105 ISLAND WAY UNIT 112, CLEARWATER BEACH, FL, 33767
Active127 days on marketListed Jun 18, 2026MLS #TB8520598
About this home
105 ISLAND WAY UNIT 112
ISLAND ESTATES RESTORATION OPPORTUNITY IN A 55+ WATERFRONT COMMUNITY! Discover 105 Island Way #112, a 2-bedroom, 1-bath condominium offering approximately 900 square feet of living space and block construction in The Islander community of Clearwater Beach. Offered for cash or hard-money purchase only, this property presents an opportunity for buyers prepared to purchase a residence with restoration work pending. According to information provided, approximately $64,901.53 in association-funded restoration work has been approved to restore the condominium to its pre-hurricane condition. An approved contractor has been identified. Buyers should independently confirm the approved scope, funding arrangements, anticipated start date, completion schedule, and any expenses or responsibilities that remain with the owner. Restoration has not yet been completed. IMPORTANT PHOTO DISCLOSURE: Certain listing photographs show the condominium before the hurricanes and do not represent its current condition. These images are provided for historical reference only. Buyers should review current-condition photographs and inspect the property to evaluate its present condition. The current monthly association fee is listed at $1,150. Buyers should verify current fees, included services, any existing or proposed special assessments, and restoration-related obligations with the association. Residents enjoy waterfront amenities including a pool and heated spa overlooking the Intracoastal Waterway, shuffleboard courts, and a community dock/fishing pier. Located in Island Estates, the property offers convenient access to Clearwater Beach, Pier 60, shopping, dining, and Clearwater Marine Aquarium. For buyers seeking a property in an established 55+ waterfront community and willing to accommodate the restoration process, this condominium offers an opportunity to personalize a future coastal retreat. Buyer to verify community eligibility requirements, occupancy availability, rental restrictions, and all restoration details.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
900
Sqft
1972
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,850 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,850/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.2%
$/sqft vs Clearwater Beach actives
$194 vs $558
Days on market
127 vs 140 typical
Where $194/sqft sits among the 223 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $824K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
121 of 223
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 105 ISLAND WAY UNIT 112
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$995,000
691 S GULFVIEW BOULEVARD UNIT 1212
1 bd · 1.5 ba · 927 sqft · $1,073/sqft · 1283 DOM
Sold · Oct ’26$916,000
691 S GULFVIEW BOULEVARD UNIT 1508
1 bd · 1 ba · 864 sqft · $1,060/sqft · 1251 DOM
Sold · Feb ’26$586,000
825 S GULFVIEW BOULEVARD UNIT 106
2 bd · 2 ba · 1,007 sqft · $582/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 105 ISLAND WAY UNIT 112 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 105 ISLAND WAY UNIT 112 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
105 ISLAND WAY UNIT 112 FAQs
What would the monthly payment be for 105 ISLAND WAY UNIT 112?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,850/mo — principal and interest, the actual property-tax bill, the $1,150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 105 ISLAND WAY UNIT 112?+
The association fee works out to $1,150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 105 ISLAND WAY UNIT 112?+
The most recent tax bill on record (2025) was $3,147. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 105 ISLAND WAY UNIT 112?+
The listing reports pets: Cats OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $174,900, this home is listed about 78% below the Clearwater Beach median of $795,500. The market section on this page shows how the area is trending.
Which schools are assigned to 105 ISLAND WAY UNIT 112?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER BEACH 33767 market on paper
$174,900 is 69% below the CLEARWATER BEACH 33767 median of $557,450, and at $194/sqft it sits under the Clearwater Beach average of $657.
02Know the monthly fee
The association fee is $1,150/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $200,000, now $174,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE SHOP REAL ESTATE CO. · Jessica Martin. MLS #TB8520598.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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