427 BOCA CIEGA POINT BOULEVARD N, ST PETERSBURG, FL, 33708
Active7 days on marketListed Oct 4, 2026MLS #TB8554713
About this home
427 BOCA CIEGA POINT BOULEVARD N
WATERFRONT, FURNISHED, AND OFFERED AT $450,000! Discover an exceptional opportunity to enjoy the Florida lifestyle in Boca Ciega Point, one of the area’s most amenity-rich waterfront communities. This beautifully remodeled 2-bedroom, 2-bath villa features updated flooring, fresh interior paint, a stylish kitchen with granite countertops, stainless steel appliances, and abundant cabinetry, plus updated bathrooms with granite finishes. Recent improvements also include the HVAC system, water heater, washer, and dryer. The spacious primary suite offers a private en-suite bath and walk-in closet. Outside, enjoy two inviting spaces: a private front courtyard and a rear patio overlooking the Intracoastal Waterway, where dolphins are often spotted passing by. Boca Ciega Point offers a true resort-style experience with two clubhouses featuring kitchens and large gathering spaces, a heated pool, sauna, renovated fitness center overlooking the Intracoastal, tennis, pickleball, bocce ball, shuffleboard, billiards, ping pong, putting green, library, organized social activities, and on-site management. The community also features a 24-hour Envera staffed security kiosk. Located just minutes from the Gulf beaches and a short drive to Downtown St. Petersburg, with shopping, dining, medical facilities, and everyday conveniences nearby. Offered furnished and ready to enjoy, this waterfront villa is an outstanding opportunity to make Boca Ciega Point your Florida home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,400
Sqft
0 ac
Lot size
1
Garage
1973
Year built
One
Levels
$321
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,468 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,468/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs BOCA CIEGA POINT EAST
$321 vs $286
Days on market
7 vs 73 typical
Where $321/sqft sits among the 18 homes for sale in BOCA CIEGA POINT EAST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
13 of 18
BOCA CIEGA POINT EAST have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 427 BOCA CIEGA POINT BOULEVARD N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$300,000
143 N BOCA CIEGA POINT · same community
2 bd · 2 ba · 1,400 sqft · $214/sqft · 92 DOM
Sold · Feb ’26$450,000
517 BOCA CIEGA POINT BOULEVARD N · same community
2 bd · 2 ba · 1,400 sqft · $321/sqft · 92 DOM
Sold · Aug ’26$510,000
580 BOCA CIEGA POINT BOULEVARD S UNIT 1 · same community
2 bd · 2 ba · 1,400 sqft · $364/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 427 BOCA CIEGA POINT BOULEVARD N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 427 BOCA CIEGA POINT BOULEVARD N — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
427 BOCA CIEGA POINT BOULEVARD N FAQs
What would the monthly payment be for 427 BOCA CIEGA POINT BOULEVARD N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,468/mo — principal and interest, the actual property-tax bill, the $1,091/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 427 BOCA CIEGA POINT BOULEVARD N?+
The association fee works out to $1,091 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 427 BOCA CIEGA POINT BOULEVARD N?+
The most recent tax bill on record (2025) was $4,421. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 427 BOCA CIEGA POINT BOULEVARD N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $450,000, this home is listed about 7% above the St Petersburg median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 427 BOCA CIEGA POINT BOULEVARD N?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETERSBURG 33708 market on paper
$450,000 is 13% below the ST PETERSBURG 33708 median of $515,000, and at $321/sqft it sits under the St Petersburg average of $369.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,091/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 7 days on market in a St Petersburg market that averages 73 — if it fits, move quickly.
05Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Anne Januario. MLS #TB8554713.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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