CENTURY 21 Edge
$1,495,0003 bd3 ba1,732 sqft$863 /sqft$9,356 /mo all-in ↓

400 CENTRAL AVENUE UNIT 1105, ST PETERSBURG, FL, 33701

Active38 days on marketListed Jul 7, 2026MLS #TB8526155

New constructionCondominium400 CENTRAL

About this home

400 CENTRAL AVENUE UNIT 1105

Virtually Staged. Every great city has a residence that captures its energy. At 400 Central, Residence 1105 combines sweeping southeast-facing views of the Downtown St. Petersburg skyline and Tampa Bay with premium owner upgrades, offering a move-in ready opportunity in one of the city's newest luxury condominium communities. Offering 3 bedrooms, 3 full bathrooms, and 1,732 square feet, this residence showcases the clean, modern design that has made 400 Central one of the most anticipated addresses in Downtown St. Petersburg. Floor-to-ceiling glass fills the home with natural light and opens to an oversized 357 SqFt southeast-facing terrace, where unobstructed views of the downtown skyline, Tampa Bay, and the vibrant cityscape become part of everyday living, transitioning beautifully from sunrise over the bay to the sparkling city lights after dark. Unlike many new construction residences, this home has already been enhanced with more than $40,000 in owner upgrades, allowing the next owner to enjoy a polished, finished home without taking on additional projects after closing. California Closets have been installed throughout, while motorized window shades—including blackout shades in two rooms—provide both convenience and privacy. The kitchen has been elevated with a striking designer backsplash, upgraded upper cabinet finishes, a new convection oven, and a new refrigerator. Additional improvements include designer lighting over the kitchen island, in the primary bathroom, and in the secondary bedroom, along with televisions in both the living room and primary suite. The versatile floor plan offers flexibility for full-time living, seasonal ownership, or working from home, with an additional electrical outlet already installed to accommodate a dedicated office space. Every bathroom has been completed with towel bars and accessories, adding the finishing details that are often left for a new owner to complete. Ownership includes a highly desirable deeded parking space ideally positioned just steps from the elevator for effortless daily access while being tucked within the protected interior of the parking garage, offering added shelter from Florida's sun and weather. The residence also includes an additional valet parking space and a private deeded storage unit, providing exceptional convenience, flexibility, and valuable extra storage that is increasingly sought after in downtown condominium living. Residents of 400 Central enjoy an exceptional collection of amenities designed to complement an active, luxury lifestyle, including an expansive amenity level with a resort-style pool and spa, state-of-the-art fitness center, club and social rooms, coworking spaces, private entertaining areas, concierge services, and the spectacular Sky Lounge Observatory with panoramic views stretching across Downtown St. Petersburg, Tampa Bay, and the Gulf. Located just steps from Beach Drive, the St. Petersburg Pier, waterfront parks, museums, acclaimed restaurants, boutique shopping, and year-round events, Residence 1105 offers the opportunity to enjoy the very best of downtown living while calling one of St. Petersburg's most celebrated new addresses home.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,732

Sqft

2.3 ac

Lot size

2

Garage

2026

Year built

One

Levels

$863

Per sqft

City & Park/Greenbelt & Water viewPets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMembrane
ConstructionBlock · Concrete · Metal Frame · Stucco
FoundationSlab
ViewCity · Park/Greenbelt · Water
FacesSoutheast
ParkingAssigned · Covered · Guest · Under Building
ExteriorBalcony · Dog Run · Irrigation System · Lighting · Other · Outdoor Grill · Sliding Doors · Storage

Community & fees

HOA fee$568/mo
Taxes (2025)$0/yr
PetsYes
CommunityFitness Center · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,356 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,067
PMI (est., until 20% equity)$561
Property tax — 2025 actual bill$0
Condo fee — from the listing$568
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,500
Interest rate6.00%
Loan term

Estimated payment

$10,726/mo

Principal & interest$8,067
PMI (est., until 20% equity)$561
Est. property taxes$1,370
HOA / condo fee$568
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.5M
$1.4MedgeAI estimate $1,590,563 · range $1.5M$1.6M$1.7M

vs edgeAI estimate

−6%

$/sqft vs 400 CENTRAL

$863 vs $1,010

Days on market

38 vs 58 typical

Where $863/sqft sits among the 29 homes for sale in 400 CENTRAL

6 · this home
7
6
3
2
5
$852–918$918–983$983–1049$1049–1114$1114–1180$1180+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 400 CENTRAL AVENUE UNIT 1105

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33701 — neighborhood snapshot

Population

18,485

Median age

46.3

Median income

$69,098

Median home value

$590,900

Avg household

1.65

Households w/ children

934

For the school run

Pinellas County School District

ElementaryCampbell Park Elementary School★★★★★
MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

14 of 29

400 CENTRAL have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 96% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $1,495,000 · 38 days on market since
2026Built · 400 CENTRAL

Reality check

What actually sold near 400 CENTRAL AVENUE UNIT 1105

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

400 CENTRAL AVENUE UNIT 605Sold · Feb ’26

$1,280,000

400 CENTRAL AVENUE UNIT 605 · same community

3 bd · 3 ba · 1,732 sqft · $739/sqft · 0 DOM

400 CENTRAL AVENUE UNIT 905Sold · Feb ’26

$1,429,180

400 CENTRAL AVENUE UNIT 905 · same community

3 bd · 3 ba · 1,732 sqft · $825/sqft · 0 DOM

400 CENTRAL AVENUE UNIT 505Sold · Jan ’26

$1,550,000

400 CENTRAL AVENUE UNIT 505 · same community

3 bd · 3 ba · 1,732 sqft · $895/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 1105 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 1105 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

400 CENTRAL AVENUE UNIT 1105 FAQs

What would the monthly payment be for 400 CENTRAL AVENUE UNIT 1105?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,356/mo — principal and interest, estimated property taxes, the $568/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 400 CENTRAL AVENUE UNIT 1105?+

The association fee works out to $568 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 400 CENTRAL AVENUE UNIT 1105?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 400 CENTRAL AVENUE UNIT 1105?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,495,000, this home is listed about 244% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 400 CENTRAL AVENUE UNIT 1105?+

Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,495,000 runs 96% above the ST PETERSBURG 33701 median — but at 1,732 sqft it's also 29% larger than the typical St Petersburg listing.

02City & Park/Greenbelt & Water views

The city and park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $568/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Jennifer Thayer. MLS #TB8526155.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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400 CENTRAL AVENUE UNIT 1105, ST PETERSBURG, FL — 3 Bed, 3 Bath — $1,495,000 | CENTURY 21 Edge