the home offers 1,305 square feet of bright and inviting living space with porcelain tile flooring throughout and updated lighting fixtures that create a clean, contemporary feel. The updated kitchen features quartz countertops, stainless steel appliances, custom tile backsplash, generous cabinetry, and ample prep space ideal for entertaining. An oversized bonus room provides incredible versatility for a home office, fitness area, media room, or additional lounge space, while the spacious laundry room adds extra storage and direct backyard access. Step outside to a fully fenced HUGE backyard designed for enjoying Florida living year-round. With nearly a quarter acre of land, there’s endless potential to create a tropical pool retreat, outdoor kitchen, garden oasis, or ultimate entertainment space. Adding even more flexibility is a detached storage shed along with a separate 100-square-foot air-conditioned studio/workshop complete with electricity — ideal for remote work, hobbies, creative projects, or additional storage. Whether you’re searching for a primary residence, seasonal retreat, new construction opportunity or investment opportunity, this home delivers exceptional value and opportunity! ROOF- 2021, WATER HEATER 2021, AND AC 2025!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,305
Sqft
0.22 ac
Lot size
1957
Year built
One
Levels
$276
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,066 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,066/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.5%
$/sqft vs St Petersburg actives
$276 vs $300
Days on market
149 vs 65 typical
Where $276/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coquina Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Coquina Key — neighborhood snapshot
Population
4,069
Median age
46
Median income
$104,283
Median home value
$329,549
Avg household
2
Households w/ children
309
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
195 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 101 40TH AVENUE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$433,400
3997 MARLIN DRIVE SE · same community
4 bd · 2 ba · 1,173 sqft · $369/sqft · 24 DOM
Sold · Jan ’26$410,000
3841 WAHOO DRIVE SE · same community
3 bd · 2 ba · 1,461 sqft · $281/sqft · 242 DOM
Sold · May ’26$350,000
4420 NEPTUNE DRIVE SE · same community
2 bd · 1.5 ba · 1,106 sqft · $316/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 101 40TH AVENUE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 101 40TH AVENUE SE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
101 40TH AVENUE SE FAQs
What would the monthly payment be for 101 40TH AVENUE SE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,066/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 101 40TH AVENUE SE?+
The most recent tax bill on record (2025) was $3,305. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 101 40TH AVENUE SE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $360,000, this home is listed about 15% below the St Petersburg median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 101 40TH AVENUE SE?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$360,000 runs 11% above the ST PETERSBURG 33705 median.
02Time on market is leverage
149 days on market against a St Petersburg median of 65 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $425,000, now $360,000 — a $65K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Jac Smith. MLS #TB8509242.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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