4520 OLD COLONY ROAD, MULBERRY, FL, 33860
Active59 days on marketListed Aug 14, 2026MLS #L4964284
About this home
4520 OLD COLONY ROAD
Virtually Staged. A GREAT NEW LOOK ON THIS FRESHLY PAINTED CHARMING 3-BEDROOM HOME WITH A MASSIVE 450-SQ.-FT. SCREENED PORCH, UPDATED KITCHEN AND BEAUTIFUL MATURE LANDSCAPING! Welcome to 4520 Old Colony Road, a beautifully maintained 3-bedroom, 2-bath home tucked beneath mature trees in an established Mulberry neighborhood where pride of ownership shows throughout. Step inside to warm and inviting living spaces featuring luxury vinyl plank flooring and thoughtful custom touches, including built-in bookshelves, bench seating and a custom entertainment wall. These details give the home character while providing the functionality today's buyers are looking for. The updated kitchen features upgraded shaker-style cabinetry, solid-surface countertops and a stainless steel refrigerator, offering abundant storage and a welcoming space for everyday meals and entertaining. The spacious primary suite provides a private retreat complete with a walk-in closet and en-suite bathroom featuring dual sinks. Two additional bedrooms offer flexibility for family, guests, a home office or hobby space. Then step outside to the feature that truly sets this home apart—a MASSIVE 450-SQUARE-FOOT SCREENED PORCH! With built-in seating and plenty of room for outdoor dining, entertaining and relaxing, this impressive covered outdoor living space feels like an extension of the home and provides the perfect place to enjoy Florida living year-round. Beyond the screened porch, the backyard offers room for grilling, gatherings, pets and play, all surrounded by the shade and character of mature trees and beautifully maintained landscaping. A TWO-CAR GARAGE adds valuable parking and storage. With an UPDATED KITCHEN, luxury vinyl plank flooring, spacious primary suite, walk-in closet, 450-sq.-ft. screened porch, two-car garage, mature landscaping and inviting indoor-outdoor living, 4520 Old Colony Road offers the comfort, character and outdoor lifestyle buyers are searching for. Schedule your private showing and come see what makes this Mulberry home so special!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,771
Sqft
0.28 ac
Lot size
2
Garage
1978
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,331 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,331/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.3%
$/sqft vs Mulberry actives
$178 vs $181
Days on market
59 vs 61 typical
Where $178/sqft sits among the 89 Mulberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
Imperial Lakes — neighborhood snapshot
Population
5,339
Median age
39
Median income
$78,610
Median home value
$285,515
Avg household
3
Households w/ children
616
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$300K → $307K
Mulberry median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
49 of 89
Mulberry actives have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 4520 OLD COLONY ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$365,000
4102 STONEHENGE ROAD · same community
3 bd · 2 ba · 1,726 sqft · $211/sqft · 31 DOM
Sold · Apr ’26$310,000
4085 OLD COLONY ROAD · same community
3 bd · 2 ba · 1,657 sqft · $187/sqft · 14 DOM
Sold · Jun ’26$306,500
3050 CROSS FOX DRIVE · same community
3 bd · 2 ba · 1,604 sqft · $191/sqft · 234 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4520 OLD COLONY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4520 OLD COLONY ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4520 OLD COLONY ROAD FAQs
What would the monthly payment be for 4520 OLD COLONY ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,331/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4520 OLD COLONY ROAD?+
The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4520 OLD COLONY ROAD?+
The most recent tax bill on record (2025) was $2,093. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4520 OLD COLONY ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mulberry?+
At $314,900, this home is listed about 2% above the Mulberry median of $309,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4520 OLD COLONY ROAD?+
James W. Sikes Elementary School (elementary), Mulberry Senior High School (high), Mulberry Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Jason Stone. MLS #L4964284.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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