CENTURY 21 Edge
$689,9005 bd4 ba3,559 sqft$194 /sqft$4,905 /mo all-in ↓

10726 NEW MORNING DRIVE, TAMPA, FL, 33647

Active16 days on marketListed Jul 30, 2026MLS #TB8534240

Fully furnishedSingle Family ResidenceK-BAR RANCH

About this home

10726 NEW MORNING DRIVE

Welcome to this exceptional 5-bedroom, 4-bathroom home located in the gated community of K-Bar Ranch. Backing onto mature trees, a pond, and a conservation area with no rear neighbors, this property offers privacy, scenic surroundings, generous living space, and numerous upgrades. A two-story foyer opens to a bright interior with high ceilings, wood flooring, and an open layout designed for comfortable living and entertaining. The chef-inspired kitchen features double wall ovens, a designer backsplash, extensive cabinetry, a large walk-in pantry, and a butler’s pantry ideal for a coffee or beverage station. The nearby breakfast area and main living room receive abundant natural light and overlook the backyard. Sliding glass doors lead to the covered patio and large yard, providing space for outdoor dining, gatherings, relaxation, or a future pool while enjoying the pond and conservation backdrop. A spacious first-floor bedroom with access to a nearby full bathroom is well suited for guests. Upstairs, the oversized loft can serve as a media room, game room, fitness area, playroom, or home office. Double doors open to the primary suite, which includes two walk-in closets and a spa-style bathroom with designer tile, a soaking tub, an oversized walk-in shower, dual vanities, and quartz countertops. A private covered terrace extends from the suite and overlooks the trees and pond, creating an ideal place to enjoy morning coffee or relax at the end of the day. The remaining bedrooms are well-sized and arranged to provide comfort and separation. Other notable features include a three-car tandem garage, upgraded finishes, wood flooring, and a flexible floor plan that can accommodate a variety of needs. K-Bar Ranch residents enjoy community amenities, including a pool, clubhouse, playgrounds, tennis and pickleball courts, and walking trails. The home is conveniently located near schools, shopping, restaurants, golf, entertainment, USF, the VA, Moffitt Cancer Center, I-75, and I-4. Offering privacy, functionality, upgraded details, and attractive views, this home is truly a must-see. Schedule your private showing today!

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,559

Sqft

0.14 ac

Lot size

3

Garage

2024

Year built

Two

Levels

$194

Per sqft

Trees/Woods & Water viewFurnishedPets allowed

Inside

FlooringLaminate · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Disposal · Dryer · Microwave · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Dry Bar · Open Floorplan · PrimaryBedroom Upstairs · Smart Home · Thermostat · Wet Bar
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesSouthwest
ParkingTandem
ExteriorHurricane Shutters · Irrigation System · Lighting · Sidewalk

Community & fees

HOA fee$22/mo
Taxes (2025)$8,905/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,905 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,723
PMI (est., until 20% equity)$259
Property tax — 2025 actual bill$742
HOA fee — from the listing$22
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $68,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $68,990
Interest rate6.00%
Loan term

Estimated payment

$4,905/mo

Principal & interest$3,723
PMI (est., until 20% equity)$259
Property taxes (actual bill)$742
HOA / condo fee$22
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $690K
$599KedgeAI estimate $645,119 · range $624K$698K$726K

vs edgeAI estimate

+6.9%

$/sqft vs Tampa actives

$194 vs $301

Days on market

16 vs 42 typical

Where $194/sqft sits among the 400 Tampa actives

221 · this home
103
32
12
9
23
$154–325$325–495$495–665$665–835$835–1006$1006+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 10726 NEW MORNING DRIVE

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33647 — neighborhood snapshot

Population

74,919

Median age

37

Median income

$104,775

Median home value

$437,600

Avg household

2.79

Households w/ children

10,222

For the school run

Hillsborough County School District

HighWharton High School★★★★★
ElementaryTurner-Bartels K-8 School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$439K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

229 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 89% above the TAMPA 33647 median. See the full Tampa market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $689,900 · 16 days on market since
2024Built · K-BAR RANCH

Reality check

What actually sold near 10726 NEW MORNING DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19426 WHISPERING BROOK DRIVESold · Apr ’26

$680,000

19426 WHISPERING BROOK DRIVE · same community

4 bd · 4.5 ba · 3,321 sqft · $205/sqft · 29 DOM

10707 PEGASUS VALLEY COURTSold · Dec ’25

$540,000

10707 PEGASUS VALLEY COURT · same community

5 bd · 3.5 ba · 3,822 sqft · $141/sqft · 158 DOM

19546 WHISPERING BROOK DRIVESold · Jul ’26

$499,900

19546 WHISPERING BROOK DRIVE · same community

4 bd · 3 ba · 2,961 sqft · $169/sqft · 59 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10726 NEW MORNING DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10726 NEW MORNING DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10726 NEW MORNING DRIVE FAQs

What would the monthly payment be for 10726 NEW MORNING DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,905/mo — principal and interest, the actual property-tax bill, the $22/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10726 NEW MORNING DRIVE?+

The association fee works out to $22 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10726 NEW MORNING DRIVE?+

The most recent tax bill on record (2025) was $8,905. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10726 NEW MORNING DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $689,900, this home is listed about 53% above the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 10726 NEW MORNING DRIVE?+

Wharton High School (high), Turner-Bartels K-8 School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WEICHERT, REALTORS - NEXON · Han Bautista. MLS #TB8534240.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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