6352 SPRUCEPINE LANE, ST CLOUD, FL, 34771
Active72 days on marketListed Aug 7, 2026MLS #TB8535915
About this home
6352 SPRUCEPINE LANE
Spacious Corner-Lot Home with Dual Primary Suites – Minutes from Lake Nona & Orlando Welcome to this impeccably maintained two-story home with the perfect blend of space, comfort, and convenience. A standout feature of this home is its two spacious primary suites, each with a private en-suite bathroom and walk-in closet. One on the first floor and another upstairs - ideal for multigenerational living, guests, or added privacy. The open-concept floor plan creates space for entertaining. The kitchen showcases enhanced lighting, quartz countertops, a closet pantry, a large center island with breakfast bar seating, and new appliances. Situated on a corner lot with a large yard that offers plenty of room to fence in for pets, play, or your own private outdoor retreat. The home has a two-car garage. Pine Glen has great amenities: large park with playground, soccer fields, dog park, tennis court, basketball court, and sidewalks. Additional highlights: Solar panels, ring security system with cameras, low HOA fees, excellent location near Lake Nona, Orlando, good schools, shopping, dining, and theme parks.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,464
Sqft
0.13 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,288 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,288/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.8%
$/sqft vs PINE GLEN
$170 vs $197
Days on market
72 vs 60 typical
Where $170/sqft sits among the 7 homes for sale in PINE GLEN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
5 of 7
PINE GLEN have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 6352 SPRUCEPINE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$426,000
6298 LAKEPINE STREET · same community
3 bd · 2.5 ba · 2,444 sqft · $174/sqft · 77 DOM
Sold · Apr ’26$460,000
6286 LAKEPINE STREET · same community
3 bd · 2.5 ba · 2,444 sqft · $188/sqft · 18 DOM
Sold · Mar ’26$540,000
20828 WOODVALE LANE · same community
4 bd · 2 ba · 2,540 sqft · $213/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 6352 SPRUCEPINE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6352 SPRUCEPINE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6352 SPRUCEPINE LANE FAQs
What would the monthly payment be for 6352 SPRUCEPINE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,288/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6352 SPRUCEPINE LANE?+
The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6352 SPRUCEPINE LANE?+
The most recent tax bill on record (2026) was $4,566. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6352 SPRUCEPINE LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $419,900, this home is listed about 2% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6352 SPRUCEPINE LANE?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
02Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $425,900, now $419,900 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LISTED SIMPLY · Sinan Zakaria. MLS #TB8535915.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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