651 BOCA CIEGA POINT BOULEVARD S, ST PETERSBURG, FL, 33708
Active229 days on marketListed Feb 24, 2026MLS #O6385415
About this home
651 BOCA CIEGA POINT BOULEVARD S
Virtually Staged. WELCOME TO PARADISE in Boca Ciega Point, a premier, gated 55+ boating community in beautiful St Pete Beach! This stunning 1660 sq ft waterfront villa offers the ultimate Florida lifestyle with DIRECT WATER ACCESS and the rare convenience of YOUR OWN PRIVATE DOCK AND BOAT LIFT-just steps from your back door! This villa has been FULLY reimagined with refined finishes throughout to create a sophisticated yet comfortable coastal retreat. The former galley kitchen was completely opened up and redesigned so views of the water are obvious as you walk in the door! Updates include all new soft close shaker cabinetry, added pantry, premium quartz countertops, tile backsplash, and new stainless steel appliances. The redesigned bathrooms have walk in tiled showers with premium sliding doors, new vanities, and fixtures. Updated lighting, trim, doors, and luxury vinyl plank flooring cohesively run throughout and add to the coastal charm. The large primary ensuite includes his & her walk in closets and a private slider to the enclosed sunroom. The open concept layout is filled with natural light, framing picturesque water views and creating seamless indoor-outdoor living. Placed perfectly just one unit from OPEN WATER, your large composite deck allows for private gatherings or cleaning fish, while your private 28-30 ft boat slip gives you peace of mind knowing it has new lift motors, operating panel and struts. Access your garage through your private gated courtyard allowing for safety and security and rest assured, all the big ticket items have been done too-new AC, electrical panel/wiring, and WH in 2025, roof 2015, and newer seawall. Residents of Boca Ciega enjoy a secure, amenity-rich active community featuring: 24 hour gated Envera staffed service kiosk, heated pool, 2 clubhouses w/fitness ctr, tennis/pickleball court, bocce ball/shuffleboard, social clubs and many more organized activities! Just minutes from pristine Gulf beaches, John's Pass, upscale dining, shopping and the cultural energy of downtown St Pete this location offers tranquility and convenience. This is not simply a home-it is a private waterfront sanctuary in one of St Pete's Beach most sought-after active adult boating communities! Entertain effortlessly or unwind in your tranquil retreat where every day feels like a vacation. (1 or more photos are virtually staged for visuals)
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,660
Sqft
2.02 ac
Lot size
1
Garage
1972
Year built
One
Levels
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,345 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,345/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12%
$/sqft vs BOCA CIEGA POINT EAST
$286 vs $288
Days on market
229 vs 73 typical
Where $286/sqft sits among the 18 homes for sale in BOCA CIEGA POINT EAST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
12 of 18
BOCA CIEGA POINT EAST have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 651 BOCA CIEGA POINT BOULEVARD S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$510,000
457 BOCA CIEGA POINT BOULEVARD N · same community
2 bd · 2 ba · 1,650 sqft · $309/sqft · 147 DOM
Sold · Sep ’26$610,000
476 BOCA CIEGA POINT BOULEVARD S · same community
2 bd · 2 ba · 1,626 sqft · $375/sqft · 164 DOM
Sold · Apr ’26$439,900
325 BOCA CIEGA POINT BOULEVARD · same community
2 bd · 2 ba · 1,695 sqft · $260/sqft · 120 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 651 BOCA CIEGA POINT BOULEVARD S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 651 BOCA CIEGA POINT BOULEVARD S — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
651 BOCA CIEGA POINT BOULEVARD S FAQs
What would the monthly payment be for 651 BOCA CIEGA POINT BOULEVARD S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,345/mo — principal and interest, the actual property-tax bill, the $939/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 651 BOCA CIEGA POINT BOULEVARD S?+
The association fee works out to $939 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 651 BOCA CIEGA POINT BOULEVARD S?+
The most recent tax bill on record (2025) was $2,873. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 651 BOCA CIEGA POINT BOULEVARD S?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $475,000, this home is listed about 13% above the St Petersburg median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 651 BOCA CIEGA POINT BOULEVARD S?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETERSBURG 33708 market on paper
$475,000 is 8% below the ST PETERSBURG 33708 median of $515,000, and at $286/sqft it sits under the St Petersburg average of $369.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $939/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
229 days on market against a St Petersburg median of 73 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BLUE MARLIN REAL ESTATE · Michelle Sales. MLS #O6385415.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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