CENTURY 21 Edge
$524,500$534,5002 bd2 ba1,640 sqft$320 /sqft≈$3,754 /mo all-in ↓

531 BOCA CIEGA POINT BOULEVARD S UNIT 531, ST PETERSBURG, FL, 33708

Active94 days on marketListed Jul 9, 2026MLS #TB8526985

✦ Reduced $10KWaterfrontVillaBOCA CIEGA POINT EAST

Come see it

Upcoming open house

Sat, Oct 17

12:00 PM – 1:00 PM

Virtual

Hosted by Jen Koelling & Donna Hastings

About this home

531 BOCA CIEGA POINT BOULEVARD S UNIT 531

Following the 2024 hurricanes, the seller invested $30,000 to install a FULL-HOME GARRISON FLOOD BARRIER SYSTEM, providing one of the industry’s leading flood-mitigation solutions & an added layer of protection during Florida’s storm season. In addition, ALL ASSESSMENTS HAVE BEEN PAID IN FULL! This includes the $30,000 ROOF ASSESSMENT, saving the next owner a substantial expense. That’s $60,000 invested by the seller in the roof assessment & Garrison Flood Barriers alone! Nestled in one of St. Petersburg’s premier GATED 55+ WATERFRONT BOATING COMMUNITIES, this exquisitely renovated coastal villa offers the perfect blend of luxury, comfort, & carefree living. Wake up to peaceful water views, sip your morning coffee as dolphins & manatees glide by, spend the afternoon cruising the Intracoastal Waterway, & end the day watching spectacular sunsets! Designed for water lovers, this beautifully updated home offers 1,640 SQUARE FEET of thoughtfully designed living space, along with a PRIVATE COMPOSITE DOCK (34'x7.5' w/EXTRA 2' "SHELF" FOR EASY BOAT CLEANING) & 9,000 LB BOAT LIFT with direct access to the Intracoastal Waterway & the Gulf. Whether you’re fishing, visiting a waterfront restaurant, exploring nearby islands, or enjoying an evening cruise, your next adventure begins just steps from your back door. Inside, nearly every inch of the home was transformed during an EXTENSIVE 2025/26 RENOVATION, blending timeless coastal elegance with today’s modern conveniences. Sunlight pours through expansive sliding glass doors, filling the open-concept living spaces & drawing your eyes to the beautiful canal views. The PRIMARY SUITE is a peaceful retreat where you can wake up to serene water views before even stepping out of bed. The SPACIOUS ENCLOSED FLORIDA ROOM offers the perfect setting to entertain guests, unwind with a favorite book, or simply watch the boats drift by. At the heart of the home is a stunning designer kitchen featuring BRAND NEW STAINLESS STEEL APPLIANCES, UPPER & LOWER SOFT-CLOSE KITCHEN CABINETS & GRANITE COUNTERTOPS. Its seamless flow into the wide-open dining & living areas creates an inviting space for entertaining family & friends. Beyond its beautiful finishes, this home also offers something every buyer will appreciate—PEACE OF MIND. Improvements include a NEW ROOF, WATER HEATER, ELECTRICAL PANEL, & ELECTRICAL RECEPTACLES & SWITCHES throughout, along with a BEAUTIFUL NEW FRONT ENTRY DOOR & all-new window dressings. The A/C SYSTEM WAS REPLACED IN 2023, with FLEX VENTING added in the attic in 2025. Every improvement was PROFESSIONALLY DONE, PERMITTED, INSPECTED, & FULLY CLOSED OUT, allowing you to move in with confidence knowing the major work has already been completed. Life at Boca Ciega Point is centered around an active, social Florida lifestyle, with TWO CLUBHOUSES, HEATED POOL, PICKLEBALL, TENNIS, BOATING CLUB, AND YEAR-ROUND SOCIAL EVENTS. The association fee includes FLOOD INSURANCE, WATER, SEWER, TRASH, EXTERIOR MAINTENANCE, LAWN CARE, INTERNET & CABLE, making this an ideal lock-and-leave home for snowbirds. Head north for the summer if you choose, then return to enjoy the lifestyle you’ve earned. Located just 5 MINUTES FROM MADEIRA BEACH, JOHN'S PASS, GULF BEACHES, WATERFRONT DINING, SHOPPING, AND ENTERTAINMENT, this is more than a waterfront villa—it’s your invitation to live the Florida lifestyle you’ve always imagined.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,640

