224 N MCGOWAN AVENUE, CRYSTAL RIVER, FL, 34429
Active5 days on marketListed Aug 6, 2026MLS #TB8527870
About this home
224 N MCGOWAN AVENUE
Welcome to this move-in ready 3-bedroom, 3-bath home offering over 2,100 square feet of single-level living on a spacious corner lot. The open floor plan features a large family room with vaulted ceilings and abundant natural light, creating an inviting space for everyday living and entertaining. The updated kitchen features tile flooring, a tile backsplash, stainless steel appliances, and opens to the spacious dining room with tile floors. All three bathrooms have been tastefully updated. The primary suite offers two built-in closets, an adjoining bath with double vanities and a walk-in shower, plus sliding glass doors leading to the covered lanai. A private third bedroom with its own full bath provides an ideal setup for guests, a home office, or multi-generational living. Step outside to enjoy the large covered lanai overlooking the fenced backyard with an above-ground pool, offering plenty of space to relax, entertain, or enjoy Florida's outdoor lifestyle. Additional features include double front entry doors, an attached two-car garage, and no HOA. Conveniently located just minutes from shopping, dining, medical facilities, and the charming downtown Crystal River waterfront, you'll also enjoy easy access to boating, fishing, kayaking, parks, and the area's beautiful natural springs.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,188
Sqft
0.5 ac
Lot size
2
Garage
1974
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,728 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,728/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Crystal River actives
$171 vs $213
Days on market
5 vs 57 typical
Where $171/sqft sits among the 152 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
80 of 152
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 224 N MCGOWAN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$330,000
7420 W GOLF CLUB STREET
3 bd · 3.5 ba · 2,196 sqft · $150/sqft · 247 DOM
Sold · Apr ’26$430,000
6090 W WOODSIDE CIRCLE
3 bd · 2 ba · 2,151 sqft · $200/sqft · 9 DOM
Sold · Aug ’25$324,800
535 N DUNKENFIELD AVENUE
4 bd · 3 ba · 2,233 sqft · $145/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 224 N MCGOWAN AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 224 N MCGOWAN AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
224 N MCGOWAN AVENUE FAQs
What would the monthly payment be for 224 N MCGOWAN AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,728/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 224 N MCGOWAN AVENUE?+
The most recent tax bill on record (2025) was $2,332. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $375,000, this home is listed about 24% above the Crystal River median of $302,450. The market section on this page shows how the area is trending.
Which schools are assigned to 224 N MCGOWAN AVENUE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$375,000 runs 50% above the CRYSTAL RIVER 34429 median — but at 2,188 sqft it's also 38% larger than the typical Crystal River listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 5 days on market in a Crystal River market that averages 57 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP ADVANTAGE · Edward Gibbs. MLS #TB8527870.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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