400 CENTRAL AVENUE UNIT 2005, ST PETERSBURG, FL, 33701
Active0 days on marketListed Oct 14, 2026MLS #TB8557274
About this home
400 CENTRAL AVENUE UNIT 2005
Experience elevated downtown living in this professionally designed 2 bedroom, 3 full bathroom luxury residence at 400 Central. Offering 1,921 square feet of sophisticated interior living space, this turnkey residence combines custom finishes, designer furnishings, expansive views, and an exceptional downtown location. The extraordinary 61-foot, 418 sq ft private balcony with updated flooring stretching across the residence, offering sweeping views of Tampa Bay and the St. Petersburg skyline. Whether enjoying morning coffee, entertaining at sunset, or simply taking in the waterfront views, the outdoor living space is truly exceptional. Inside, the residence has been thoughtfully customized and professionally designed with designer wall coverings, statement lighting, custom details, and an inviting fireplace, creating a polished yet comfortable atmosphere that feels distinctly more elevated than a typical new construction residence. The open concept living area is framed by expansive floor to ceiling windows, bringing the water and skyline views into nearly every room. The sophisticated kitchen features new appliances, a gas range, and a beautifully appointed layout designed for both everyday living and entertaining. The spacious primary suite opens directly to the private balcony and captures stunning water / DT ST Petersburg views. The luxurious primary bath features dual vanities, dual shower heads, overhead rain showers, and both walk in closets. The second bedroom offers a private ensuite bath with both a tub and shower, plus a walk in closet. Parking is effortless with valet service plus one dedicated self-parking space. Residents enjoy an extraordinary collection of amenities, including a 46th floor sky lounge and observatory with panoramic views across Tampa Bay, St. Petersburg, and the Gulf. The expansive 36,000 square foot 7th floor amenity level offers resort style pools with cabanas, sauna and spa facilities, putting greens, state of the art fitness facilities, executive conference spaces, game rooms, and theater/TV rooms. Whether you're relaxing, entertaining, exercising, or working from home, the amenities are designed to provide a true resort style residential experience. Parking spot comes with a high speed ev charger, with a card. Come check this one out for yourself!
Facts & features
The home at a glance
2
Bedrooms
3
Bathrooms
1,921
Sqft
2.3 ac
Lot size
2021
Year built
One
Levels
$984
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,718 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,451/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.5%
$/sqft vs 400 CENTRAL
$984 vs $982
Days on market
0 vs 71 typical
Where $984/sqft sits among the 20 homes for sale in 400 CENTRAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
6 of 20
400 CENTRAL have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 147% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 CENTRAL AVENUE UNIT 2005
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$2,040,950
400 CENTRAL AVENUE UNIT 3506 · same community
3 bd · 3 ba · 1,948 sqft · $1,048/sqft · 0 DOM
Sold · Apr ’26$1,900,000
400 CENTRAL AVENUE UNIT 2406 · same community
3 bd · 3 ba · 1,948 sqft · $975/sqft · 0 DOM
Sold · Feb ’26$2,123,550
400 CENTRAL AVENUE UNIT 2506 · same community
3 bd · 3 ba · 1,948 sqft · $1,090/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 2005 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 2005 — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
400 CENTRAL AVENUE UNIT 2005 FAQs
What would the monthly payment be for 400 CENTRAL AVENUE UNIT 2005?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,718/mo — principal and interest, estimated property taxes, the $651/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 400 CENTRAL AVENUE UNIT 2005?+
The association fee works out to $651 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 400 CENTRAL AVENUE UNIT 2005?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 CENTRAL AVENUE UNIT 2005?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,890,000, this home is listed about 350% above the St Petersburg median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 CENTRAL AVENUE UNIT 2005?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,890,000 runs 147% above the ST PETERSBURG 33701 median — but at 1,921 sqft it's also 46% larger than the typical St Petersburg listing.
02City & Park/Greenbelt & Water views
The city and park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $651/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Listed today in a St Petersburg market that averages 71 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of JB3 REALTY · Bryan Waters. MLS #TB8557274.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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