2888 BANCROFT CIRCLE E UNIT 5B, PALM HARBOR, FL, 34683
Active0 days on marketListed Jul 28, 2026MLS #TB8526793
About this home
2888 BANCROFT CIRCLE E UNIT 5B
Experience the rare luxury of what feels like brand-new construction in this spectacular, completely transformed 2-bedroom, 2-bathroom single-story villa in the highly desirable Villas of Beacon Groves! Having undergone a top-to-bottom, 100% total gut renovation, every single detail has been replaced and modernized to offer an incredible turnkey living experience that rivals a brand-new home. Large backyard with absolutely no rear neighbors, this home offers an exceptional level of privacy that is truly rare for villa living! Best of all, you can enjoy this pristine, modern lifestyle with an incredibly rare, ultra-low HOA fee of just $165 per month, no CDD fees, and the peace of mind of being located in a preferred X flood zone where flood insurance is not mandatory! This remarkably affordable fee offers unmatched monthly savings for the area, completely covering your cable TV, sewer, and trash, alongside exterior maintenance, grounds upkeep, and full access to the community clubhouse and two sparkling pools. Step inside the bright, open floor plan to find brand-new porcelain tile flooring spanning the entire 1,030 square feet, perfectly complemented by a fresh coat of paint, all-new contemporary light fixtures, and modern ceiling fans throughout. The stunning, fully redesigned kitchen is a chef's dream, boasting 100% new solid wood cabinets, elegant quartz countertops, a functional kitchen island, and a large breakfast bar that opens directly to the main living area. Both bathrooms have been completely remodeled from scratch, while the smart split-bedroom layout offers ultimate privacy with spacious bedrooms and direct access to a versatile, enclosed 11'x8' rear Bonus Room that features a dedicated laundry closet with a new washer and dryer set. This flexible bonus space is perfect for a home office, gym, or hobby room. Maximizing your organization, both bedrooms feature large walk-in closets equipped with custom shelving and storage, including a generous 6'x5' walk-in closet in the master suite and a 6'x3' walk-in closet in the second bedroom. This property also offers wonderful outdoor living spaces, including an 8'x5' covered front porch, a massive 14'x11' open rear porch ideal for grilling and entertaining, and brand-new rain gutters. The location is an absolute dream for daily convenience and recreation, featuring a Super Walmart within walking distance, plus Publix, Starbucks, and Target all just minutes away. Golf enthusiasts will love being down the road from the world-renowned Innisbrook Resort and its championship courses, while boaters and anglers can take advantage of nearby Lake Tarpon. Accessible through beautiful Anderson Park and John Chesnut Park, Lake Tarpon is completely open to the public and widely celebrated as one of the top 10 premier largemouth bass fishing lakes in the entire state of Florida! The community is zoned for top-tier, A-rated schools and is located directly across the street from Sutherland Elementary. You are also just a short drive from the St. Petersburg College (SPC) Tarpon Springs Campus, under 20 minutes from the breathtaking shores of Honeymoon Island State Park, and close to everything downtown Palm Harbor and downtown Dunedin have to offer. This updated gem provides the look and feel of new construction without the steep price tag—ready for you to move right in and enjoy a worry-free lifestyle in paradise. Cash, conventional, FHA, and VA loans all gladly accepted.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,030
Sqft
0.06 ac
Lot size
1982
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,152 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,152/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.1%
Days on market
0 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fox Chase
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Fox Chase — neighborhood snapshot
Population
1,908
Median age
36
Median income
$43,983
Median home value
$197,824
Avg household
2
Households w/ children
479
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2888 BANCROFT CIRCLE E UNIT 5B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2888 BANCROFT CIRCLE E UNIT 5B — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2888 BANCROFT CIRCLE E UNIT 5B FAQs
What would the monthly payment be for 2888 BANCROFT CIRCLE E UNIT 5B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,152/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2888 BANCROFT CIRCLE E UNIT 5B?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2888 BANCROFT CIRCLE E UNIT 5B?+
The most recent tax bill on record (2025) was $3,316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2888 BANCROFT CIRCLE E UNIT 5B?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $244,991, this home is listed about 35% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2888 BANCROFT CIRCLE E UNIT 5B?+
Sutherland Elementary School (elementary), Palm Harbor University High (high), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34683 market on paper
$244,991 is 39% below the PALM HARBOR 34683 median of $399,900, and at $238/sqft it sits under the Palm Harbor average of $269.
02Fresh on the market
Listed today in a Palm Harbor market that averages 42 — if it fits, move quickly.
03Strong assigned schools
Sutherland Elementary School, Palm Harbor University High, Palm Harbor Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
Listing courtesy of ELEGANT CASAS CORP · Michael Melnyk. MLS #TB8526793.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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