2968 ON THE ROCKS POINT, KISSIMMEE, FL, 34747
Active45 days on marketListed Jun 26, 2026MLS #TB8523622
About this home
2968 ON THE ROCKS POINT
Step into a little slice of paradise with this fully furnished 3-bed/3-bath Key West–inspired villa tucked inside the Margaritaville Resort, just minutes from Disney. From the moment you walk in, the bright and breezy feel sets the tone for a relaxing escape, with 10-foot ceilings, wood-look tile floors, gorgeous quartz surfaces, and a full suite of Samsung appliances already in place. The open layout makes everyday living easy, and the sliding doors lead to a private patio with brick pavers—perfect for morning coffee or unwinding at the end of the day. The spare bedrooms each feature fun themed wall murals that add an extra touch of magic, especially in a setting so close to the parks. You’ll also enjoy an incredible selection of resort-style amenities, including multiple pools, the H2O water park, restaurants, bars, walking trails, a fitness center, a full-service spa, and endless entertainment options nearby. This villa includes a lockable owners’ closet, double-paned windows for added efficiency, and stylish furnishings. It’s an inviting, turnkey opportunity in one of the most carefree settings in Central Florida—schedule your visit and experience it for yourself.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,545
Sqft
0.03 ac
Lot size
2022
Year built
Two
Levels
$269
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,022 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,022/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.6%
$/sqft vs ROLLING OAKS PH 7
$269 vs $246
Days on market
45 vs 53 typical
Where $269/sqft sits among the 10 homes for sale in ROLLING OAKS PH 7
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Margaritaville, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Margaritaville
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Margaritaville is a short-term-rental community. See the full guide →
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
1 of 10
ROLLING OAKS PH 7 have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the Kissimmee median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 2968 ON THE ROCKS POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$335,000
2920 ON THE ROCKS POINT · same community
3 bd · 3 ba · 1,545 sqft · $217/sqft · 143 DOM
Sold · May ’26$320,000
2923 CASTAWAY LANE · same community
3 bd · 3 ba · 1,545 sqft · $207/sqft · 320 DOM
Sold · Mar ’26$340,000
2929 CARIBBEAN SOUL DRIVE · same community
3 bd · 3 ba · 1,545 sqft · $220/sqft · 376 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2968 ON THE ROCKS POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2968 ON THE ROCKS POINT — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2968 ON THE ROCKS POINT FAQs
What would the monthly payment be for 2968 ON THE ROCKS POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,022/mo — principal and interest, the actual property-tax bill, the $583/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2968 ON THE ROCKS POINT?+
The association fee works out to $583 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2968 ON THE ROCKS POINT?+
The most recent tax bill on record (2025) was $7,826. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2968 ON THE ROCKS POINT be rented short-term?+
Yes — this home sits inside Margaritaville, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2968 ON THE ROCKS POINT?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $415,000, this home is listed about 9% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Zoned for nightly rentals
Margaritaville is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $583/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $425,000, now $415,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · Dawn Liedtke. MLS #TB8523622.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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