531 BOCA CIEGA POINT BOULEVARD S UNIT 531, ST PETERSBURG, FL, 33708
Active41 days on marketListed Jul 9, 2026MLS #TB8526985
About this home
531 BOCA CIEGA POINT BOULEVARD S UNIT 531
Virtually Staged. Nestled in one of St. Petersburg's premier GATED 55+ WATERFRONT BOATING COMMUNITIES, this exquisitely renovated coastal villa offers the perfect blend of luxury, comfort, & carefree living. Wake up each morning to peaceful water views, sip your coffee as dolphins & manatees glide by, spend the afternoon cruising the intracoastal waterway, and end your day watching spectacular sunsets! Designed for water lovers, this beautifully updated home offers 1,640 SQUARE FEET of thoughtfully designed living space, complete with a PRIVATE COMPOSITE DOCK(34'x7.5' w/EXTRA 2' "SHELF" FOR EASY BOAT CLEANING) & 9,000 LB BOAT LIFT giving you direct access to the Intracoastal Waterway & the Gulf. Whether you're heading out for a day of fishing, docking at a waterfront restaurant, exploring nearby islands, or simply enjoying an evening cruise, your next adventure begins just steps from your back door. Inside, nearly every inch of the home has been transformed during an EXTENSIVE 2025/26 RENOVATION that blends timeless coastal elegance with today's modern conveniences. Sunlight pours through expansive sliding glass doors, filling the open-concept living spaces, drawing your eyes to the beautiful canal views. The PRIMARY SUITE offers a truly special retreat, allowing you to wake each morning to serene water views before you even step out of bed! The SPACIOUS ENCLOSED FLORIDA ROOM is the perfect place to entertain guests, unwind with a favorite book, or simply watch boats drift by. At the heart of the home is the stunning designer kitchen, featuring BRAND NEW STAINLESS STEEL APPLIANCES along with beautiful UPPER & LOWER SOFT-CLOSE KITCHEN CABINETS & GRANITE COUNTERTOPS. The seamless flow into the wide-open dining & living areas creates an inviting space for entertaining family & friends. Beyond its beautiful finishes, this home offers something every buyer will appreciate - PEACE OF MIND. The renovation includes a NEW ROOF, WATER HEATER, ELECTRICAL PANEL, & ELECTRICAL RECEPTACLES & SWITCHES throughout, & BEAUTIFUL NEW FRONT ENTRY DOOR and all new window dressings. The A/C SYSTEM WAS REPLACED IN 2023 with FLEX VENTING added in the attic in 2025. Every improvement was PROFESSIONALLY DONE, PERMITTED, INSPECTED, & FULLY CLOSED OUT, allowing you to move in with confidence knowing the major work has already been completed. The seller also invested in exceptional long-term value! The $30,000 ROOF ASSESSMENT HAS ALREADY BEEN PAID IN FULL, saving the next owner a significant expense. Following the 2024 Hurricanes, the seller invested an additional $30,000 to install a FULL-HOME GARRISON FLOOD BARRIER SYSTEM, providing one of the industry's leading flood mitigation solutions & an added layer of protection & peace of mind during Florida's storm season. Life at Boca Ciega Point is about embracing an active, social Florida lifestyle with TWO CLUBHOUSES, HEATED POOL, PICKLEBALL, TENNIS, BOATING CLUB, AND YEAR-ROUND SOCIAL EVENTS. The association fee includes FLOOD INSURANCE, WATER, SEWER, TRASH, EXTERIOR MAINTENANCE, LAWN CARE, INTERNET & CABLE, making this the perfect lock-and-leave home for snowbirds. Head north for the summer if you choose, then return to enjoy the lifestyle you've earned. Just 5 MINUTES FROM MADEIRA BEACH, JOHN'S PASS, GULF BEACHES, WATERFRONT DINING, SHOPPING, AND ENTERTAINMENT, this is more than a waterfront villa—it's your invitation to live the Florida lifestyle you've always imagined.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,640
Sqft
0 ac
Lot size
1
Garage
1972
Year built
One
Levels
$326
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,817 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,817/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.2%
$/sqft vs BOCA CIEGA POINT EAST
$326 vs $313
Days on market
41 vs 58 typical
Where $326/sqft sits among the 24 homes for sale in BOCA CIEGA POINT EAST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
16 of 24
BOCA CIEGA POINT EAST have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 531 BOCA CIEGA POINT BOULEVARD S UNIT 531
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$510,000
457 BOCA CIEGA POINT BOULEVARD N · same community
2 bd · 2 ba · 1,650 sqft · $309/sqft · 147 DOM
Sold · Oct ’25$605,000
523 BOCA CIEGA POINT BOULEVARD S · same community
2 bd · 2 ba · 1,625 sqft · $372/sqft · 24 DOM
Sold · Jun ’26$535,000
511 BOCA CIEGA POINT BOULEVARD N · same community
2 bd · 2 ba · 1,600 sqft · $334/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 531 BOCA CIEGA POINT BOULEVARD S UNIT 531 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 531 BOCA CIEGA POINT BOULEVARD S UNIT 531 — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
531 BOCA CIEGA POINT BOULEVARD S UNIT 531 FAQs
What would the monthly payment be for 531 BOCA CIEGA POINT BOULEVARD S UNIT 531?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,817/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 531 BOCA CIEGA POINT BOULEVARD S UNIT 531?+
The most recent tax bill on record (2024) was $3,288. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 531 BOCA CIEGA POINT BOULEVARD S UNIT 531?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $534,500, this home is listed about 24% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 531 BOCA CIEGA POINT BOULEVARD S UNIT 531?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$534,500 runs 14% above the ST PETERSBURG 33708 median — but at 1,640 sqft it's also 23% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Jennifer Koelling. MLS #TB8526985.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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