CENTURY 21 Edge
$635,0004 bd3 ba2,938 sqft$216 /sqft$4,971 /mo all-in ↓

19234 MOSSY PINE DRIVE, TAMPA, FL, 33647

Active1 days on marketListed Aug 14, 2026MLS #TB8529765

Private poolSingle Family ResidenceK-BAR RANCH

About this home

19234 MOSSY PINE DRIVE

Step into effortless Florida living with this thoughtfully designed two-story corner-lot home in K-Bar Ranch II. Boasting 4 bedrooms, 3 full baths, a dedicated office, and a versatile loft, this residence delivers nearly 2,938 sq. ft. of well-planned living space that adapts to your lifestyle. From the moment you enter, custom finishes and smart upgrades are evident: a chef-ready kitchen with quartz countertops, a decorative backsplash, plantation shutters, and an open floor plan that encourages connection and entertaining. The home features surround sound, ceiling fans throughout, an added interior utility room, and a tankless water heater for comfort and efficiency. Expansive dual pocket corner sliding glass doors blur the line between indoors and out, revealing a private backyard oasis, screened lanai, heated pool and spa with safety fencing, outdoor kitchen, and elegant paver decking framed by a fully vinyl-fenced yard. Practical and eco-conscious enhancements include hurricane-impact windows, solar panels, Tesla charging station, Rain Bird irrigation, Culligan water softening system, gutters and floodlights, plus a smartphone-enabled garage door. As part of a sought-after New Tampa community, enjoy lifestyle amenities such as a clubhouse, resort-style pool, tennis courts, playgrounds and sidewalks, with neighborhood services maintained through CDD. Commuters and shoppers will appreciate quick access to I-75, downtown Tampa, Tampa International Airport, and The Shops at Wiregrass, along with nearby grocery and fitness options and top-rated schools. If you’re looking for a move-in ready 4-bedroom pool home with luxury finishes, smart-home features and a prime New Tampa location, this property checks every box. Schedule your showing today.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,938

Sqft

0.23 ac

Lot size

2

Garage

2021

Year built

Two

Levels

$216

Per sqft

Private poolNegotiable

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Ice Maker · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Filtration System
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · Primary Bedroom Main Floor · Smart Home · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Gas Dryer Hookup · In Garage · In Kitchen · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Mini-Split Unit(s)
HeatingBaseboard · Central · Electric · Exhaust Fan
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Electric Vehicle Charging Station(s)
ExteriorFrench Doors · Hurricane Shutters · Irrigation System · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$13,755/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Gated Community - No Guard · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics · Phone Available · Public · Sewer Available · Sewer Connected · Solar · Sprinkler Meter · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,971 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,426
PMI (est., until 20% equity)$238
Property tax — 2025 actual bill$1,146
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,500
Interest rate6.00%
Loan term

Estimated payment

$4,971/mo

Principal & interest$3,426
PMI (est., until 20% equity)$238
Property taxes (actual bill)$1,146
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $635K
$610KedgeAI estimate $684,561 · range $645K$700K$728K

vs edgeAI estimate

−7.2%

$/sqft vs Tampa actives

$216 vs $301

Days on market

1 vs 42 typical

Where $216/sqft sits among the 400 Tampa actives

222 · this home
103
31
12
9
23
$154–325$325–495$495–665$665–835$835–1006$1006+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 19234 MOSSY PINE DRIVE

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33647 — neighborhood snapshot

Population

74,919

Median age

37

Median income

$104,775

Median home value

$437,600

Avg household

2.79

Households w/ children

10,222

For the school run

Hillsborough County School District

HighWharton High School★★★★★
ElementaryTurner-Bartels K-8 School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$439K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

229 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 74% above the TAMPA 33647 median. See the full Tampa market guide →

Paper trail

This home's history

Aug 14, 2026Listed at $635,000 · 1 days on market since
2021Built · K-BAR RANCH

Reality check

What actually sold near 19234 MOSSY PINE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19546 WHISPERING BROOK DRIVESold · Jul ’26

$499,900

19546 WHISPERING BROOK DRIVE · same community

4 bd · 3 ba · 2,961 sqft · $169/sqft · 59 DOM

19228 OLD SPANISH ROADSold · Jan ’26

$535,000

19228 OLD SPANISH ROAD · same community

4 bd · 3 ba · 2,641 sqft · $203/sqft · 57 DOM

19426 WHISPERING BROOK DRIVESold · Apr ’26

$680,000

19426 WHISPERING BROOK DRIVE · same community

4 bd · 4.5 ba · 3,321 sqft · $205/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 19234 MOSSY PINE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19234 MOSSY PINE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

19234 MOSSY PINE DRIVE FAQs

What would the monthly payment be for 19234 MOSSY PINE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,971/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19234 MOSSY PINE DRIVE?+

The most recent tax bill on record (2025) was $13,755. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19234 MOSSY PINE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $635,000, this home is listed about 41% above the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 19234 MOSSY PINE DRIVE?+

Wharton High School (high), Turner-Bartels K-8 School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$635,000 runs 74% above the TAMPA 33647 median — but at 2,938 sqft it's also nearly twice the size of the typical Tampa listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Tampa market that averages 42 — if it fits, move quickly.

Listing courtesy of COLDWELL BANKER REALTY · Jasmin Gonzalez. MLS #TB8529765.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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