CENTURY 21 Edge
$369,000$389,0003 bd2 ba2,094 sqft$176 /sqft≈$2,790 /mo all-in ↓

1666 N CROFT AVENUE, INVERNESS, FL, 34453

Active136 days on marketListed May 29, 2026MLS #TB8513863

✦ Reduced $20KSingle Family ResidenceGREEN HILLS

About this home

1666 N CROFT AVENUE

Seller offering up to $5,000 toward buyer’s closing costs or rate buy-down (contingent upon offer terms)! Welcome to your own private retreat on 2.21 beautifully maintained acres in the heart of Inverness. Offering over 2,094 square feet of living space, this move-in-ready 3-bedroom, 2-bath home delivers the perfect combination of privacy, functionality, and Florida country living. Thoughtfully updated and meticulously maintained, the home features a beautifully designed kitchen with stainless steel appliances, spacious living areas, and a large primary suite with a walk-in closet. Major improvements have already been completed, including a newer roof, updated HVAC system, remodeled interior, and newer septic system, providing peace of mind for years to come. One of the property’s standout features is the oversized insulated garage with mini-split air conditioning, along with a detached climate-controlled workshop complete with electricity, air conditioning, workbench, and dedicated storage space. Whether you’re a hobbyist, contractor, car enthusiast, or simply need extra room for projects and equipment, this property offers endless possibilities. The extended driveway provides ample room for RVs, boats, trailers, and recreational vehicles with no HOA restrictions. Surrounded by mature trees and natural beauty, you’ll enjoy the privacy and tranquility of country living while remaining just minutes from shopping, dining, medical facilities, parks, lakes, and historic downtown Inverness. Outdoor enthusiasts will appreciate the proximity to the Withlacoochee State Trail, Tsala Apopka Chain of Lakes, boating, fishing, kayaking, hiking, and numerous nature preserves. Rarely do properties offer this much privacy, usable acreage, workshop space, and flexibility at this price point. Schedule your private showing today and experience everything this unique Inverness property has to offer.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,094

Sqft

2.21 ac

Lot size

2

Garage

1979

Year built

One

Levels

$176

Per sqft

Trees/Woods view

Inside

FlooringOther
AppliancesDishwasher · Microwave · Refrigerator
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Other · Stucco
FoundationSlab
ViewTrees/Woods
FacesWest
ExteriorOther · Storage

Community & fees

Taxes (2025)$3,534/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,790 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,172
FHA mortgage insurance (est.)$163
Property tax — 2025 actual bill$295
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,915Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,915
Interest rate6.00%
Loan term

Estimated payment

$2,790/mo

Principal & interest$2,172
FHA mortgage insurance (est.)$163
Property taxes (actual bill)$295
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $369K
$283KedgeAI estimate $328,048 · range $295K–$361K$384K

vs edgeAI estimate

+12.5%

$/sqft vs Inverness actives

$176 vs $179

Days on market

136 vs 69 typical

Where $176/sqft sits among the 252 Inverness actives

49
80
61 · this home
31
14
17
$109–145$145–180$180–216$216–251$251–287$287+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inverness

Get to know Inverness. See the full Inverness guide →

INVERNESS 34453 — neighborhood snapshot

Population

10,473

Median age

53.5

Median income

$58,064

Median home value

$174,500

Avg household

2.21

Households w/ children

905

For the school run

Citrus County School District

MiddleInverness Middle School★★★★★
ElementaryHernando Elementary School★★★★★
HighCitrus High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$235K → $252K

Inverness median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

104 of 252

Inverness actives have cut their price

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 468% above the INVERNESS 34453 median. See the full Inverness market guide →

Paper trail

This home's history

CurrentPrice reduced to $369,000 ▼ $20K
May 29, 2026Listed at $389,000 · 136 days on market since
1979Built · GREEN HILLS

Reality check

What actually sold near 1666 N CROFT AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2060 E MARY LUE STREETSold · Jun ’26

$200,000

2060 E MARY LUE STREET · same community

2 bd · 2 ba · 1,836 sqft · $109/sqft · 347 DOM

902 N SONIA AVENUESold · Dec ’25

$301,025

902 N SONIA AVENUE

3 bd · 2 ba · 2,044 sqft · $147/sqft · 126 DOM

1637 N BALTIC TERRACESold · Jun ’26

$449,990

1637 N BALTIC TERRACE

4 bd · 3 ba · 1,923 sqft · $234/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 1666 N CROFT AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1666 N CROFT AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1666 N CROFT AVENUE FAQs

What would the monthly payment be for 1666 N CROFT AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,790/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1666 N CROFT AVENUE?+

The most recent tax bill on record (2025) was $3,534. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Inverness?+

At $369,000, this home is listed about 39% above the Inverness median of $265,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1666 N CROFT AVENUE?+

Inverness Middle School (middle), Hernando Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$369,000 runs 468% above the INVERNESS 34453 median — but at 2,094 sqft it's also 38% larger than the typical Inverness listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $389,000, now $369,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of DIVINE ESTATES REALTY LLC · Nehad Darwish. MLS #TB8513863.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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