4805 ALT 19 UNIT 624, PALM HARBOR, FL, 34683
Active62 days on marketListed Aug 17, 2026MLS #TB8538194
About this home
4805 ALT 19 UNIT 624
CANAL VIEWS, COMMUNITY DOCK & POOL—PINELLAS TRAIL DIRECTLY ACROSS THE STREET! Enjoy waterfront community living at Cove Springs in Palm Harbor. This well-maintained, second-floor condo offers 2 bedrooms, 2 bathrooms, approximately 1,000 square feet of living space, and peaceful canal views from the kitchen window. Residents enjoy a community dock for fishing and taking in the waterfront surroundings, a community pool, and a clubhouse with a kitchen and gathering space. Clubhouse restrooms also feature saunas and showers. With the Pinellas Trail directly across the street, walking and biking opportunities are conveniently close to home. Inside, the comfortable layout features laminate and tile flooring throughout, granite countertops in the kitchen and bathrooms, and a screened porch for relaxing outdoors. Recent updates include a water heater replaced in 2025, a washer and dryer purchased in 2024, and a dishwasher replaced in 2026. All appliances convey. The current monthly association fee of $594 includes exterior maintenance, grounds maintenance, trash service, community pool access and maintenance, recreational facilities, common-area taxes, and contributions to association reserves. Buyers should verify current fees, included services, and owner responsibilities with the association. Conveniently located near shopping, dining, golf, parks, and Gulf beaches, Cove Springs offers access to Downtown Palm Harbor, the Tarpon Springs Sponge Docks, Innisbrook Golf Resort, Sunset Beach, Fred Howard Park, Honeymoon Island State Park, and Downtown Dunedin. Whether you’re seeking a full-time home or a seasonal retreat, this condo combines a waterfront community setting, updated appliances, and convenient trail access.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,000
Sqft
1974
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,250 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,250/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.6%
$/sqft vs Palm Harbor actives
$218 vs $268
Days on market
62 vs 68 typical
Where $218/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cove Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Cove Springs — neighborhood snapshot
Population
334
Median age
50
Median income
$78,162
Median home value
$451,100
Avg household
2
Households w/ children
17%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
231 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 4805 ALT 19 UNIT 624
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$127,000
4805 ALT 19 UNIT 525 · same community
2 bd · 1.5 ba · 900 sqft · $141/sqft · 203 DOM
Sold · Apr ’26$93,000
4805 ALT 19 UNIT 217 · same community
2 bd · 1.5 ba · 900 sqft · $103/sqft · 60 DOM
Sold · Mar ’26$206,250
2209 PORTOFINO PLACE UNIT 5-2517
2 bd · 2 ba · 990 sqft · $208/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 4805 ALT 19 UNIT 624 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4805 ALT 19 UNIT 624 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4805 ALT 19 UNIT 624 FAQs
What would the monthly payment be for 4805 ALT 19 UNIT 624?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,250/mo — principal and interest, the actual property-tax bill, the $594/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4805 ALT 19 UNIT 624?+
The association fee works out to $594 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4805 ALT 19 UNIT 624?+
The most recent tax bill on record (2025) was $1,391. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4805 ALT 19 UNIT 624?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $218,000, this home is listed about 44% below the Palm Harbor median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4805 ALT 19 UNIT 624?+
Sunset Hills Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PALM HARBOR 34683 market on paper
$218,000 is 45% below the PALM HARBOR 34683 median of $395,000, and at $218/sqft it sits under the Palm Harbor average of $272.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $594/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Sunset Hills Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $220,000, now $218,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE SHOP REAL ESTATE CO. · Jessica Martin. MLS #TB8538194.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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