4359 NEPTUNE DRIVE SE, ST PETERSBURG, FL, 33705
Active10 days on marketListed Sep 12, 2026MLS #O6441287
About this home
4359 NEPTUNE DRIVE SE
Virtually Staged. Welcome to this inviting three-bedroom, two-bath home offering a comfortable and functional layout with plenty of space for everyday living and entertaining. The spacious living areas provide a welcoming setting for relaxing or gathering, while the kitchen features stainless-steel appliances and ample cabinetry. The three bedrooms offer flexibility for comfortable sleeping quarters, guest space, a home office, or other personal needs. The fenced backyard provides additional outdoor space for relaxing or entertaining. Conveniently located in the Coquina Key area with easy access to downtown St. Petersburg, shopping, dining, parks, major roadways, and the beaches, this home offers comfort and convenience in a desirable location.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,452
Sqft
0.17 ac
Lot size
1957
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,744 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,744/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8%
$/sqft vs St Petersburg actives
$238 vs $308
Days on market
10 vs 57 typical
Where $238/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coquina Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Coquina Key — neighborhood snapshot
Population
4,069
Median age
46
Median income
$104,283
Median home value
$329,549
Avg household
2
Households w/ children
309
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
258 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4359 NEPTUNE DRIVE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$410,000
3841 WAHOO DRIVE SE · same community
3 bd · 2 ba · 1,461 sqft · $281/sqft · 242 DOM
Sold · Jun ’26$433,400
3997 MARLIN DRIVE SE · same community
4 bd · 2 ba · 1,173 sqft · $369/sqft · 24 DOM
Sold · Mar ’26$415,000
381 KINGFISH DRIVE SE · same community
4 bd · 2 ba · 1,772 sqft · $234/sqft · 147 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4359 NEPTUNE DRIVE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4359 NEPTUNE DRIVE SE — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4359 NEPTUNE DRIVE SE FAQs
What would the monthly payment be for 4359 NEPTUNE DRIVE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,744/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4359 NEPTUNE DRIVE SE?+
The most recent tax bill on record (2025) was $4,728. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4359 NEPTUNE DRIVE SE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $346,019, this home is listed about 20% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4359 NEPTUNE DRIVE SE?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MAINSTAY BROKERAGE LLC · Summer Brady. MLS #O6441287.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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