31823 SUN KETTLE LOOP, WESLEY CHAPEL, FL, 33545
Active22 days on marketListed Jul 3, 2026MLS #TB8513460
About this home
31823 SUN KETTLE LOOP
Welcome to effortless Florida living in the highly sought-after Epperson community of Wesley Chapel. This spacious six-bedroom, three-bathroom home features a bright, open-concept layout with a kitchen that includes stainless steel appliances, a large center island, and a walk-in pantry. The first floor offers a private bedroom and full bath, ideal for guests or a home office, while upstairs you'll find five additional bedrooms, a versatile loft space, and a primary suite with a spa-style bathroom. Step outside to experience what truly sets this home apart: exclusive access to the stunning crystal-clear Epperson Lagoon, where you can paddleboard, kayak, or relax on sandy shores without ever leaving your neighborhood. This golf-cart-friendly community is minutes from top-rated schools, shopping, dining, and I-75. Priced well below market value, this is an incredible opportunity to secure space, lifestyle, and location all in one. Schedule your showing today.
Facts & features
The home at a glance
6
Bedrooms
3
Bathrooms
3,326
Sqft
0.15 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,234 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,234/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
$/sqft vs Wesley Chapel actives
$156 vs $200
Days on market
22 vs 32 typical
Where $156/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wesley Chapel
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
WESLEY CHAPEL 33545 — neighborhood snapshot
Population
27,536
Median age
35.1
Median income
$108,835
Median home value
$363,000
Avg household
3.3
Households w/ children
3,473
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $435K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
202 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 31823 SUN KETTLE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$490,000
8749 PARSONS HILL BOULEVARD
6 bd · 3 ba · 3,326 sqft · $147/sqft · 142 DOM
Sold · Oct ’25$499,000
8968 PARSONS HILL BOULEVARD
6 bd · 3 ba · 3,326 sqft · $150/sqft · 61 DOM
Sold · Feb ’26$499,650
10002 ALLENDALE STREET
6 bd · 3 ba · 3,326 sqft · $150/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 31823 SUN KETTLE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31823 SUN KETTLE LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
31823 SUN KETTLE LOOP FAQs
What would the monthly payment be for 31823 SUN KETTLE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,234/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 31823 SUN KETTLE LOOP?+
The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 31823 SUN KETTLE LOOP?+
The most recent tax bill on record (2025) was $8,357. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 31823 SUN KETTLE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $519,980, this home is listed about 20% above the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.
Which schools are assigned to 31823 SUN KETTLE LOOP?+
Wesley Chapel Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PINEYWOODS REALTY LLC · Liang Liu. MLS #TB8513460.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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