CENTURY 21 Edge
✦ Short-Term Rental Eligible
$299,000$375,0002 bd2 ba1,020 sqft$293 /sqft≈$3,079 /mo all-in ↓

1493 CLEVELAND STREET, CLEARWATER, FL, 33755

Active308 days on marketListed Dec 17, 2025MLS #TB8456383

✦ Priced 8% below the CLEARWATER 33755 median✦ Reduced $76KSingle Family ResidenceHIGHLAND GROVES

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Fri, Oct 23

5:45 PM – 7:30 PM

Park in 1493 Cleveland new driveway.

Sat, Oct 24

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About this home

1493 CLEVELAND STREET

Why buy an older fixer-upper when you can own an ALL NEW IN 2023 CUSTOM BUILT HOME in the heart OF Clearwater! WALK TO DOWNTOWN!! ONE BLOCK TO CREST LAKE PARK. Own this immaculate 2-bedroom, 2-bathroom residence that sits on an expansive 50' x 105' lot (nearly a quarter-acre), offering a massive, fully fenced backyard with endless room to expand or add your dream outdoor living space. Home Features: • 2023 Construction: Enjoy peace of mind with modern building codes, updated systems, and energy-efficient features. • Smart Layout: Bright and welcoming floor plan featuring 2 spacious bedrooms, 2 full bathrooms, and a convenient indoor laundry room with washer and dryer included. • Oversized Lot: Fully fenced backyard offering ultimate privacy and a blank canvas for gardening, pets, or home extensions. Unbeatable Location: • One Block from Crest Lake Park: Steps away from one of Clearwater's best parks, featuring sports fields, a playground, walking trails, and dedicated dog park areas. • Urban & Coastal Convenience: Walkable to vibrant Downtown Clearwater shops and dining, and just a short, minutes-long drive to the world-famous sands of Clearwater Beach. Whether you are looking for a turnkey primary home, a stress-free investment property, or a lot with future expansion potential, this rare find has it all. Don't miss out—schedule your showing today before it's gone!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,020

Sqft

0.12 ac

Lot size

2023

Year built

One

Levels

$293

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDryer · Range · Refrigerator · Washer
InteriorSplit Bedroom
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesWest
ExteriorOther · Private Mailbox

Community & fees

Taxes (2025)$8,812/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,079 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,053
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$734
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate7.50%
Loan term

Estimated payment

$3,079/mo

Principal & interest$2,053
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$734
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $299K
$274KedgeAI estimate $316,725 · range $285K–$348K$362K

vs edgeAI estimate

−5.6%

$/sqft vs Clearwater actives

$293 vs $249

Days on market

308 vs 62 typical

Where $293/sqft sits among the 400 Clearwater actives

161
141 · this home
47
14
10
27
$121–223$223–326$326–428$428–530$530–633$633+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside High Grove, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityHigh Grove
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,200/mo median

MarketClearwater
Annual gross at median$26,400
Gross yield on this price8.8%
Homes for rent right now353

Live Clearwater rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Downtown

Drive times from this address

Tampa Int’l Airport (TPA)≈ 27 min
Downtown Tampa≈ 30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

High Grove is a short-term-rental community. See the full guide →

Downtown — neighborhood snapshot

Population

4,795

Median age

42

Median income

$42,329

Median home value

$99,860

Avg household

3

Households w/ children

369

For the school run

Pinellas County School District

ElementarySkycrest Elementary School★★★★★
HighClearwater High School★★★★★
MiddleOak Grove Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced — 5.4 months of inventoryBuyer’s market

$328K → $324K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

234 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% below the CLEARWATER 33755 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,000 ▼ $76K
Dec 17, 2025Listed at $375,000 · 308 days on market since
2023Built · HIGHLAND GROVES

Reality check

What actually sold near 1493 CLEVELAND STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1613 S LINCOLN AVENUESold · Oct ’25

$235,000

1613 S LINCOLN AVENUE · same community

3 bd · 2 ba · 1,028 sqft · $229/sqft · 62 DOM

4339 58TH AVENUE NSold · Jul ’26

$310,000

4339 58TH AVENUE N · same community

3 bd · 2 ba · 1,008 sqft · $308/sqft · 5 DOM

4466 57TH AVENUE NSold · Jan ’26

$250,000

4466 57TH AVENUE N · same community

2 bd · 1.5 ba · 1,032 sqft · $242/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 1493 CLEVELAND STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1493 CLEVELAND STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1493 CLEVELAND STREET FAQs

What would the monthly payment be for 1493 CLEVELAND STREET?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,079/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1493 CLEVELAND STREET?+

The most recent tax bill on record (2025) was $8,812. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1493 CLEVELAND STREET be rented short-term?+

Yes — this home sits inside High Grove, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1493 CLEVELAND STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $299,000, this home is priced right at the Clearwater median.

Which schools are assigned to 1493 CLEVELAND STREET?+

Skycrest Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the CLEARWATER 33755 market on paper

$299,000 is 8% below the CLEARWATER 33755 median of $325,000, and at $293/sqft it sits under the Clearwater average of $295.

02Zoned for nightly rentals

High Grove is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Time on market is leverage

308 days on market against a Clearwater median of 62 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $375,000, now $299,000 — a $76K cut. The full history is in the market section below.

Listing courtesy of BEACH TO BAY BROKERS LLC · John Funk. MLS #TB8456383.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1493 CLEVELAND STREET, CLEARWATER, FL — 2 Bed, 2 Bath — $299,000 | CENTURY 21 Edge