1520 PALMER COURT, PALM HARBOR, FL, 34685
Active65 days on marketListed Aug 14, 2026MLS #TB8538836
About this home
1520 PALMER COURT
WELCOME HOME TO 1520 PALMER COURT! This beautifully updated villa offers the perfect blend of comfort, style, and easy Florida living in the desirable East Lake area of Palm Harbor. Step inside and you'll immediately appreciate the fresh, inviting feel and thoughtful updates throughout, creating a home that is truly move-in ready. Enjoy a spacious and comfortable floor plan designed for everyday living and entertaining, along with the convenience of low-maintenance villa living. Located in the desirable Tarpon Woods area, you'll enjoy a peaceful neighborhood setting while being just minutes from shopping, dining, golf, parks, recreation, and everyday conveniences. Location is everything, and this home delivers! Enjoy easy access to Lake Tarpon, John Chesnut Sr. Park, the Pinellas Trail, Tarpon Woods Golf Club, and the beautiful Gulf Coast. World-renowned Clearwater Beach is just a short drive away, offering beautiful white-sandy beaches, Breathtaking sunsets, dining, shopping, and endless waterfront activities. Also nearby is the famous Tarpon Springs Sponge Docks, where you can experience the area's unique Greek heritage, authentic restaurants, shopping, sightseeing, and historic sponge-diving culture. Whether you're looking for a full-time residence, a Florida retreat, or simply a beautiful home in a fantastic location, 1520 Palmer Court checks all the boxes. Updated, inviting, and ideally located—this is the Palm Harbor lifestyle you've been waiting for!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,680
Sqft
0.1 ac
Lot size
2
Garage
1978
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,453 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,453/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.2%
$/sqft vs Palm Harbor actives
$179 vs $264
Days on market
65 vs 68 typical
Where $179/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34685 — neighborhood snapshot
Population
17,895
Median age
48.7
Median income
$87,658
Median home value
$479,400
Avg household
2.45
Households w/ children
1,931
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
233 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the PALM HARBOR 34685 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1520 PALMER COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$318,000
1510 PALMER COURT · same community
2 bd · 2 ba · 1,680 sqft · $189/sqft · 13 DOM
Sold · Jan ’26$359,500
340 PALMER CIRCLE · same community
3 bd · 2 ba · 1,763 sqft · $204/sqft · 50 DOM
Sold · May ’26$405,000
3405 BRIAN ROAD S
3 bd · 2 ba · 1,681 sqft · $241/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1520 PALMER COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1520 PALMER COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1520 PALMER COURT FAQs
What would the monthly payment be for 1520 PALMER COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,453/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1520 PALMER COURT?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1520 PALMER COURT?+
The most recent tax bill on record (2025) was $1,736. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1520 PALMER COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $299,900, this home is listed about 23% below the Palm Harbor median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1520 PALMER COURT?+
Joseph L. Carwise Middle School (middle), Forest Lakes Elementary School (elementary), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34685 market on paper
$299,900 is 27% below the PALM HARBOR 34685 median of $410,000, and at $179/sqft it sits under the Palm Harbor average of $272.
02Strong assigned schools
Joseph L. Carwise Middle School, Forest Lakes Elementary School, East Lake High School — Joseph L. Carwise Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $324,900, now $299,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOUSE RESIDENTIAL CO · John Frazis. MLS #TB8538836.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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