CENTURY 21 Edge
$287,500$299,9004 bd2 ba1,509 sqft$191 /sqft≈$2,372 /mo all-in ↓

7419 IVORY TERRACE, NEW PORT RICHEY, FL, 34655

Active136 days on marketListed May 28, 2026MLS #TB8512984

✦ Priced 13% below the NEW PORT RICHEY 34655 median✦ Reduced $12KSingle Family ResidenceSEVEN SPGS HOMES

About this home

7419 IVORY TERRACE

**** Seller is open to a lease option with acceptable terms. *** Located in the highly sought-after Seven Springs and Trinity area, this well-maintained home offers four bedrooms, a separate bonus room, and two full bathrooms. The fourth bedroom, located at the back of the home, can also be used as an additional living room, providing valuable flexibility as your needs change. The property is zoned for Seven Springs Elementary, Seven Springs Middle School, and J.W. Mitchell High School. The home features a spacious, light-filled living area with a large front window and a warm, welcoming atmosphere. The recently renovated eat-in kitchen includes white shaker cabinetry, granite countertops, stainless steel appliances, and a functional layout that makes everyday living and entertaining easy. The primary bedroom includes a private en-suite bathroom, while the additional bedrooms provide comfortable space for occupants, guests, hobbies, or other needs. In addition to the versatile fourth bedroom or rear living room, a separate bonus room is ideal for a home office with a separate entry, study area, playroom, or creative space. An interior laundry room with a newer full-size washer and dryer adds everyday convenience. Outside, the large, fully white vinyl fenced backyard provides generous space for pets, recreation, gardening, and outdoor gatherings. A newer storage shed situated on a concrete pad offers additional room for tools, bicycles, seasonal items, and other belongings. Sidewalk-lined streets contribute to the neighborhood’s walkability and established residential feel. No HOA or CDD fees help reduce ongoing housing expenses and provide greater flexibility. The home has never flooded. This home also did not experience any water intrusion or storm damage from Hurricanes Helene or Milton. Current flood insurance is only approximately $800 per year. The property is conveniently located near Trinity Plaza, shopping, restaurants, medical facilities, parks, beaches, bicycle trails, places of worship, and local attractions. Access to the Veterans Expressway and surrounding parkways makes travel to Tampa International Airport, Pinellas County, and the greater Tampa Bay area convenient.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,509

Sqft

0.14 ac

Lot size

1977

Year built

One

Levels

$191

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorSidewalk · Sliding Doors · Storage

Community & fees

Taxes (2024)$4,714/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Connected · Fiber Optics · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,372 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,692
FHA mortgage insurance (est.)$127
Property tax — 2024 actual bill$393
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,063Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,063
Interest rate6.00%
Loan term

Estimated payment

$2,372/mo

Principal & interest$1,692
FHA mortgage insurance (est.)$127
Property taxes (actual bill)$393
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $288K
$247KedgeAI estimate $270,070 · range $258K–$292K$304K

vs edgeAI estimate

+6.5%

$/sqft vs SEVEN SPGS HOMES

$191 vs $235

Days on market

136 vs 82 typical

Where $191/sqft sits among the 15 homes for sale in SEVEN SPGS HOMES

2 · this home
4
3
3
2
1
$177–198$198–219$219–241$241–262$262–283$283+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Port Richey

Drive times from this address

Tampa Int’l Airport (TPA)≈ 41 min
Downtown Tampa≈ 44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

NEW PORT RICHEY 34655 — neighborhood snapshot

Population

47,696

Median age

45.7

Median income

$85,107

Median home value

$353,000

Avg household

2.53

Households w/ children

5,515

For the school run

Pasco County School District

ElementaryLongleaf Elementary School★★★★★
HighJames W. Mitchell High School★★★★★
MiddleSeven Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$280K → $271K

New Port Richey median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

9 of 15

SEVEN SPGS HOMES have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% below the NEW PORT RICHEY 34655 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $287,500 ▼ $12K
May 28, 2026Listed at $299,900 · 136 days on market since
1977Built · SEVEN SPGS HOMES

Reality check

What actually sold near 7419 IVORY TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3536 HARTLAND DRIVESold · May ’26

$187,000

3536 HARTLAND DRIVE · same community

3 bd · 2 ba · 1,498 sqft · $125/sqft · 3 DOM

7737 MITCHELL RANCH ROADSold · Jun ’26

$210,000

7737 MITCHELL RANCH ROAD · same community

3 bd · 2 ba · 1,494 sqft · $141/sqft · 4 DOM

7838 AVENAL LOOPSold · Nov ’25

$270,000

7838 AVENAL LOOP · same community

2 bd · 2 ba · 1,447 sqft · $187/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 7419 IVORY TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7419 IVORY TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7419 IVORY TERRACE FAQs

What would the monthly payment be for 7419 IVORY TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,372/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7419 IVORY TERRACE?+

The most recent tax bill on record (2024) was $4,714. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7419 IVORY TERRACE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $287,500, this home is listed about 4% above the New Port Richey median of $275,790. The market section on this page shows how the area is trending.

Which schools are assigned to 7419 IVORY TERRACE?+

Longleaf Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the NEW PORT RICHEY 34655 market on paper

$287,500 is 13% below the NEW PORT RICHEY 34655 median of $330,990, and at $191/sqft it sits under the New Port Richey average of $209.

02Strong assigned schools

Longleaf Elementary School, James W. Mitchell High School, Seven Springs Middle School — James W. Mitchell High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $299,900, now $287,500 — a $12K cut. The full history is in the market section below.

Listing courtesy of AMERICAN HERITAGE REALTY, INC. · Benjamin Pietras. MLS #TB8512984.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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