5100 PROVIDENCE CIRCLE UNIT 3, NEW PORT RICHEY, FL, 34652
Active5 days on marketListed Aug 5, 2026MLS #TB8536211
About this home
5100 PROVIDENCE CIRCLE UNIT 3
Affordable condo with low monthly fees close to everything New Port Richey has to offer! Downtown NPR is minutes away, an easy walk to restaurants and shopping with that gentle Gulf breeze reminding you why you live in Florida. This a 1 bedroom, and 1 bath unit that has been completely renovated with new drywall, fresh paint, new kitchen cabinets, new countertops, stainless steel appliances and new stainless sink with new faucet/sprayer. There are new hurricane resistant windows and doors, a new bathroom cabinet, tub, and tile surround and new light fixtures and ceiling fans throughout. The HVAC system and water heater are new units, as well. The entire condo even smells brand new! This is one of the first renovated condos in this community to hit the market -- others are still under construction and prices are predicted to rise. Get in now to build up that equity! The front porch is covered and has a new private mailbox and looks out over a large grassy space with mature trees and a covered picnic area. The back patio looks out at the community pool (which will be up and running soon) and has space for a container garden or a small bistro table and chairs. This is a pet friendly community (please refer to rules and regs and contact property manager for specifics) and is NOT 55+ restricted. The condo association covers exterior maintenance, water, sewer and trash as well as upkeep of the grounds and pool. There is a large concrete pad that owners can rent space for boats, additional vehicles, or even place a storage shed for a low cost of $25/month per space. The parking spot by the front door is assigned to the owner and there are plenty of other spaces for guests. This condo represents simple, easy living in one of the best locations along the coast.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
672
Sqft
0.02 ac
Lot size
1974
Year built
One
Levels
$126
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$738 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$738/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.5%
$/sqft vs New Port Richey actives
$126 vs $201
Days on market
5 vs 51 typical
Where $126/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34652 — neighborhood snapshot
Population
25,900
Median age
51.8
Median income
$52,396
Median home value
$198,400
Avg household
2.19
Households w/ children
1,991
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $260K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
231 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% below the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 5100 PROVIDENCE CIRCLE UNIT 3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$89,000
5154 TURQUOISE LANE UNIT 207
1 bd · 1 ba · 708 sqft · $126/sqft · 19 DOM
Sold · Apr ’26$53,000
4715 JASPER DRIVE UNIT 205
1 bd · 1.5 ba · 728 sqft · $73/sqft · 2 DOM
Sold · Dec ’25$38,000
4754 MARINE PARKWAY UNIT 103
1 bd · 1.5 ba · 728 sqft · $52/sqft · 154 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5100 PROVIDENCE CIRCLE UNIT 3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5100 PROVIDENCE CIRCLE UNIT 3 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5100 PROVIDENCE CIRCLE UNIT 3 FAQs
What would the monthly payment be for 5100 PROVIDENCE CIRCLE UNIT 3?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $738/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5100 PROVIDENCE CIRCLE UNIT 3?+
The most recent tax bill on record (2025) was $483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5100 PROVIDENCE CIRCLE UNIT 3?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $84,900, this home is listed about 70% below the New Port Richey median of $280,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5100 PROVIDENCE CIRCLE UNIT 3?+
Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NEW PORT RICHEY 34652 market on paper
$84,900 is 62% below the NEW PORT RICHEY 34652 median of $225,000, and at $126/sqft it sits under the New Port Richey average of $213.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 5 days on market in a New Port Richey market that averages 51 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ARTISAN REAL ESTATE, INC. · Jennifer Helton. MLS #TB8536211.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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