CENTURY 21 Edge
$475,000$494,9003 bd2 ba1,982 sqft$240 /sqft≈$4,137 /mo all-in ↓

6104 HIGHLANDS GRACE BOULEVARD, LAKELAND, FL, 33812

Active78 days on marketListed Aug 7, 2026MLS #TB8530579

✦ Reduced $20KSingle Family ResidenceHIGHLANDS GRACE

About this home

6104 HIGHLANDS GRACE BOULEVARD

Most homes simply check the boxes—others stand apart. Located in the gated South Lakeland community of Highlands Grace, this beautifully maintained Tapia Construction home offers the quality, thoughtful design, and elevated finishes buyers appreciate. Built in 2019 and situated on a .19-acre homesite with a higher elevation than many surrounding properties, this 3-bedroom, 2-bath home with a dedicated office features 1,982 square feet of living space, a 2-car garage, a fully fenced backyard, and the added privacy of no rear neighbors. From the moment you arrive, the paver driveway and matching walkway set the tone. Step inside to a bright, open interior enhanced by soaring ceilings, tray ceiling details, abundant natural light, and wood-look tile flooring flowing throughout the home. The open-concept design seamlessly connects the kitchen, dining, and living areas, creating a comfortable space for everyday living and effortless entertaining. The spacious kitchen features granite countertops, abundant cabinetry, generous workspace, and plenty of room to gather. A desirable split-bedroom floor plan provides privacy for the owner's retreat, complete with dual walk-in closets and a spacious en-suite bath featuring dual vanities, a soaking tub, and a separate walk-in shower. Two additional bedrooms are located on the opposite side of the home, while the dedicated office provides flexible space for working from home, a den, hobby room, or additional guest space. Open the sliding glass doors and extend your living space to the screened paver lanai overlooking the fully fenced backyard. With no rear neighbors, the outdoor setting offers an added level of privacy, perfect for morning coffee, outdoor dining, entertaining friends, or simply enjoying Florida's year-round sunshine. Highlands Grace offers the security and appeal of a gated entrance along with sidewalks for an evening stroll. The South Lakeland location provides convenient access to SR 540A, US-98, and the Polk Parkway, putting shopping, restaurants, medical facilities, parks, recreation, and Downtown Lakeland within easy reach. With its Tapia Construction craftsmanship, elevated .19-acre homesite, versatile floor plan, quality finishes, private backyard setting, and desirable gated location, this home delivers much more than square footage. Schedule your private showing today and experience 6104 Highlands Grace Blvd for yourself!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,982

Sqft

0.19 ac

Lot size

2

Garage

2019

Year built

One

Levels

$240

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesCooktop · Dishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouthwest
ExteriorSidewalk

Community & fees

HOA fee$65/mo
Taxes (2025)$5,288/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,137 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,261
FHA mortgage insurance (est.)$210
Property tax — 2025 actual bill$441
HOA fee — from the listing$65
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,625Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,625
Interest rate7.50%
Loan term

Estimated payment

$4,137/mo

Principal & interest$3,261
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$441
HOA / condo fee$65
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $475K
$346KedgeAI estimate $374,445 · range $360K–$390K$494K

vs edgeAI estimate

+26.9%

$/sqft vs Lakeland actives

$240 vs $193

Days on market

78 vs 62 typical

Where $240/sqft sits among the 400 Lakeland actives

73
110
106
57 · this home
22
32
$116–153$153–190$190–226$226–263$263–300$300+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Drive times from this address

Downtown Tampa≈ 47 min
Walt Disney World≈ 54 min
Tampa Int’l Airport (TPA)≈ 59 min
Universal Orlando≈ 65 min
Downtown Orlando≈ 71 min
Orlando Int’l Airport (MCO)≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33812 — neighborhood snapshot

Population

14,836

Median age

38.9

Median income

$100,569

Median home value

$335,000

Avg household

3.02

Households w/ children

1,880

For the school run

Polk County School District

HighGeorge W. Jenkins Senior High★★★★★
ElementaryHighlands Grove Elementary School★★★★★
MiddleLakeland Highlands Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$316K → $322K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

217 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the LAKELAND 33812 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $475,000 ▼ $20K
Aug 7, 2026Listed at $494,900 · 78 days on market since
2019Built · HIGHLANDS GRACE

Reality check

What actually sold near 6104 HIGHLANDS GRACE BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3302 PEARLY DRIVESold · Sep ’26

$410,000

3302 PEARLY DRIVE · same community

3 bd · 2 ba · 1,980 sqft · $207/sqft · 14 DOM

3039 PEARLY DRIVESold · Aug ’26

$402,000

3039 PEARLY DRIVE · same community

3 bd · 2 ba · 1,917 sqft · $210/sqft · 32 DOM

3170 PEARLY DRIVESold · Mar ’26

$620,000

3170 PEARLY DRIVE · same community

4 bd · 3 ba · 2,245 sqft · $276/sqft · 34 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 6104 HIGHLANDS GRACE BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6104 HIGHLANDS GRACE BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6104 HIGHLANDS GRACE BOULEVARD FAQs

What would the monthly payment be for 6104 HIGHLANDS GRACE BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,137/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6104 HIGHLANDS GRACE BOULEVARD?+

The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6104 HIGHLANDS GRACE BOULEVARD?+

The most recent tax bill on record (2025) was $5,288. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6104 HIGHLANDS GRACE BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $475,000, this home is listed about 44% above the Lakeland median of $331,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6104 HIGHLANDS GRACE BOULEVARD?+

George W. Jenkins Senior High (high), Highlands Grove Elementary School (elementary), Lakeland Highlands Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$475,000 runs 16% above the LAKELAND 33812 median.

02Strong assigned schools

George W. Jenkins Senior High, Highlands Grove Elementary School, Lakeland Highlands Middle School — Highlands Grove Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $494,900, now $475,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of MIHARA & ASSOCIATES INC. · Leon Smith. MLS #TB8530579.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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