Sqft

0 ac

Lot size

1

Garage

1972

Year built

One

Levels

$320

Per sqft

WaterfrontWater viewNegotiable55+ communityPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Stone Counters · Walk-In Closet(s)
LaundryIn Garage · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMembrane · Other · Shingle
ConstructionConcrete · Stucco
FoundationConcrete Perimeter
ViewWater
FacesSouth
ExteriorHurricane Shutters · Private Entrance · Sliding Doors · Tennis Court(s)

Community & fees

Taxes (2024)$3,288/yr
PetsYes
CommunityCanal Front · Fishing · Intracoastal Waterway · Water Access · Waterfront · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,754 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,088
FHA mortgage insurance (est.)$232
Property tax — 2024 actual bill$274
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,358Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,358
Interest rate6.00%
Loan term

Estimated payment

$3,754/mo

Principal & interest$3,088
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$274
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$421KedgeAI estimate $487,477 · range $439K–$536K$558K

vs edgeAI estimate

+7.6%

$/sqft vs BOCA CIEGA POINT EAST

$320 vs $286

Days on market

94 vs 73 typical

Where $320/sqft sits among the 18 homes for sale in BOCA CIEGA POINT EAST

4
2
5
4 · this home
1
2
$169–212$212–255$255–297$297–340$340–382$382+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Drive times from this address

Downtown Tampa≈ 38 min
Tampa Int’l Airport (TPA)≈ 38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

12 of 18

BOCA CIEGA POINT EAST have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the ST PETERSBURG 33708 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $524,500 ▼ $10K
Jul 9, 2026Listed at $534,500 · 94 days on market since
1972Built · BOCA CIEGA POINT EAST

Reality check

What actually sold near 531 BOCA CIEGA POINT BOULEVARD S UNIT 531

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

457 BOCA CIEGA POINT BOULEVARD NSold · Mar ’26

$510,000

457 BOCA CIEGA POINT BOULEVARD N · same community

2 bd · 2 ba · 1,650 sqft · $309/sqft · 147 DOM

476 BOCA CIEGA POINT BOULEVARD SSold · Sep ’26

$610,000

476 BOCA CIEGA POINT BOULEVARD S · same community

2 bd · 2 ba · 1,626 sqft · $375/sqft · 164 DOM

511 BOCA CIEGA POINT BOULEVARD NSold · Jun ’26

$535,000

511 BOCA CIEGA POINT BOULEVARD N · same community

2 bd · 2 ba · 1,600 sqft · $334/sqft · 125 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leila Sabat

Your agent

Leila Sabat

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 531 BOCA CIEGA POINT BOULEVARD S UNIT 531 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 531 BOCA CIEGA POINT BOULEVARD S UNIT 531 — before you fall in love.

See it in person

Schedule a tour

Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

531 BOCA CIEGA POINT BOULEVARD S UNIT 531 FAQs

What would the monthly payment be for 531 BOCA CIEGA POINT BOULEVARD S UNIT 531?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,754/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 531 BOCA CIEGA POINT BOULEVARD S UNIT 531?+

The most recent tax bill on record (2024) was $3,288. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 531 BOCA CIEGA POINT BOULEVARD S UNIT 531?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $524,500, this home is listed about 25% above the St Petersburg median of $420,000. The market section on this page shows how the area is trending.

Which schools are assigned to 531 BOCA CIEGA POINT BOULEVARD S UNIT 531?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $534,500, now $524,500 — a $10K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Jennifer Koelling. MLS #TB8526985.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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