1209 E CUMBERLAND AVENUE UNIT 2005, TAMPA, FL, 33602
Active19 days on marketListed Sep 24, 2026MLS #TB8532441
About this home
1209 E CUMBERLAND AVENUE UNIT 2005
Welcome to elevated urban living 20 floors above the heart of Tampa’s highly sought-after Channel District. Located in The Towers of Channelside, this immaculately maintained 2-bedroom (With custom closets), 2.5-bath condominium offers 1,269 square feet of thoughtfully designed living space, incredible natural light, and sweeping views that showcase Tampa from an entirely new perspective. From the moment you step inside, the floor-to-ceiling windows (with remote-controlled shades) draw you toward the spectacular scenery beyond. The living space is sun-drenched throughout the day, creating a bright and inviting atmosphere while showcasing panoramic views of Tampa Bay, Harbor Island, and the surrounding cityscape. Step onto the expansive wraparound porch with coveted southern-facing views, the perfect place to enjoy your morning coffee, entertain guests, or watch cruise ships make their way in and out of the Port of Tampa. Inside, the home has been exceptionally cared for and is truly move-in ready. The kitchen features beautiful granite countertops, stainless steel appliances, and real wood cabinetry, creating a timeless combination of style and functionality. The open floor plan provides comfortable spaces for both everyday living and entertaining, while the split-bedroom layout offers privacy and flexibility for a full-time residence, downtown retreat, second home, or investment opportunity. The Towers of Channelside delivers an impressive collection of amenities designed to make everyday life feel effortless. Residents enjoy a beautiful pool and spa, fitness center, secure entry, concierge services, on-site management, and a large clubhouse with an expansive outdoor hosting and entertaining space—perfect for gatherings with friends and family. For pet owners, the amenities are especially hard to beat. The fifth floor features a gated outdoor dog park, green space, and paved walking path, making The Towers of Channelside arguably one of the most pet-friendly high-rise communities in Channelside and Downtown Tampa. Your four-legged companions have their own dedicated outdoor space without ever leaving the building. And perhaps one of the greatest advantages of this location: you don't need a car to enjoy downtown Tampa. Walk to Lightning games and concerts at Benchmark International Arena, explore Water Street Tampa and Sparkman Wharf, stroll the Tampa Riverwalk, visit the Florida Aquarium, grab dinner at one of the many nearby restaurants, or simply enjoy everything the Channel District and Downtown Tampa have to offer. Publix is also nearby for everyday convenience, while the TECO Line Streetcar provides easy access throughout the urban core and to historic Ybor City. Additional conveniences include a private storage room and two assigned parking spaces located underneath the building, giving you the best of both worlds: the freedom to live a walkable downtown lifestyle while still having secure parking when you need it. With its 20th-floor elevation, floor-to-ceiling windows, abundant sunshine, wraparound porch, southern-facing views, beautifully appointed kitchen, immaculate condition, extensive amenities, dedicated pet spaces, large clubhouse and outdoor entertaining area, storage, and two assigned parking spaces, Unit 2005 is a rare opportunity to experience the best of high-rise living in the heart of Tampa. Come experience the views, the lifestyle, and the convenience for yourself—this is downtown living at its most effortless
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,269
Sqft
0.01 ac
Lot size
2007
Year built
One
Levels
$630
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,956 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,956/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.1%
$/sqft vs Tampa actives
$630 vs $289
Days on market
19 vs 64 typical
Where $630/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Channel District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Channel District — neighborhood snapshot
Population
4,558
Median age
36
Median income
$117,680
Median home value
$706,917
Avg household
2
Households w/ children
208
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
223 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1209 E CUMBERLAND AVENUE UNIT 2005
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$772,000
1209 E CUMBERLAND AVENUE UNIT 1906 · same community
2 bd · 2.5 ba · 1,165 sqft · $663/sqft · 181 DOM
Sold · Jun ’26$575,000
2 ADALIA AVENUE UNIT 605
2 bd · 2 ba · 1,209 sqft · $476/sqft · 30 DOM
Sold · Sep ’26$485,000
2 ADALIA AVENUE UNIT 405
2 bd · 2 ba · 1,209 sqft · $401/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1209 E CUMBERLAND AVENUE UNIT 2005 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1209 E CUMBERLAND AVENUE UNIT 2005 — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1209 E CUMBERLAND AVENUE UNIT 2005 FAQs
What would the monthly payment be for 1209 E CUMBERLAND AVENUE UNIT 2005?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,956/mo — principal and interest, the actual property-tax bill, the $1,719/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1209 E CUMBERLAND AVENUE UNIT 2005?+
The association fee works out to $1,719 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1209 E CUMBERLAND AVENUE UNIT 2005?+
The most recent tax bill on record (2025) was $5,526. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1209 E CUMBERLAND AVENUE UNIT 2005?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $800,000, this home is listed about 84% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1209 E CUMBERLAND AVENUE UNIT 2005?+
Blake High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$800,000 runs 14% above the TAMPA 33602 median.
02City & Water views
The city and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,719/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of BAY TO BAY BROKERAGE · Megan Jordan. MLS #TB8532441.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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