
400 CENTRAL AVENUE UNIT 1105, ST PETERSBURG, FL, 33701
Active38 days on marketListed Jul 7, 2026MLS #TB8526155
About this home
400 CENTRAL AVENUE UNIT 1105
Virtually Staged. Every great city has a residence that captures its energy. At 400 Central, Residence 1105 combines sweeping southeast-facing views of the Downtown St. Petersburg skyline and Tampa Bay with premium owner upgrades, offering a move-in ready opportunity in one of the city's newest luxury condominium communities. Offering 3 bedrooms, 3 full bathrooms, and 1,732 square feet, this residence showcases the clean, modern design that has made 400 Central one of the most anticipated addresses in Downtown St. Petersburg. Floor-to-ceiling glass fills the home with natural light and opens to an oversized 357 SqFt southeast-facing terrace, where unobstructed views of the downtown skyline, Tampa Bay, and the vibrant cityscape become part of everyday living, transitioning beautifully from sunrise over the bay to the sparkling city lights after dark. Unlike many new construction residences, this home has already been enhanced with more than $40,000 in owner upgrades, allowing the next owner to enjoy a polished, finished home without taking on additional projects after closing. California Closets have been installed throughout, while motorized window shades—including blackout shades in two rooms—provide both convenience and privacy. The kitchen has been elevated with a striking designer backsplash, upgraded upper cabinet finishes, a new convection oven, and a new refrigerator. Additional improvements include designer lighting over the kitchen island, in the primary bathroom, and in the secondary bedroom, along with televisions in both the living room and primary suite. The versatile floor plan offers flexibility for full-time living, seasonal ownership, or working from home, with an additional electrical outlet already installed to accommodate a dedicated office space. Every bathroom has been completed with towel bars and accessories, adding the finishing details that are often left for a new owner to complete. Ownership includes a highly desirable deeded parking space ideally positioned just steps from the elevator for effortless daily access while being tucked within the protected interior of the parking garage, offering added shelter from Florida's sun and weather. The residence also includes an additional valet parking space and a private deeded storage unit, providing exceptional convenience, flexibility, and valuable extra storage that is increasingly sought after in downtown condominium living. Residents of 400 Central enjoy an exceptional collection of amenities designed to complement an active, luxury lifestyle, including an expansive amenity level with a resort-style pool and spa, state-of-the-art fitness center, club and social rooms, coworking spaces, private entertaining areas, concierge services, and the spectacular Sky Lounge Observatory with panoramic views stretching across Downtown St. Petersburg, Tampa Bay, and the Gulf. Located just steps from Beach Drive, the St. Petersburg Pier, waterfront parks, museums, acclaimed restaurants, boutique shopping, and year-round events, Residence 1105 offers the opportunity to enjoy the very best of downtown living while calling one of St. Petersburg's most celebrated new addresses home.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,732
Sqft
2.3 ac
Lot size
2
Garage
2026
Year built
One
Levels
$863
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,356 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,726/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6%
$/sqft vs 400 CENTRAL
$863 vs $1,010
Days on market
38 vs 58 typical
Where $863/sqft sits among the 29 homes for sale in 400 CENTRAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
14 of 29
400 CENTRAL have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 CENTRAL AVENUE UNIT 1105
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,280,000
400 CENTRAL AVENUE UNIT 605 · same community
3 bd · 3 ba · 1,732 sqft · $739/sqft · 0 DOM
Sold · Feb ’26$1,429,180
400 CENTRAL AVENUE UNIT 905 · same community
3 bd · 3 ba · 1,732 sqft · $825/sqft · 0 DOM
Sold · Jan ’26$1,550,000
400 CENTRAL AVENUE UNIT 505 · same community
3 bd · 3 ba · 1,732 sqft · $895/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 1105 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 1105 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
400 CENTRAL AVENUE UNIT 1105 FAQs
What would the monthly payment be for 400 CENTRAL AVENUE UNIT 1105?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,356/mo — principal and interest, estimated property taxes, the $568/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 400 CENTRAL AVENUE UNIT 1105?+
The association fee works out to $568 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 400 CENTRAL AVENUE UNIT 1105?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 CENTRAL AVENUE UNIT 1105?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,495,000, this home is listed about 244% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 CENTRAL AVENUE UNIT 1105?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,495,000 runs 96% above the ST PETERSBURG 33701 median — but at 1,732 sqft it's also 29% larger than the typical St Petersburg listing.
02City & Park/Greenbelt & Water views
The city and park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $568/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Jennifer Thayer. MLS #TB8526155.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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