1261 ANCHOR BEND DRIVE, RUSKIN, FL, 33570
Active74 days on marketListed May 23, 2026MLS #TB8511655
About this home
1261 ANCHOR BEND DRIVE
Virtually Staged. Welcome to 1261 Anchor Bend Drive, a beautifully maintained, Move-in-ready 4-bedroom, 2-bath, 1926 Sq Ft spacious home offering modern style, and exceptional value. Step inside to a welcoming foyer where three generously sized secondary bedrooms are privately situated away from the main living areas, creating a functional split-bedroom floor plan. The bright, open great room flows seamlessly into the heart of the home—a spacious kitchen featuring an oversized granite island, abundant cabinetry, French-door refrigerator, and ample space for entertaining, meal preparation, or gathering with family and friends. Vaulted ceilings and abundant natural light enhance the home's open, airy feel. The spacious primary suite boasts a relaxing retreat with an oversized Walk-in shower, Updated DUAL vanity with beautiful Level 2 Granite countertop, linen closet, and an Impressive walk-in closet. Enjoy peace of mind with a 2021 roof, Energy-efficient double-pane windows, Smart-home lighting compatible with Alexa, washer and dryer included, New sod, and a fully Fenced backyard ready for outdoor entertaining, gardening, pets, or creating your own private retreat. Ideally located between Tampa and Sarasota with convenient access to I-75 and US-41, you'll be just minutes from shopping, dining, Publix, ALDI, local attractions, and Florida's beautiful Gulf Coast beaches. Shell Cove residents enjoy resort-style amenities including a community pool, pickleball courts, clubhouse, playground, dog parks, and scenic walking trails. This move-in-ready home is ready for its next owner. Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,926
Sqft
0.14 ac
Lot size
2
Garage
2021
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,890 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,890/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.7%
$/sqft vs SHELL COVE PH 1
$166 vs $166
Days on market
74 vs 53 typical
Where $166/sqft sits among the 14 homes for sale in SHELL COVE PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $330K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
9 of 14
SHELL COVE PH 1 have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1261 ANCHOR BEND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$314,900
932 OCEAN SPRAY DRIVE · same community
4 bd · 2 ba · 1,846 sqft · $171/sqft · 59 DOM
Sold · May ’26$325,900
1353 OCEAN SPRAY DRIVE · same community
4 bd · 2 ba · 1,846 sqft · $177/sqft · 62 DOM
Sold · Mar ’26$314,900
1328 OCEAN SPRAY DRIVE · same community
3 bd · 2 ba · 1,846 sqft · $171/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1261 ANCHOR BEND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1261 ANCHOR BEND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1261 ANCHOR BEND DRIVE FAQs
What would the monthly payment be for 1261 ANCHOR BEND DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,890/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1261 ANCHOR BEND DRIVE?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1261 ANCHOR BEND DRIVE?+
The most recent tax bill on record (2025) was $8,291. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1261 ANCHOR BEND DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $319,900, this home is listed about 9% below the Ruskin median of $349,800. The market section on this page shows how the area is trending.
Which schools are assigned to 1261 ANCHOR BEND DRIVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the RUSKIN 33570 market on paper
$319,900 is 6% below the RUSKIN 33570 median of $339,500, and at $166/sqft it sits under the Ruskin average of $215.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $330,000, now $319,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SABAL PALM INTERNATIONAL REALTY LLC · Erica Chavez. MLS #TB8511655.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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