4535 GREAT LAKES DRIVE S, CLEARWATER, FL, 33762
Active55 days on marketListed Sep 13, 2026MLS #TB8548139
About this home
4535 GREAT LAKES DRIVE S
Price Improvement! - Welcome to The Lakes, a sought-after 55+ pet-friendly community in Pinellas Park, where comfort, convenience, and an active Florida lifestyle come together. This charming 2-bedroom, 1.5-bath home offers 1,020 square feet of living space, an inviting open floor plan, and an oversized lot with plenty of room to enjoy the outdoors. Beautifully updated and move-in ready, this home has been extensively improved since 2023, giving the next owner peace of mind. The kitchen features white cabinetry, granite countertops, and modern stainless-steel appliances, creating a bright and welcoming space for everyday living and entertaining. Updated bathrooms and double-pane windows throughout add to the home's comfort and efficiency. Step through to the spacious screened Florida Room, the perfect bonus space for morning coffee, afternoon relaxation or simply enjoying Florida's beautiful weather. The home also features a 2023 roof, HVAC system, water softener, microwave, and updated kitchen and baths. Best of all, the property is located in a non-flood zone. One of the biggest advantages of living in The Lakes is the incredible value offered by the community. HOA dues are just $305 per month and include water, sewer, trash pickup, cable, Wi-Fi internet, lawn maintenance, irrigation, clubhouse, and pool. The association is known for its strong sense of community and excellent financial health, with a recent reserve study confirming the strength of its reserve funds. Residents have access to an impressive clubhouse featuring a full kitchen, meeting rooms, library, card room, billiards, shuffleboard, raised stage area for community events, and a sparkling community pool with patio area. Whether you're looking to stay active, meet neighbors, enjoy social activities, or simply relax, The Lakes offers an inviting community atmosphere. Conveniently located in Clearwater with easy access to shopping, restaurants, medical facilities, St. Petersburg, Clearwater, and Tampa, including Tampa International Airport and St. Pete-Clearwater International Airport, this home puts everything you need within easy reach. Whether you're searching for a full-time Florida residence, seasonal getaway, or low-maintenance retirement home, this property delivers an appealing combination of comfort, updates, value, and community lifestyle. BONUS FOR QUALIFIED BUYERS: An assumable VA loan at approximately 6% is available, offering a potential financing opportunity for an eligible buyer. The seller has already purchased his next home and is ready to make his move — this home is ready for its next owner!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,020
Sqft
0.18 ac
Lot size
1
Garage
1977
Year built
One
Levels
$289
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,718 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,718/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.8%
$/sqft vs Clearwater actives
$289 vs $248
Days on market
55 vs 56 typical
Where $289/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33762 — neighborhood snapshot
Population
5,039
Median age
54
Median income
$91,024
Median home value
$332,000
Avg household
1.94
Households w/ children
420
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$330K → $275K
Clearwater median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
210 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the CLEARWATER 33762 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 4535 GREAT LAKES DRIVE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$257,000
4362 GREAT LAKES DRIVE N · same community
2 bd · 1 ba · 935 sqft · $275/sqft · 31 DOM
Sold · Sep ’26$274,900
4309 HURON LANE · same community
2 bd · 1.5 ba · 1,130 sqft · $243/sqft · 244 DOM
Sold · May ’26$230,000
4474 LAKE BOULEVARD · same community
2 bd · 2 ba · 1,149 sqft · $200/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4535 GREAT LAKES DRIVE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4535 GREAT LAKES DRIVE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4535 GREAT LAKES DRIVE S FAQs
What would the monthly payment be for 4535 GREAT LAKES DRIVE S?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,718/mo — principal and interest, the actual property-tax bill, the $305/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4535 GREAT LAKES DRIVE S?+
The association fee works out to $305 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4535 GREAT LAKES DRIVE S?+
The most recent tax bill on record (2025) was $1,161. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4535 GREAT LAKES DRIVE S?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $295,000, this home is listed about 1% below the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4535 GREAT LAKES DRIVE S?+
High Point Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$295,000 runs 26% above the CLEARWATER 33762 median.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $325,000, now $295,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GULF BEACHES · Gina Gold. MLS #TB8548139.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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