9342 CAPE CHARLES AVENUE, NEW PORT RICHEY, FL, 34655
Active121 days on marketListed Jul 9, 2026MLS #TB8526355
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About this home
9342 CAPE CHARLES AVENUE
Welcome to this beautifully UPDATED 3-bedroom, 2-bathroom home in the 55+ community, Heritage Lake. This meticulously maintained home comes with a 2-car garage and is one of the FEW THREE BEDROOM models in the neighborhood. Situated on a quiet, low-traffic street. Step inside to discover a bright, open floor plan designed for comfortable everyday living and effortless entertaining. Brand-new engineered hardwood flooring extends throughout the living room, dining room, and bedrooms, creating an warm cohesive flow. The kitchen features granite countertops, stainless steel appliances, a spacious pantry, and an abundance of workspace. You will also find granite countertops in both of the thoughtfully designed spacious bathrooms. Modern lighting and ceiling fans complement the home's contemporary style. Enjoy peace of mind with major recent improvements, including a new roof (2021), new tankless water heater (2023), and new A/C system (2025). Additional upgrades include new double-pane front entry doors, energy-efficient double-pane windows, and a screened garage door that allows fresh air and natural light to flow through. Enjoy your morning coffee or unwind in the evening on the private rear patio with no immediate rear neighbors, offering a peaceful setting with views of the nearby water basin and tons of local wildlife. Heritage Lake offers an exceptional active-adult lifestyle with a heated pool, hot tub, tennis, pickleball, shuffleboard, bocce ball, horseshoes, billiards, organized clubs, fitness activities, social events, and much more. This Village within Heritage Lakes has a very low HOA fee ($74/monthly) making this wonderful community even more attractive. Conveniently located near Mitchell Ranch shopping and dining, medical facilities, including Trinity Medical Center, golf courses, Gulf Coast beaches, and less than an hour from Tampa International Airport, this move-in-ready home combines modern updates, low-maintenance living, and an outstanding location.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,646
Sqft
0.15 ac
Lot size
2
Garage
1983
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,713 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,713/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.4%
$/sqft vs HERITAGE LAKE
$188 vs $182
Days on market
121 vs 66 typical
Where $188/sqft sits among the 15 homes for sale in HERITAGE LAKE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Heritage Lake — neighborhood snapshot
Population
1,248
Median age
76
Median income
$52,531
Median home value
$258,400
Avg household
1
Households w/ children
59%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$284K → $280K
New Port Richey median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
8 of 15
HERITAGE LAKE have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the NEW PORT RICHEY 34655 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 9342 CAPE CHARLES AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$260,000
4635 GAZEBO COURT · same community
2 bd · 2 ba · 1,646 sqft · $158/sqft · 186 DOM
Sold · Jan ’26$315,000
9402 STONEWALL LANE · same community
2 bd · 2 ba · 1,646 sqft · $191/sqft · 106 DOM
Sold · Oct ’26$260,000
4647 LACROSSE COURT · same community
2 bd · 2 ba · 1,638 sqft · $159/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 9342 CAPE CHARLES AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9342 CAPE CHARLES AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9342 CAPE CHARLES AVENUE FAQs
What would the monthly payment be for 9342 CAPE CHARLES AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,713/mo — principal and interest, the actual property-tax bill, the $74/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9342 CAPE CHARLES AVENUE?+
The association fee works out to $74 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9342 CAPE CHARLES AVENUE?+
The most recent tax bill on record (2025) was $2,564. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9342 CAPE CHARLES AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $310,000, this home is listed about 11% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9342 CAPE CHARLES AVENUE?+
Longleaf Elementary School (elementary), River Ridge Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Kari Hazeltine. MLS #TB8526355.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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