12759 DOCKYARD TRAIL, PALMETTO, FL, 34221
Active89 days on marketListed Aug 10, 2026MLS #TB8537555
About this home
12759 DOCKYARD TRAIL
Under Construction. What's Special: Conservation View | Flex Room | Backs to Wetland. New Construction - November Completion! Welcome to the Monterey at 12759 Dockyard Trail in Palms at Coasterra! This thoughtfully designed new home offers an open-concept layout that blends comfort and sophistication. The spacious great room, dining area, and lanai create a seamless flow for entertaining and everyday living. At the heart of the home, the gourmet kitchen shines with quartz countertops, built-in microwave and wall oven combination, generous island with additional knee-wall cabinetry, abundant storage, and a large walk-in pantry. A versatile flex room is conveniently located on the first floor, while upstairs features a loft, three secondary bedrooms, and a private primary suite with a spa-like en-suite bath and walk-in closet. This amenity-rich master-planned community is surrounded by natural beauty and endless ways to enjoy fun, fitness, and connection. Club Coasterra overlooks a 65-acre lake with four pools, cabanas, a workout space, and a lakeside pavilion. Enjoy additional pools, a dog park, a 20-acre lake, and a 160-acre nature park with trails, all near I-75 with access to Sarasota and Tampa. Additional Highlights Include: tray ceiling package, 8' interior doors, stair railing with metal spindles, outdoor kitchen rough-in, gourmet Café appliance package, kitchen tile backsplash, and 42" upper cabinets. MLS#TB8537555
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,911
Sqft
0.19 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,334 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,848/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.6%
$/sqft vs PALMS AT COASTERRA
$193 vs $221
Days on market
89 vs 73 typical
Where $193/sqft sits among the 10 homes for sale in PALMS AT COASTERRA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
56,208
Median age
45.5
Median income
$77,712
Median home value
$338,600
Avg household
2.6
Households w/ children
4,828
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
9 of 10
PALMS AT COASTERRA have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 12759 DOCKYARD TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$600,000
12516 WHARF TERRACE · same community
4 bd · 4.5 ba · 2,921 sqft · $205/sqft · 79 DOM
Sold · Mar ’26$605,000
7358 JETTY COURT · same community
4 bd · 3.5 ba · 2,721 sqft · $222/sqft · 0 DOM
Sold · Aug ’26$590,000
12525 WHARF TERRACE · same community
5 bd · 4 ba · 3,191 sqft · $185/sqft · 307 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12759 DOCKYARD TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12759 DOCKYARD TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12759 DOCKYARD TRAIL FAQs
What would the monthly payment be for 12759 DOCKYARD TRAIL?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,334/mo — principal and interest, estimated property taxes, the $79/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12759 DOCKYARD TRAIL?+
The association fee works out to $79 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12759 DOCKYARD TRAIL?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12759 DOCKYARD TRAIL?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $560,387, this home is listed about 41% above the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 12759 DOCKYARD TRAIL?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$560,387 runs 54% above the PALMETTO 34221 median — but at 2,911 sqft it's also 50% larger than the typical Palmetto listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $621,509, now $560,387 — a $61K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TAYLOR MORRISON REALTY OF FL · Michelle Campbell. MLS #TB8537555.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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