3135 CROSS FOX DRIVE, MULBERRY, FL, 33860
Active62 days on marketListed Aug 11, 2026MLS #TB8537881
About this home
3135 CROSS FOX DRIVE
PRICE IMPROVEMENT! You could be enjoying this home by Halloween and hosting Thanksgiving in your NEW HOME! Looking for a lake-view home with a 2-car garage, block construction? Here it is! This charming 3-bedroom, 2-bath home offers 1,474 square feet of living space and an opportunity to own a property with features that are getting harder to find. The spacious living room features a cozy fireplace and flows into the dining area and breakfast nook. French doors lead to the 24' x 12' screened porch, where you can enjoy peaceful lake views, morning coffee, evening drinks, or even a little fishing right from the property. The kitchen has updated lower cabinets, while the roof was replaced in 2017 and the A/C was replaced in 2013. Built in 1979, the home offers durable block construction with wood siding and a 2-car garage. And the HOA? Only $50 a year! No expensive monthly association fee eating into your budget. If you've been waiting for a home with a lake view, garage, outdoor living space, and an affordable HOA, this is the one you need to see. The seller is ready to make a deal, so don't be afraid to bring your offer! COME SEE IT. MAKE AN OFFER. LET'S GET THIS ONE SOLD!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,474
Sqft
0.26 ac
Lot size
2
Garage
1979
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,992 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,992/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.6%
$/sqft vs Mulberry actives
$180 vs $181
Days on market
62 vs 62 typical
Where $180/sqft sits among the 89 Mulberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
Imperial Lakes — neighborhood snapshot
Population
5,339
Median age
39
Median income
$78,610
Median home value
$285,515
Avg household
3
Households w/ children
616
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$300K → $307K
Mulberry median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
50 of 89
Mulberry actives have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 3135 CROSS FOX DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$265,000
3077 HEATHER GLYNN DRIVE · same community
3 bd · 2 ba · 1,479 sqft · $179/sqft · 245 DOM
Sold · Sep ’26$162,000
5127 BLACK BIRCH TRAIL · same community
3 bd · 2 ba · 1,380 sqft · $117/sqft · 17 DOM
Sold · Aug ’26$339,900
3230 CROSS FOX DRIVE · same community
3 bd · 2 ba · 1,590 sqft · $214/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3135 CROSS FOX DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3135 CROSS FOX DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3135 CROSS FOX DRIVE FAQs
What would the monthly payment be for 3135 CROSS FOX DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,992/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3135 CROSS FOX DRIVE?+
The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3135 CROSS FOX DRIVE?+
The most recent tax bill on record (2025) was $1,818. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3135 CROSS FOX DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mulberry?+
At $264,900, this home is listed about 14% below the Mulberry median of $309,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3135 CROSS FOX DRIVE?+
James W. Sikes Elementary School (elementary), Mulberry Senior High School (high), Mulberry Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SOUTHERN PINE REALTY GROUP, LLC · Edith Warner. MLS #TB8537881.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Mulberry homes, in your inbox
Like 3135 CROSS FOX DRIVE but not quite? A daily digest of every new listing in Mulberry — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kevin to ping you on any price or status change →