CENTURY 21 Edge
$1,695,000$1,950,0002 bd3 ba1,921 sqft$882 /sqft≈$9,942 /mo all-in ↓

400 CENTRAL AVENUE UNIT 2505, ST PETERSBURG, FL, 33701

Active186 days on marketListed Apr 8, 2026MLS #TB8494657

✦ Reduced $255K✦ New constructionCondominium400 CENTRAL

About this home

400 CENTRAL AVENUE UNIT 2505

Residence 2505 represents one of the best values currently available at 400 Central and in downtown St. Petersburg's luxury condominium market. No other active residence of comparable size above the 20th floor is currently offered at this price point. Highly upgraded and customized, this Sky Collection residence showcases sweeping southeast water and city views from the 25th floor of 400 Central—the tallest residential building in Tampa Bay and a landmark redefining the downtown skyline. Completed in 2026 and never lived in, Residence 2505 offers 1,921 square feet of interior living space plus an exceptional 418-square-foot full-length terrace spanning the entire residence. Floor-to-ceiling glass and sliding doors maximize natural light and panoramic views, with both bedrooms and the main living areas opening directly to the terrace. Thoughtfully customized for a more expansive living experience, the original third bedroom has been reconfigured into an impressive 28-foot great room, now professionally staged to showcase the exceptional scale, versatility, and entertaining potential of the space. The residence maintains the flexibility for the seller to restore the third bedroom prior to closing upon buyer request, creating either an expansive two-bedroom layout or a true three-bedroom residence. The current split-bedroom configuration features two private ensuites, plus a third full bath conveniently located off the main living area, offering exceptional flexibility for owners and guests. Custom upgrades include high-gloss porcelain tile flooring throughout; an under-counter wine refrigerator; high-gloss paneled refrigerator and dishwasher seamlessly integrated with the European cabinetry; a dramatic 60-inch illuminated touch-light medicine cabinet in the primary bath; custom glass shower enclosure in the guest ensuite; and terrace sliders pre-wired for low-voltage electric blinds. The open-concept kitchen features sleek European cabinetry, quartz countertops with full-height backsplash, JennAir appliances, and a large island positioned for entertaining while maximizing the views. The spacious primary suite includes a spa-inspired bath highlighted by a spectacular 9-foot custom walk-in shower with dual rain shower heads, wall-mounted shower systems, and handheld sprays at each end. Two HVAC systems provide enhanced comfort and efficiency. The residence also includes the rare convenience of two parking spaces—one dedicated self-parking space plus an additional valet space—along with a climate-controlled storage unit. Ownership includes more than 36,000 square feet of resort-style amenities, including the spectacular 46th-floor Sky Lounge and Observation Deck, resort pool deck with cabanas and spa, fitness center, coworking spaces, private dining, theater lounge, dog park, and bocce court. The pet-friendly community allows up to two dogs with generous size allowances. Just steps from the waterfront, St. Pete Pier, acclaimed dining, shopping, and cultural venues, Residence 2505 combines a highly customized home, exceptional outdoor living, and one of downtown St. Petersburg's most distinctive luxury addresses.

Facts & features

The home at a glance

2

Bedrooms

3

Bathrooms

1,921

Sqft

0 ac

Lot size

2

Garage

2026

Year built

One

Levels

$882

Per sqft

City & Water view

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorHigh Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationStilt/On Piling
ViewCity · Water
FacesSoutheast
ExteriorBalcony · Dog Run · Sliding Doors · Storage

Community & fees

Taxes (2025)$0/yr
PetsDogs OK
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,942 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,146
PMI (est., until 20% equity)$636
Property tax — 2025 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $169,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $169,500
Interest rate6.00%
Loan term

Estimated payment

$11,496/mo

Principal & interest$9,146
PMI (est., until 20% equity)$636
Est. property taxes$1,554
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.7M
$1.3MedgeAI estimate $1,548,074 · range $1.4M–$1.7M$1.8M

vs edgeAI estimate

+9.5%

$/sqft vs 400 CENTRAL

$882 vs $982

Days on market

186 vs 73 typical

Where $882/sqft sits among the 19 homes for sale in 400 CENTRAL

4 · this home
4
6
2
1
2
$843–909$909–975$975–1041$1041–1107$1107–1174$1174+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Drive times from this address

Downtown Tampa≈ 28 min
Tampa Int’l Airport (TPA)≈ 28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33701 — neighborhood snapshot

Population

18,485

Median age

46.3

Median income

$69,098

Median home value

$590,900

Avg household

1.65

Households w/ children

934

For the school run

Pinellas County School District

ElementaryCampbell Park Elementary School★★★★★
MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

6 of 19

400 CENTRAL have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 126% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,695,000 ▼ $255K
Apr 8, 2026Listed at $1,950,000 · 186 days on market since
2026Built · 400 CENTRAL

Reality check

What actually sold near 400 CENTRAL AVENUE UNIT 2505

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

400 CENTRAL AVENUE UNIT 3506Sold · Apr ’26

$2,040,950

400 CENTRAL AVENUE UNIT 3506 · same community

3 bd · 3 ba · 1,948 sqft · $1,048/sqft · 0 DOM

400 CENTRAL AVENUE UNIT 2406Sold · Apr ’26

$1,900,000

400 CENTRAL AVENUE UNIT 2406 · same community

3 bd · 3 ba · 1,948 sqft · $975/sqft · 0 DOM

400 CENTRAL AVENUE UNIT 2506Sold · Feb ’26

$2,123,550

400 CENTRAL AVENUE UNIT 2506 · same community

3 bd · 3 ba · 1,948 sqft · $1,090/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 2505 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 2505 — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

400 CENTRAL AVENUE UNIT 2505 FAQs

What would the monthly payment be for 400 CENTRAL AVENUE UNIT 2505?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,942/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 400 CENTRAL AVENUE UNIT 2505?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 400 CENTRAL AVENUE UNIT 2505?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,695,000, this home is listed about 304% above the St Petersburg median of $420,000. The market section on this page shows how the area is trending.

Which schools are assigned to 400 CENTRAL AVENUE UNIT 2505?+

Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,695,000 runs 126% above the ST PETERSBURG 33701 median — but at 1,921 sqft it's also 46% larger than the typical St Petersburg listing.

02City & Water views

The city and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

186 days on market against a St Petersburg median of 73 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,950,000, now $1,695,000 — a $255K cut. The full history is in the market section below.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Rodger Kooser. MLS #TB8494657.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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