CENTURY 21 Edge
$263,0002 bd1 ba682 sqft$386 /sqft$2,215 /mo all-in ↓

4318 GREAT LAKES DRIVE N, CLEARWATER, FL, 33762

Active2 days on marketListed Aug 9, 2026MLS #TB8537130

Single Family ResidenceLAKES UNIT I THE

About this home

4318 GREAT LAKES DRIVE N

Virtually Staged. This tastefully updated single family home, situated on a large lot with no rear neighbors, is located in “The Lakes” - a popular 55+ Resort Style living community. This home has an open floor plan with an abundance of natural light and feels larger than the square footage and includes a 15’ X 9’ screened-in lanai with new epoxy flooring! Many features & upgrades include brand new "wood look" porcelain tile and fresh paint throughout, new ceiling fans and light fixtures, hot water heater (2025), newer windows, new hurricane impact sliding door (2026), roof (2020) and air conditioner (2020). The owner has also added Cellulose blown-in insulation (Rating R-38) and driveway extension. The kitchen boasts quartz countertops, wood cabinetry, stainless steel appliances, and lovely hardware, backsplash & faucet! The bath is also beautifully renovated from top to bottom! The primary bedroom is a good size and boasts a large walk-in closet. The second bedroom is also a good space and both bedrooms feature new plantation style closet doors! The garage is oversized and includes a designated area for your new washer and dryer which convey with the sale! The Lakes community features a heated pool and picnic area, shuffleboard and a clubhouse that can be reserved for social community or personal events. The amenities also include a game room to enjoy a game of pool and a library! A low $305 monthly HOA fee includes everything except the electric! Truly a maintenance free community! Location is perfect close to the Beaches, Tampa Airport, great restaurants and shopping. This home is equipped with hurricane shutters and is NOT in a flood zone. Note: Some pictures are virtually staged with endless possibilities and also included are the original pictures.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

682

Sqft

0.14 ac

Lot size

1

Garage

1972

Year built

One

Levels

$386

Per sqft

55+ community

Inside

FlooringTile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesEast
ParkingGarage Door Opener
ExteriorHurricane Shutters · Irrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$305/mo
Taxes (2025)$1,026/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,215 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,548
FHA mortgage insurance (est.)$116
Property tax — 2025 actual bill$85
HOA fee — from the listing$305
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,205Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,205
Interest rate6.00%
Loan term

Estimated payment

$2,215/mo

Principal & interest$1,548
FHA mortgage insurance (est.)$116
Property taxes (actual bill)$85
HOA / condo fee$305
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Clearwater actives

$386 vs $226

Days on market

2 vs 54 typical

Where $386/sqft sits among the 399 Clearwater actives

167
127
54 · this home
18
8
25
$117–207$207–297$297–386$386–476$476–566$566+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 4318 GREAT LAKES DRIVE N

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)24 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33762 — neighborhood snapshot

Population

5,039

Median age

54

Median income

$91,024

Median home value

$332,000

Avg household

1.94

Households w/ children

420

For the school run

Pinellas County School District

ElementaryHigh Point Elementary School★★★★★
HighPinellas Park High School★★★★
MiddleFitzGerald Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$328K$330K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

227 of 399

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the CLEARWATER 33762 median. See the full Clearwater market guide →

Paper trail

This home's history

Aug 9, 2026Listed at $263,000 · 2 days on market since
1972Built · LAKES UNIT I THE

Reality check

What actually sold near 4318 GREAT LAKES DRIVE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4318 GREAT LAKES DRIVE NSold · Oct ’25

$150,000

4318 GREAT LAKES DRIVE N · same community

2 bd · 1 ba · 822 sqft · $182/sqft · 54 DOM

4567 GREAT LAKES DRIVE SSold · Aug ’25

$205,000

4567 GREAT LAKES DRIVE S · same community

2 bd · 1 ba · 986 sqft · $208/sqft · 49 DOM

4474 LAKE BOULEVARDSold · May ’26

$230,000

4474 LAKE BOULEVARD · same community

2 bd · 2 ba · 1,149 sqft · $200/sqft · 78 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4318 GREAT LAKES DRIVE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4318 GREAT LAKES DRIVE N — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4318 GREAT LAKES DRIVE N FAQs

What would the monthly payment be for 4318 GREAT LAKES DRIVE N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,215/mo — principal and interest, the actual property-tax bill, the $305/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4318 GREAT LAKES DRIVE N?+

The association fee works out to $305 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4318 GREAT LAKES DRIVE N?+

The most recent tax bill on record (2025) was $1,026. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4318 GREAT LAKES DRIVE N?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $263,000, this home is listed about 4% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4318 GREAT LAKES DRIVE N?+

High Point Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Victoria Chapman. MLS #TB8537130.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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