449 S 12TH STREET UNIT 503, TAMPA, FL, 33602
Active26 days on marketListed Sep 17, 2026MLS #TB8549527
About this home
449 S 12TH STREET UNIT 503
If you love city living, want to be close to the action, AND have a dog (or two!), this condo might be exactly what you've been looking for! Located on the 5th floor of the East Tower at Towers of Channelside, this 2-bedroom, 2.5-bath condo has a great view overlooking the dog park with partial water views and an updated kitchen you'll love. And let's talk about the location... You are just a block from Water Street, one of the fastest-growing and most exciting areas in Tampa, and right in the heart of the Channel District. Restaurants, entertainment, waterfront activities, parks, and everything downtown Tampa has to offer are all right outside your door. For the dog lovers, it doesn't get much better! Walk out onto your balcony and the dog park is literally right there. No elevator ride, no long walk through the community... just step outside and you're there! One of the other great benefits of being on the 5th floor is that the main amenity area is right on your floor. Enjoy a resort-style lagoon pool with waterfall features, heated spa, poolside cabanas, sun deck, outdoor grilling areas, and a clubhouse/social lounge with a bar and gathering space. You'll also find the fitness center and additional pet-friendly amenities, all designed to make enjoying your home and community easy. Towers of Channelside also offers 24-hour concierge and security, a gated community, and two parking spaces included. Whether you're looking for a full-time home, a Tampa getaway, or a place where you can enjoy the best of downtown Tampa with your four-legged family members, this condo puts you right where you want to be. Great location. Great amenities. And a dog park right outside your balcony. Come see it for yourself!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,378
Sqft
0.01 ac
Lot size
2
Garage
2007
Year built
One
Levels
$562
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,757 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,757/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.6%
$/sqft vs Tampa actives
$562 vs $289
Days on market
26 vs 64 typical
Where $562/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Channel District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Channel District — neighborhood snapshot
Population
4,558
Median age
36
Median income
$117,680
Median home value
$706,917
Avg household
2
Households w/ children
208
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
220 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 449 S 12TH STREET UNIT 503
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$772,000
1209 E CUMBERLAND AVENUE UNIT 1906 · same community
2 bd · 2.5 ba · 1,165 sqft · $663/sqft · 181 DOM
Sold · Jan ’26$468,000
810 ISLAND WALK DRIVE UNIT 810
3 bd · 2 ba · 1,410 sqft · $332/sqft · 175 DOM
Sold · Dec ’25$605,000
104 BISCAYNE AVENUE UNIT B
2 bd · 2.5 ba · 1,480 sqft · $409/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 449 S 12TH STREET UNIT 503 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 449 S 12TH STREET UNIT 503 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
449 S 12TH STREET UNIT 503 FAQs
What would the monthly payment be for 449 S 12TH STREET UNIT 503?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,757/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 449 S 12TH STREET UNIT 503?+
The most recent tax bill on record (2025) was $13,490. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 449 S 12TH STREET UNIT 503?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $775,000, this home is listed about 78% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 449 S 12TH STREET UNIT 503?+
Blake High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Michele Herndon, PA. MLS #TB8549527.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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