CENTURY 21 Edge
$250,0004 bd3 ba1,479 sqft$169 /sqft$2,278 /mo all-in ↓

4244 BIRCH POND LOOP, LAKELAND, FL, 33812

Active0 days on marketListed Aug 19, 2026MLS #TB8539015

Priced 37% below the LAKELAND 33812 medianTownhouseAUTUMNWOOD GROVE

Come see it

Upcoming open house

Sat, Aug 29

11:00 AM – 2:00 PM

About this home

4244 BIRCH POND LOOP

Virtually Staged. Looking for space, quiet views, and low-maintenance living in South Lakeland? This freshly painted 4-bedroom, 3-bath end unit in the gated Autumnwood Grove community combines proximity to a peaceful pond with everyday convenience. Recent updates include brand-new flooring throughout the living area and downstairs bedroom, and plush new carpet running up the stairs, through the hallway, and into the upper bedrooms. The home comes fully upgraded with a complete suite of new appliances, including a washer, dishwasher, stove, microwave, and refrigerator. Because it’s an end unit, you get a private side entrance, extra natural light, and green space right outside your door—plus, you're just steps from the community pool. Interior Highlights: Main Level: A tiled foyer leads into a light-filled living and dining area. A full main-floor bathroom gives guests their own space, while the tiled kitchen features a large lighted pantry and sliders opening to a screened, covered back porch with extra storage. Upper Level: A spacious primary suite features double closets and a tile tub-shower bath, positioned alongside three additional bedrooms and a dedicated second-floor laundry area. Location & Community: Directly across from Polk State College and the Fort Fraser Trail and 5 minutes from the new Orlando Health hospital. Minutes to the Polk Parkway, Publix, and popular dining options. Includes a dedicated parking spot and low monthly HOA fees, taking the hassle out of home maintenance. Move-in ready, full of storage, and perfectly situated—schedule your private tour today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,479

Sqft

0.06 ac

Lot size

2007

Year built

Two

Levels

$169

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesElectric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Closet · Upper Level
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewTrees/Woods
FacesSoutheast
ParkingAssigned
ExteriorIrrigation System · Lighting · Private Entrance · Sidewalk · Sliding Doors

Community & fees

HOA fee$280/mo
Taxes (2025)$3,068/yr
PetsYes
CommunityDeed Restrictions · Playground · Pool

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,278 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$256
HOA fee — from the listing$280
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,750
Interest rate6.00%
Loan term

Estimated payment

$2,278/mo

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$256
HOA / condo fee$280
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lakeland

Map of 4244 BIRCH POND LOOP

Drive times from this address

Downtown Tampa40 min
Walt Disney World45 min
Tampa Int’l Airport (TPA)51 min
Universal Orlando56 min
Downtown Orlando62 min
Orlando Int’l Airport (MCO)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33812 — neighborhood snapshot

Population

14,836

Median age

38.9

Median income

$100,569

Median home value

$335,000

Avg household

3.02

Households w/ children

1,880

For the school run

Polk County School District

ElementaryHighland City Elementary School★★★★★
HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$316K$323K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% below the LAKELAND 33812 median. See the full Lakeland market guide →

Paper trail

This home's history

Aug 19, 2026Listed at $250,000 · 0 days on market since
2007Built · AUTUMNWOOD GROVE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 4244 BIRCH POND LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4244 BIRCH POND LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4244 BIRCH POND LOOP FAQs

What would the monthly payment be for 4244 BIRCH POND LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,278/mo — principal and interest, the actual property-tax bill, the $280/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4244 BIRCH POND LOOP?+

The association fee works out to $280 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4244 BIRCH POND LOOP?+

The most recent tax bill on record (2025) was $3,068. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4244 BIRCH POND LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $250,000, this home is listed about 25% below the Lakeland median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4244 BIRCH POND LOOP?+

Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LAKELAND 33812 market on paper

$250,000 is 37% below the LAKELAND 33812 median of $394,500, and at $169/sqft it sits under the Lakeland average of $204.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Listed today in a Lakeland market that averages 44 — if it fits, move quickly.

Listing courtesy of REDFIN CORPORATION · Jennifer Velez. MLS #TB8539015.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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