5045 MISTY LAKE DRIVE, MULBERRY, FL, 33860
Active16 days on marketListed Aug 19, 2026MLS #O6434818
About this home
5045 MISTY LAKE DRIVE
Virtually Staged. One or more photos are virtually staged. Swim in your deep pool or play in the large playground directly across the street from inside your home or front porch. This home is in the desirable Imperial Lakes community on an oversized pie-shaped lot featuring a towering oak on the front lawn. Don't wait up to 2 years for a pool to be installed. Nothing major needs replacing, including the new HVAC and fence. Rooms galore, ample parking. Imperial Lakes features curving lakes and mature tree canopies. The neighborhood's character is defined by Imperial Lakes Blvd, one of Florida's most beautiful boulevards, where palms and water views set the tone. Sidewalk loops and pocket greens shape a steady, outdoors-forward rhythm. Far enough off the main road to be quiet and safe, but with easy access to the modern conveniences of South Lakeland, including dining, shopping (Home Depot, Walmart Supercenter, Aldi, Publix and Uncle Nick's Deli and Bagels) entertainment, schools, and medical facilities. Daily errands and casual dining cluster along nearby US-98, keeping the streetscape calm inside the community. Well-situated for households that want to be between the Tampa Bay and Orlando areas and all those areas have including jobs, attractions, and the major international airports; Lakeland has an airport, too. In an area eligible for USDA financing. $250.00 estoppel fee to be paid to HOA at closing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,380
Sqft
0.3 ac
Lot size
1
Garage
1977
Year built
One
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,558 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,558/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.9%
$/sqft vs IMPERIALAKES PH 01
$239 vs $202
Days on market
16 vs 32 typical
Where $239/sqft sits among the 7 homes for sale in IMPERIALAKES PH 01
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
Imperial Lakes — neighborhood snapshot
Population
5,339
Median age
39
Median income
$78,610
Median home value
$285,515
Avg household
3
Households w/ children
616
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$300K → $314K
Mulberry median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
2 of 7
IMPERIALAKES PH 01 have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 5045 MISTY LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$275,000
3422 HEATHER GLYNN DRIVE · same community
3 bd · 2 ba · 1,328 sqft · $207/sqft · 149 DOM
Sold · Sep ’25$295,000
3080 CROSS FOX DRIVE · same community
2 bd · 2 ba · 1,315 sqft · $224/sqft · 69 DOM
Sold · Sep ’25$278,000
3302 HEATHER GLYNN DRIVE · same community
3 bd · 2 ba · 1,285 sqft · $216/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5045 MISTY LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5045 MISTY LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5045 MISTY LAKE DRIVE FAQs
What would the monthly payment be for 5045 MISTY LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,558/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5045 MISTY LAKE DRIVE?+
The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5045 MISTY LAKE DRIVE?+
The most recent tax bill on record (2025) was $3,667. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5045 MISTY LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mulberry?+
At $329,900, this home is listed about 10% above the Mulberry median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5045 MISTY LAKE DRIVE?+
James W. Sikes Elementary School (elementary), Mulberry Senior High School (high), Mulberry Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 CARIOTI · Andy Spark. MLS #O6434818.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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