4127 SHADE TREE LANE, LAKELAND, FL, 33812
Active44 days on marketListed Aug 28, 2026MLS #O6437278
About this home
4127 SHADE TREE LANE
Welcome to this move-in ready 2-story townhome in the gated community of Autumn Wood Grove! This home offers an open floor plan with an inviting and private front entry. The spacious kitchen features stainless steel appliances, granite countertops, wood cabinetry, a new kitchen faucet, new LED lighting, and a generous eat-in area. Smart-home features include a Nest thermostat and Ring doorbell for added convenience. Sliding glass doors lead to the fully screened back patio, offering a comfortable outdoor space with privacy landscaping and views of the nearby pond. Upstairs, you’ll find a spacious primary bedroom along with two additional bedrooms thoughtfully separated for added privacy. Major updates include a roof replaced in 2022, along with a washer and dryer replaced around the same time. The home also includes a reserved parking spot conveniently located directly in front of the unit, with additional guest parking available. Enjoy low-maintenance living with an HOA that includes access to the community pool, building maintenance, landscaping, and gated entrance. Conveniently located near shopping, dining, and the Polk Parkway, this move-in ready home offers comfort, convenience, and a great location in Lakeland.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,713
Sqft
0.04 ac
Lot size
2012
Year built
Two
Levels
$131
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,064 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,064/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.9%
$/sqft vs Lakeland actives
$131 vs $194
Days on market
44 vs 67 typical
Where $131/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33812 — neighborhood snapshot
Population
14,836
Median age
38.9
Median income
$100,569
Median home value
$335,000
Avg household
3.02
Households w/ children
1,880
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
239 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the LAKELAND 33812 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 4127 SHADE TREE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$225,000
4194 WINDING VINE DRIVE · same community
3 bd · 2.5 ba · 1,713 sqft · $131/sqft · 6 DOM
Sold · Aug ’26$211,000
4187 SHADE TREE LANE · same community
2 bd · 2.5 ba · 1,224 sqft · $172/sqft · 2 DOM
Sold · Dec ’25$220,000
4038 WINDING VINE DRIVE · same community
2 bd · 2.5 ba · 1,224 sqft · $180/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4127 SHADE TREE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4127 SHADE TREE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4127 SHADE TREE LANE FAQs
What would the monthly payment be for 4127 SHADE TREE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,064/mo — principal and interest, the actual property-tax bill, the $280/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4127 SHADE TREE LANE?+
The association fee works out to $280 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4127 SHADE TREE LANE?+
The most recent tax bill on record (2025) was $2,412. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4127 SHADE TREE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $224,900, this home is listed about 33% below the Lakeland median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4127 SHADE TREE LANE?+
George W. Jenkins Senior High (high), Spessard L Holland Elementary (elementary), Lakeland Highlands Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KGV REALTY GROUP · Travis Ginn. MLS #O6437278.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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