CENTURY 21 Edge
✦ Short-Term Rental Eligible
$459,000$499,0004 bd2 ba1,423 sqft$323 /sqft≈$3,946 /mo all-in ↓

1466 LAURA STREET, CLEARWATER, FL, 33755

Active88 days on marketListed Aug 11, 2026MLS #TB8538005

✦ Reduced $40KFully furnishedSingle Family ResidenceHIGHLAND GROVES

About this home

1466 LAURA STREET

Why settle for one home when you can own two? Imagine living in the beautifully updated front home while your detached guest house helps pay your mortgage. Purchase one of Clearwater's most versatile investment properties with multiple income strategies already in place. Whether you're an investor, house hacker, multi-generational family, or someone seeking additional flexibility, this property delivers options few homes can. Both houses have private yards that are perfect for entertaining. One of the houses could be an office, in-law suite, guest house, or a mid- or long-term rental; the options are endless. Both houses also come completely furnished, so it's easy to just move right in. The seller is offering $10,000 towards closing costs or a rate buy down, plus all the furniture is included!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,423

Sqft

0.14 ac

Lot size

1926

Year built

One

Levels

$323

Per sqft

Furnished

Inside

FlooringEngineered Hardwood
AppliancesDryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan
LaundryOutside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionOther · Vinyl Siding
FoundationPillar/Post/Pier
FacesSouth
ExteriorPrivate Yard · Sidewalk

Community & fees

Taxes (2025)$5,180/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,946 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,151
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$432
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,065Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,065
Interest rate7.50%
Loan term

Estimated payment

$3,946/mo

Principal & interest$3,151
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$432
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $459K
$289KedgeAI estimate $334,502 · range $301K–$345K$477K

vs edgeAI estimate

+37.2%

$/sqft vs Clearwater actives

$323 vs $243

Days on market

88 vs 55 typical

Where $323/sqft sits among the 400 Clearwater actives

175
131
45 · this home
13
7
29
$129–224$224–319$319–414$414–509$509–604$604+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside High Grove, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityHigh Grove
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,200/mo median

MarketClearwater
Annual gross at median$26,400
Gross yield on this price5.8%
Homes for rent right now359

Live Clearwater rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Downtown

Drive times from this address

Tampa Int’l Airport (TPA)≈ 27 min
Downtown Tampa≈ 30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

High Grove is a short-term-rental community. See the full guide →

Downtown — neighborhood snapshot

Population

4,730

Median age

44

Median income

$45,245

Median home value

$216,307

Avg household

3

Households w/ children

351

For the school run

Pinellas County School District

ElementaryBelleair Elementary School★★★★★
HighClearwater High School★★★★★
MiddleOak Grove Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced — 5.6 months of inventoryBuyer’s market

$330K → $275K

Clearwater median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

204 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the CLEARWATER 33755 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $459,000 ▼ $40K
Aug 11, 2026Listed at $499,000 · 88 days on market since
1926Built · HIGHLAND GROVES

Reality check

What actually sold near 1466 LAURA STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4466 57TH AVENUE NSold · Jan ’26

$250,000

4466 57TH AVENUE N · same community

2 bd · 1.5 ba · 1,032 sqft · $242/sqft · 3 DOM

4339 58TH AVENUE NSold · Jul ’26

$310,000

4339 58TH AVENUE N · same community

3 bd · 2 ba · 1,008 sqft · $308/sqft · 5 DOM

4489 57TH AVENUE NSold · Nov ’25

$350,000

4489 57TH AVENUE N · same community

2 bd · 1 ba · 953 sqft · $367/sqft · 77 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 1466 LAURA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1466 LAURA STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1466 LAURA STREET FAQs

What would the monthly payment be for 1466 LAURA STREET?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,946/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1466 LAURA STREET?+

The most recent tax bill on record (2025) was $5,180. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1466 LAURA STREET be rented short-term?+

Yes — this home sits inside High Grove, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

How does the price compare to other homes in Clearwater?+

At $459,000, this home is listed about 53% above the Clearwater median of $299,737. The market section on this page shows how the area is trending.

Which schools are assigned to 1466 LAURA STREET?+

Belleair Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$459,000 runs 31% above the CLEARWATER 33755 median.

02Zoned for nightly rentals

High Grove is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

04The price has already moved

Listed at $499,000, now $459,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of COMPASS FLORIDA LLC · Kim Meredith-Hampton. MLS #TB8538005.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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