2423 FORREST CREST CIR, LUTZ, FL, 33549
Active84 days on marketListed Aug 14, 2026MLS #TB8538672
About this home
2423 FORREST CREST CIR
Nestled beneath the canopy of majestic oak trees in the established community of Silver Forrest, this beautifully renovated home offers the perfect blend of timeless charm and modern updates. Ideally located near USF, scenic nature preserves, shopping, dining, and major commuter routes, you'll enjoy both convenience and the peaceful setting this sought-after neighborhood provides.Inside, the thoughtfully designed split-bedroom floor plan has been completely transformed with stylish luxury vinyl plank flooring throughout the main living areas, an updated kitchen featuring granite countertops and new cabinetry, and beautifully renovated bathrooms with designer tile showers, granite vanities, and new cabinetry. The spacious primary suite offers a private retreat with a stunning ensuite bath complete with a double vanity and elegant finishes.The living spaces flow effortlessly outdoors through two sliding glass doors leading to an impressive 28' x 19' screened lanai—perfect for entertaining, relaxing with your morning coffee, or enjoying Florida's beautiful weather year-round. Additional upgrades include energy-efficient windows installed in 2019, while the fully fenced backyard features newer wood fencing and a cozy fire pit, creating the perfect setting for evenings with family and friends.Move-in ready and beautifully updated, this exceptional home offers the lifestyle you've been searching for in one of Lutz's most established and picturesque communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,281
Sqft
0.17 ac
Lot size
2
Garage
1985
Year built
One
Levels
$293
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,073 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,073/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.9%
$/sqft vs Lutz actives
$293 vs $242
Days on market
84 vs 56 typical
Where $293/sqft sits among the 262 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside University
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
University — neighborhood snapshot
Population
58,274
Median age
32
Median income
$35,659
Median home value
$57,488
Avg household
2
Households w/ children
4,771
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$448K → $508K
Lutz median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
161 of 262
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 2423 FORREST CREST CIR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$310,000
2331 TOWERY TRAIL · same community
3 bd · 2 ba · 1,135 sqft · $273/sqft · 6 DOM
Sold · Mar ’26$370,000
2326 FORREST CREST CIRCLE · same community
3 bd · 2 ba · 1,809 sqft · $205/sqft · 150 DOM
Sold · Oct ’25$269,900
14911 N 24TH STREET
3 bd · 2 ba · 1,248 sqft · $216/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2423 FORREST CREST CIR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2423 FORREST CREST CIR — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2423 FORREST CREST CIR FAQs
What would the monthly payment be for 2423 FORREST CREST CIR?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,073/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2423 FORREST CREST CIR?+
The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2423 FORREST CREST CIR?+
The most recent tax bill on record (2025) was $2,020. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2423 FORREST CREST CIR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $375,000, this home is listed about 24% below the Lutz median of $493,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2423 FORREST CREST CIR?+
Mort Elementary School (elementary), Buchanan Middle School (middle), Freedom High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BINGHAM REALTY INC · Sarah Metz. MLS #TB8538672.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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