1596 BIRMINGHAM TERRACE, THE VILLAGES, FL, 32162
Active1 days on marketListed Aug 17, 2026MLS #TB8539534
About this home
1596 BIRMINGHAM TERRACE
WELCOME TO YOUR VILLAGES LIFESTYLE! Seller accepts all offers. This beautifully maintained Bridgeport DESIGNER home offers the perfect combination of spacious living, entertaining space, and an exceptional location in the Village of Poinciana. Situated on a desirable corner lot this 3 bedroom, 21/2 bath home offers approximately 2,021 square feet of thoughtfully designed living space. Step inside to soaring ceilings with bright lights, beautiful ceramic tile flooring and LVP an inviting open feel. The spacious living room features a tray ceiling and opens through sliding stacking glass doors to an enclosed air condition lanai-creating an ideal space to relax or entertain year-round. The gourmet kitchen is the heart of the home, featuring granite countertops, tile backsplash, stainless-steel appliance, brand new gas range, abundant cabinetry with pull-out shelving, breakfast bar, island, and built in workspace. A second enclosed air conditioned lanai just off the kitchen provides even more room for entertaining and features a charming Tiki Key West theme bar, multiple ceiling fans and a relaxed Florida feel. The spacious primary suite is a true retreat, featuring a tray ceiling, generous walk-in Roman shower with built-in bench, two additional bedrooms providing comfortable accommodation for guests, with a convenient Jack-and Jill bath between them. Additional highlights include an inside laundry room, half bath for guests, wraparound patio, two-car garage plus a separate golf-cart garage, and additional garage storage. Come see this exceptional Villages home and see why 1596 Birmingham Terrace is more than a house-it is the Florida lifestyle you’ve been waiting for!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,021
Sqft
0.19 ac
Lot size
2
Garage
2005
Year built
One
Levels
$287
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,132 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,132/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.5%
$/sqft vs VILLAGES OF SUMTER
$287 vs $248
Days on market
1 vs 50 typical
Where $287/sqft sits among the 58 homes for sale in VILLAGES OF SUMTER
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
27 of 58
VILLAGES OF SUMTER have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 1596 BIRMINGHAM TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$610,000
1644 DUFFY LOOP · same community
3 bd · 2 ba · 1,978 sqft · $308/sqft · 1 DOM
Sold · Feb ’26$350,000
2454 MONROE TERRACE · same community
3 bd · 2 ba · 1,927 sqft · $182/sqft · 127 DOM
Sold · Nov ’25$550,000
3473 STERLING STREET · same community
3 bd · 2 ba · 1,920 sqft · $286/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1596 BIRMINGHAM TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1596 BIRMINGHAM TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1596 BIRMINGHAM TERRACE FAQs
What would the monthly payment be for 1596 BIRMINGHAM TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,132/mo — principal and interest, the actual property-tax bill, the $199/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1596 BIRMINGHAM TERRACE?+
The association fee works out to $199 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1596 BIRMINGHAM TERRACE?+
The most recent tax bill on record (2025) was $5,112. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1596 BIRMINGHAM TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $580,000, this home is listed about 53% above the The Villages median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1596 BIRMINGHAM TERRACE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$580,000 runs 66% above the THE VILLAGES 32162 median — but at 2,021 sqft it's also 32% larger than the typical The Villages listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a The Villages market that averages 50 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COMMUNITY REALTY ASSOCIATES · Douglas Addeo. MLS #TB8539534.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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