CENTURY 21 Edge
$329,400$354,0002 bd2 ba1,353 sqft$243 /sqft≈$2,530 /mo all-in ↓

1491 MAHOGANY LANE UNIT 1491, PALM HARBOR, FL, 34683

Active99 days on marketListed Jul 11, 2026MLS #TB8527891

✦ Priced 17% below the PALM HARBOR 34683 median✦ Reduced $25KCondominiumLAUREL OAKS AT COUNTRY WOODS CONDO

About this home

1491 MAHOGANY LANE UNIT 1491

A FRESH PRICE AND AN INCREDIBLE OPPORTUNITY IN PALM HARBOR! Discover beautifully updated, move-in-ready living in this spacious 2-bedroom, 2-bath condo with an attached one-car garage! Featuring a stunning renovated kitchen with quartz countertops, stainless steel appliances, luxury vinyl plank flooring throughout, and a cozy wood-burning fireplace. Enjoy resort-style community amenities, a newer metal roof (2023), and HVAC (2025). No age restrictions! This is the perfect combination of comfort, convenience, and Florida living. Schedule your private showing today! 2-bedroom, 2-bath home offering 1,353 square feet. Completely renovated in 2022, this home blends modern finishes with the warmth and functionality buyers are looking for. The spacious kitchen features blue shaker-style wood cabinetry, quartz countertops, newer Samsung stainless steel appliances, and abundant storage. Luxury vinyl plank flooring flows throughout the home, while the inviting living room is anchored by a cozy wood-burning fireplace—perfect for relaxing after a day at the beach or enjoying Florida's cooler winter evenings. Both bathrooms have been beautifully updated, including a spa-inspired primary bath with a lighted vanity mirror. New metal roof in 2023, new HVAC system in 2025, and a new hot water heater 2026. The attached one-car garage features new epoxy flooring and provides valuable additional storage and everyday convenience. Enjoy a low-maintenance lifestyle with outstanding community amenities including a sparkling swimming pool, hot tub, tennis courts, barbecue grills, and peaceful walking paths shaded by majestic oak trees. The HOA provides exceptional value and includes roof, water, sewer, trash, cable TV, Internet, exterior building maintenance, grounds maintenance, pool maintenance, and pest control. With no age restrictions and a pet-friendly policy allowing two pets, the community accommodates a variety of lifestyles. Located outside of a flood zone, the community also offers direct access to the Pinellas Trail, Honeymoon Island State Park, Caladesi Island, and the charming downtown areas of Palm Harbor, Dunedin, and Ozona are all just minutes away, offering waterfront dining, local breweries, boutiques, farmers markets, and year-round community events. **At the newly adjusted price of $329,400, this is an opportunity you'll want to see in person!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,353

Sqft

0 ac

Lot size

1

Garage

1987

Year built

Two

Levels

$243

Per sqft

FireplacePets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Skylight(s) · Solid Wood Cabinets · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBrick · Vinyl Siding · Wood Frame
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener · Guest
ExteriorBalcony · Private Entrance · Rain Gutters

Community & fees

Taxes (2025)$3,426/yr
PetsYes
CommunityBuyer Approval Required · Community Mailbox · Deed Restrictions · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,530 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,939
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$286
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,529Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,529
Interest rate6.00%
Loan term

Estimated payment

$2,530/mo

Principal & interest$1,939
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$286
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $329K
$306KedgeAI estimate $353,676 · range $318K–$364K$379K

vs edgeAI estimate

−6.9%

$/sqft vs Palm Harbor actives

$243 vs $268

Days on market

99 vs 68 typical

Where $243/sqft sits among the 400 Palm Harbor actives

70
85
81 · this home
91
37
36
$149–194$194–239$239–284$284–329$329–374$374+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Drive times from this address

Tampa Int’l Airport (TPA)≈ 32 min
Downtown Tampa≈ 35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

PALM HARBOR 34683 — neighborhood snapshot

Population

34,180

Median age

47.5

Median income

$90,037

Median home value

$424,200

Avg household

2.46

Households w/ children

3,432

For the school run

Pinellas County School District

HighPalm Harbor University High★★★★★
ElementaryOzona Elementary School★★★★★
MiddlePalm Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller — 3.8 months of inventoryBuyer’s market

$420K → $440K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

231 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →

Paper trail

This home's history

CurrentPrice reduced to $329,400 ▼ $25K
Jul 11, 2026Listed at $354,000 · 99 days on market since
1987Built · LAUREL OAKS AT COUNTRY WOODS CONDO

Reality check

What actually sold near 1491 MAHOGANY LANE UNIT 1491

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2663 SEQUOIA TERRACE UNIT 2663Sold · Jan ’26

$240,342

2663 SEQUOIA TERRACE UNIT 2663 · same community

2 bd · 2 ba · 1,353 sqft · $178/sqft · 62 DOM

2665 SEQUOIA TERRACE UNIT 306Sold · Feb ’26

$299,000

2665 SEQUOIA TERRACE UNIT 306 · same community

2 bd · 2 ba · 1,353 sqft · $221/sqft · 232 DOM

2670 SEQUOIA TERRACESold · Nov ’25

$340,000

2670 SEQUOIA TERRACE · same community

2 bd · 2 ba · 1,353 sqft · $251/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Emanuel Marin Maldonado

Your agent

Emanuel Marin Maldonado

Real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1491 MAHOGANY LANE UNIT 1491 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1491 MAHOGANY LANE UNIT 1491 — before you fall in love.

See it in person

Schedule a tour

Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1491 MAHOGANY LANE UNIT 1491 FAQs

What would the monthly payment be for 1491 MAHOGANY LANE UNIT 1491?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,530/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1491 MAHOGANY LANE UNIT 1491?+

The most recent tax bill on record (2025) was $3,426. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1491 MAHOGANY LANE UNIT 1491?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $329,400, this home is listed about 15% below the Palm Harbor median of $389,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1491 MAHOGANY LANE UNIT 1491?+

Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PALM HARBOR 34683 market on paper

$329,400 is 17% below the PALM HARBOR 34683 median of $395,000, and at $243/sqft it sits under the Palm Harbor average of $272.

02Strong assigned schools

Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $354,000, now $329,400 — a $25K cut. The full history is in the market section below.

Listing courtesy of HOMEFRONT REALTY · Maureen Kasper. MLS #TB8527891.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1491 MAHOGANY LANE UNIT 1491, PALM HARBOR, FL — 2 Bed, 2 Bath — $329,400 | CENTURY 21 Edge